---
title: "Unregister a list of loans"
method: POST
path: "/cra/loans/unregister"
tags: ["plaid"]
---

# Unregister a list of loans

`POST /cra/loans/unregister`

`/cra/loans/unregister` indicates the loans have reached a final status and no further updates are expected.

## Request body

- CraLoansUnregisterRequest — CraLoansUnregisterRequest defines the request schema for `/cra/loans/unregister`
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
  - `loans` CraLoanUnregister[], required — A list of loans to unregister.
    - `loan_id` string, required — A unique identifier for the loan. Personally identifiable information, such as an email address or phone number, should not be used in the `loan_id`.
    - `closed_with_status` CraLoanClosedStatus, required — Contains the status and date information of the loan when unregistering.
      - `status` 'APPROVED' | 'DECLINED' | 'BOOKED' | 'CURRENT' | 'DELINQUENT' | 'DEFAULT' | 'CHARGED_OFF' | 'TRANSFERRED' | 'PAID_OFF' | 'OTHER', required — The status of the loan.
      - `date` string, date, required — The effective date for the status of the loan. The date should be in ISO 8601 format (YYYY-MM-DD).

## Response `200`

OK

- CraLoanUnregisterResponse — CraLoanUnregisterResponse defines the response schema for `/cra/loans/unregister`.
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

## Changes

- **2026-07-22** `a1bbca018160` — 13 warning
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - …9 more
- **2026-06-25** `80d23bfdc2e5` — 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b` — 1 warning
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-12-11** `465584b48c99` — 2 info
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929` — 1 info
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`

[Full history](https://skmtc.dev/plaid/apis/the-plaid-api/changes/cra/loans/unregister/post.md)

---

[API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.dev/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/revisions/141de8aaaad2/schema)