---
title: "Create an e-wallet"
method: POST
path: "/wallet/create"
tags: ["plaid"]
---

# Create an e-wallet

`POST /wallet/create`

Create an e-wallet. The response is the newly created e-wallet object.

## Request body

- WalletCreateRequest — WalletCreateRequest defines the request schema for `/wallet/create`
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
  - `iso_currency_code` 'GBP' | 'EUR', required — An ISO-4217 currency code, used with e-wallets and transactions.

## Response `200`

OK

- WalletCreateResponse — An object representing the e-wallet
  - `wallet_id` string, required — A unique ID identifying the e-wallet
  - `balance` WalletBalance, required — An object representing the e-wallet balance
    - `iso_currency_code` string, required — The ISO-4217 currency code of the balance
    - `current` number, double, required — The total amount of funds in the account
    - `available` number, double, required — The total amount of funds in the account after subtracting pending debit transaction amounts
  - `numbers` WalletNumbers, required — An object representing the e-wallet account numbers
    - `bacs` RecipientBACS, nullable — An object containing a Bacs account number and sort code. If an IBAN is not provided or if you need to accept domestic GBP-denominated payments, Bacs data is required.
      - `account` string — The account number of the account. Maximum of 10 characters.
      - `sort_code` string — The 6-character sort code of the account.
    - `international` NumbersInternationalIBAN, nullable — Account numbers using the International Bank Account Number and BIC/SWIFT code format.
      - `iban` string, required — International Bank Account Number (IBAN).
      - `bic` string, required — The Business Identifier Code, also known as SWIFT code, for this bank account.
  - `recipient_id` string — The ID of the recipient that corresponds to the e-wallet account numbers
  - `status` 'UNKNOWN' | 'ACTIVE' | 'CLOSED', required — The status of the wallet. `UNKNOWN`: The wallet status is unknown. `ACTIVE`: The wallet is active and ready to send money to and receive money from. `CLOSED`: The wallet is closed. Any transactions made to or from this wallet will error.
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

## Changes

> 52 revisions in range; 1 could not be searched.

- **2026-07-22** `a1bbca018160` — 13 warning
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - …9 more
- **2026-06-25** `80d23bfdc2e5` — 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b` — 1 warning
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-12-11** `465584b48c99` — 2 info
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929` — 1 info
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`

[Change history](https://skmtc.dev/plaid/apis/the-plaid-api/changes/wallet/create/post.md)

---

[API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.dev/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/revisions/e536704a333f/schema)