---
title: "Refresh transaction data"
method: POST
path: "/transactions/refresh"
tags: ["plaid"]
---

# Refresh transaction data

`POST /transactions/refresh`

`/transactions/refresh` is an optional endpoint that initiates an on-demand extraction to fetch the newest transactions for an Item. The on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Transactions-enabled Item. The Item must already have Transactions added as a product in order to call `/transactions/refresh`.

If changes to transactions are discovered after calling `/transactions/refresh`, Plaid will fire a webhook: for `/transactions/sync` users, [`SYNC_UPDATES_AVAILABLE`](https://plaid.com/docs/api/products/transactions/#sync_updates_available) will be fired if there are any transactions updated, added, or removed. For users of both `/transactions/sync` and `/transactions/get`, [`TRANSACTIONS_REMOVED`](https://plaid.com/docs/api/products/transactions/#transactions_removed) will be fired if any removed transactions are detected, and [`DEFAULT_UPDATE`](https://plaid.com/docs/api/products/transactions/#default_update) will be fired if any new transactions are detected. New transactions can be fetched by calling `/transactions/get` or `/transactions/sync`.

Note that the `/transactions/refresh` endpoint is not supported for Capital One (`ins_128026`) non-depository accounts and will result in a `PRODUCTS_NOT_SUPPORTED` error if called on an Item that contains only non-depository accounts from that institution.

As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.

`/transactions/refresh` is offered as an optional add-on to Transactions and has a separate [fee model](https://plaid.com/docs/account/billing/#per-request-flat-fee). To request access to this endpoint, submit a [product access request](https://dashboard.plaid.com/team/products) or contact your Plaid account manager.

## Request body

- TransactionsRefreshRequest — TransactionsRefreshRequest defines the request schema for `/transactions/refresh`
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `access_token` string, required — The access token associated with the Item for which data is being requested.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.

## Response `200`

OK

- TransactionsRefreshResponse — TransactionsRefreshResponse defines the response schema for `/transactions/refresh`
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

## Changes

> 52 revisions in range; 1 could not be searched.

- **2026-07-22** `a1bbca018160` — 13 warning
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - …9 more
- **2026-06-25** `80d23bfdc2e5` — 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b` — 1 warning
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-12-11** `465584b48c99` — 2 info
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929` — 1 info
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`

[Full history](https://skmtc.dev/plaid/apis/the-plaid-api/changes/transactions/refresh/post.md)

---

[API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.dev/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/revisions/e536704a333f/schema)