---
title: "Create an originator for Transfer for Platforms customers"
method: POST
path: "/transfer/platform/originator/create"
tags: ["plaid"]
---

# Create an originator for Transfer for Platforms customers

`POST /transfer/platform/originator/create`

Use the `/transfer/platform/originator/create` endpoint to submit information about the originator you are onboarding, including the originator's agreement to the required legal terms.

## Request body

- TransferPlatformOriginatorCreateRequest — Defines the request schema for `/transfer/platform/originator/create`
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
  - `originator_client_id` string, required — The client ID of the originator
  - `tos_acceptance_metadata` TransferPlatformTOSAcceptanceMetadata, required — Metadata related to the acceptance of Terms of Service
    - `agreement_accepted` boolean, required — Indicates whether the TOS agreement was accepted
    - `originator_ip_address` string, required — The IP address of the originator when they accepted the TOS. Formatted as an IPv4 or IPv6 IP address
    - `agreement_accepted_at` string, date-time, required — ISO8601 timestamp indicating when the originator accepted the TOS
  - `originator_reviewed_at` string, date-time, required — ISO8601 timestamp indicating the most recent time the platform collected onboarding data from the originator
  - `webhook` string, url — The webhook URL to which a `PLATFORM_ONBOARDING_UPDATE` webhook should be sent.

## Response `200`

OK

- TransferPlatformOriginatorCreateResponse — Defines the response schema for `/transfer/platform/originator/create`
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

## Changes

- **2026-07-22** `a1bbca018160` — 13 warning
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - …9 more
- **2026-06-25** `80d23bfdc2e5` — 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b` — 1 warning
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-12-11** `465584b48c99` — 2 info
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929` — 1 info
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`

[Full history](https://skmtc.dev/plaid/apis/the-plaid-api/changes/transfer/platform/originator/create/post.md)

---

[API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.dev/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/revisions/e536704a333f/schema)