---
title: "Changes to Evaluate a planned ACH transaction"
method: POST
path: "/signal/evaluate"
---

# Changes to Evaluate a planned ACH transaction

`POST /signal/evaluate`

> Every recorded change to this operation, newest first.

## Timeline

Changed in 18 of 55 revisions.

- **2026-10-15** `ea443cd78f6f`: 2 warning
- **2026-07-22** `a1bbca018160`: 13 warning
- **2026-06-25** `80d23bfdc2e5`: 1 warning
- **2026-06-10** `fb8c3f188d8b`: 1 warning
- **2025-12-11** `465584b48c99`: 2 info
- **2025-11-19** `4abee1c56929`: 1 info
- **2025-11-12** `f8b9f1a85767`: 2 warning, 1 info
- **2025-10-22** `af4b6e71d87f`: 1 warning
- **2025-09-02** `af95b7b9aa93`: 3 info
- **2025-05-01** `89dcf373f0a2`: 1 breaking, 1 info
- **2025-04-21** `3b68659a7975`: 2 info
- **2025-03-26** `09cbc8444913`: 2 warning
- **2024-11-14** `b0263533029b`: 1 breaking
- **2024-09-04** `a2c34406c317`: 5 warning, 3 info
- **2024-06-18** `be701ec93161`: 4 info
- **2024-05-03** `1550c043ed31`: 1 info
- **2024-04-17** `943c632a075c`: 1 info
- **2024-02-21** `5de70cc1e6ca`: 1 breaking, 8 warning, 16 info

## Changes

- **2026-10-15** `ea443cd78f6f`: 2 warning
  - added the new `CRA_PARTNER_INSIGHTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-07-22** `a1bbca018160`: 13 warning
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENRICH_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FRAUD_INSIGHTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FREDDIE_MAC_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `LINK_DELIVERY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `PROFILE_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `RECURRING_TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `STATEMENTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_RECURRING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_REFUND_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-25** `80d23bfdc2e5`: 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b`: 1 warning
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-12-11** `465584b48c99`: 2 info
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929`: 1 info
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`
- **2025-11-12** `f8b9f1a85767`: 2 warning, 1 info
  - added the new `IDENTITY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `USER_ERROR` enum value to the `error_type` response property for the response status `default`
  - request property `user_present` deprecated
- **2025-10-22** `af4b6e71d87f`: 1 warning
  - added the new `SIGNAL_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-09-02** `af95b7b9aa93`: 3 info
  - added the optional property `core_attributes/balance_to_transaction_amount_ratio` to the response with the `200` status
  - response property `scores/bank_initiated_return_risk/risk_tier` deprecated
  - response property `scores/customer_initiated_return_risk/risk_tier` deprecated
- **2025-05-01** `89dcf373f0a2`: 1 breaking, 1 info
  - removed the required property `ruleset/triggered_rule_details/result` from the response with the `200` status
  - added the required property `ruleset/result` to the response with the `200` status
- **2025-04-21** `3b68659a7975`: 2 info
  - added the optional property `ruleset/triggered_rule_details` to the response with the `200` status
  - response property `ruleset/outcome` deprecated
- **2025-03-26** `09cbc8444913`: 2 warning
  - added the new `CHECK_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CONSUMER_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2024-11-14** `b0263533029b`: 1 breaking
  - the response property `scores` became nullable for the status `200`
- **2024-09-04** `a2c34406c317`: 5 warning, 3 info
  - added the new `PARTNER_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `SANDBOX_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTION_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_ERROR` enum value to the `error_type` response property for the response status `default`
  - the `risk_profile_key` request property's minLength was decreased from `1` to `0`
  - the `ruleset_key` request property's minLength was decreased from `1` to `0`
  - added the optional property `error_code_reason` to the response with the `default` status
- **2024-06-18** `be701ec93161`: 4 info
  - added the new optional request property `ruleset_key`
  - request property `risk_profile_key` deprecated
  - added the optional property `ruleset` to the response with the `200` status
  - response property `risk_profile` deprecated
- **2024-05-03** `1550c043ed31`: 1 info
  - the `risk_profile_key` request property's maxLength was increased from `32` to `64`
- **2024-04-17** `943c632a075c`: 1 info
  - added the optional property `core_attributes/days_since_account_opening` to the response with the `200` status
- **2024-02-21** `5de70cc1e6ca`: 1 breaking, 8 warning, 16 info
  - the `risk_profile_key` request property's minLength was increased from `0` to `1`
  - the `risk_profile_key` request property's maxLength was set to `32`
  - removed the request property `ruleset_key`
  - removed the optional property `core_attributes/balance_to_transaction_amount_ratio` from the response with the `200` status
  - removed the optional property `core_attributes/days_since_account_opening` from the response with the `200` status
  - removed the optional property `error_code_reason` from the response with the `default` status
  - removed the optional property `provided_account_subtypes` from the response with the `default` status
  - removed the optional property `required_account_subtypes` from the response with the `default` status
  - removed the optional property `ruleset` from the response with the `200` status
  - request property `risk_profile_key` reactivated
  - request property `user_present` reactivated
  - removed the `BASE_REPORT_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `CHECK_REPORT_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `CONSUMER_REPORT_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `IDEMPOTENCY_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `PARTNER_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `SANDBOX_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `SIGNAL_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `TRANSACTIONS_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `TRANSACTION_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `TRANSFER_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `USER_ERROR` enum value from the `error_type` response property for the response status `default`
  - response property `risk_profile` reactivated
  - response property `scores/bank_initiated_return_risk/risk_tier` reactivated
  - response property `scores/customer_initiated_return_risk/risk_tier` reactivated

---

[Operation](https://skmtc.dev/plaid/apis/the-plaid-api/docs/signal/evaluate/post.md) - [API](https://skmtc.dev/plaid/apis/the-plaid-api.md) - [Page](https://skmtc.dev/plaid/apis/the-plaid-api/changes/signal/evaluate/post)
