---
title: "Get RTP eligibility information of a transfer"
method: POST
path: "/transfer/capabilities/get"
tags: ["plaid"]
---

# Get RTP eligibility information of a transfer

`POST /transfer/capabilities/get`

Use the `/transfer/capabilities/get` endpoint to determine the RTP eligibility information of an account to be used with Transfer. This endpoint works on all Transfer-capable Items, including those created by `/transfer/migrate_account`. To simulate RTP eligibility in Sandbox, log in using the username `user_good` and password `pass_good` and use the first two checking and savings accounts in the "First Platypus Bank" institution (ending in 0000 or 1111), which will return `true`. Any other account will return `false`.

## Request body

- TransferCapabilitiesGetRequest — Defines the request schema for `/transfer/capabilities/get`
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
  - `access_token` string, required — The Plaid `access_token` for the account that will be debited or credited.
  - `account_id` string, required — The Plaid `account_id` corresponding to the end-user account that will be debited or credited.
  - `payment_profile_token` string — A payment profile token associated with the Payment Profile data that is being requested.

## Response `200`

OK

- TransferCapabilitiesGetResponse — Defines the response schema for `/transfer/capabilities/get`
  - `institution_supported_networks` InstitutionSupportedNetworks, required — Contains the RTP and RfP network and types supported by the linked Item's institution.
    - `rtp` TransferCapabilitiesGetRTP, required — Contains the supported service types in RTP
      - `credit` boolean — When `true`, the linked Item's institution supports RTP credit transfer.
    - `rfp` TransferCapabilitiesGetRfP, required — Contains the supported service types in RfP
      - `debit` boolean — When `true`, the linked Item's institution supports RfP debit transfer.
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

## Changes

- **2025-03-26** `09cbc8444913` — 2 warning
  - added the new `CHECK_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CONSUMER_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-01-31** `0bfab7b15662` — 1 info
  - added the required property `institution_supported_networks/rfp` to the response with the `200` status
- **2024-09-04** `a2c34406c317` — 5 warning, 1 info
  - added the new `PARTNER_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `SANDBOX_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTION_ERROR` enum value to the `error_type` response property for the response status `default`
  - …2 more
- **2024-02-21** `5de70cc1e6ca` — 1 breaking, 3 warning, 11 info
  - removed the required property `institution_supported_networks/rfp` from the response with the `200` status
  - removed the optional property `error_code_reason` from the response with the `default` status
  - removed the optional property `provided_account_subtypes` from the response with the `default` status
  - removed the optional property `required_account_subtypes` from the response with the `default` status
  - …11 more

[Change history](https://skmtc.dev/plaid/apis/the-plaid-api/changes/transfer/capabilities/get/post.md)

---

[API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.dev/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/revisions/5eae3158bbfc/schema)