---
title: "Changes to Retrieve cash flow insights from the bank accounts used for income verification"
method: POST
path: "/cra/partner_insights/get"
---

# Changes to Retrieve cash flow insights from the bank accounts used for income verification

`POST /cra/partner_insights/get`

> Every recorded change to this endpoint, newest first.

## Timeline

Changed in 20 of 53 revisions.

- **2026-07-22** `a1bbca018160` — 13 warning, 1 info
- **2026-06-25** `80d23bfdc2e5` — 1 warning
- **2026-06-10** `fb8c3f188d8b` — 1 warning, 12 info
- **2026-04-17** `b9a2871636de` — 1 warning, 5 info
- **2026-04-02** `7f9a02ad0ce3` — 1 breaking, 1 info
- **2026-03-04** `ac31f04fdb58` — 1 info
- **2025-12-11** `465584b48c99` — 2 info
- **2025-11-19** `4abee1c56929` — 1 info
- **2025-11-12** `f8b9f1a85767` — 2 warning
- **2025-10-22** `af4b6e71d87f` — 1 warning
- **2025-06-03** `b7200537f765` — 3 info
- **2025-03-26** `09cbc8444913` — 2 warning
- **2025-02-19** `2fcba991badd` — 2 breaking
- **2024-11-14** `b0263533029b` — 5 info
- **2024-10-09** `36052f62cce1` — 3 info
- **2024-09-04** `a2c34406c317` — 5 warning, 1 info
- **2024-07-05** `1e30969bd889` — 1 warning
- **2024-06-18** `be701ec93161` — 1 breaking, 1 info
- **2024-03-21** `5594c3a3f55a` — 1 warning, 1 info
- **2024-02-21** `5de70cc1e6ca` — 2 breaking, 14 warning, 17 info

## Changes

- **2026-07-22** `a1bbca018160` — 13 warning, 1 info
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENRICH_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FRAUD_INSIGHTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FREDDIE_MAC_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `LINK_DELIVERY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `PROFILE_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `RECURRING_TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `STATEMENTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_RECURRING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_REFUND_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the optional property `report/items/fico/ultrafico_score_results/items/exclusion_code` to the response with the `200` status
- **2026-06-25** `80d23bfdc2e5` — 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b` — 1 warning, 12 info
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the optional property `report/items/fico/ultrafico_score_results/items/ultrafico_score/negative_reason_codes` to the response with the `200` status
  - added the optional property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_codes` to the response with the `200` status
  - added the optional property `report/items/prism/insights/model_version` to the response with the `200` status
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_1` deprecated
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_2` deprecated
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_3` deprecated
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_4` deprecated
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/reason_code_1` deprecated
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/reason_code_2` deprecated
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/reason_code_3` deprecated
  - response property `report/items/fico/ultrafico_score_results/items/ultrafico_score/reason_code_4` deprecated
  - response property `report/items/prism/insights/version` deprecated
- **2026-04-17** `b9a2871636de` — 1 warning, 5 info
  - added the new `limited purpose checking` enum value to the `report/items/items/items/accounts/items/subtype` response property for the response status `200`
  - added the optional property `report/items/fico/report_characteristics` to the response with the `200` status
  - added the optional property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_1` to the response with the `200` status
  - added the optional property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_2` to the response with the `200` status
  - added the optional property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_3` to the response with the `200` status
  - added the optional property `report/items/fico/ultrafico_score_results/items/ultrafico_score/positive_reason_code_4` to the response with the `200` status
- **2026-04-02** `7f9a02ad0ce3` — 1 breaking, 1 info
  - the response property `report/items/prism` became nullable for the status `200`
  - added the new optional request property `user_tier`
- **2026-03-04** `ac31f04fdb58` — 1 info
  - added the optional property `report/items/fico` to the response with the `200` status
- **2025-12-11** `465584b48c99` — 2 info
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929` — 1 info
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`
- **2025-11-12** `f8b9f1a85767` — 2 warning
  - added the new `IDENTITY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `USER_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-10-22** `af4b6e71d87f` — 1 warning
  - added the new `SIGNAL_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-06-03** `b7200537f765` — 3 info
  - added the optional property `report/items/client_report_id` to the response with the `200` status
  - added the optional property `report/items/prism/detect` to the response with the `200` status
  - added the optional property `report/items/prism/extend` to the response with the `200` status
- **2025-03-26** `09cbc8444913` — 2 warning
  - added the new `CHECK_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CONSUMER_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-02-19** `2fcba991badd` — 2 breaking
  - the response property `report/items/prism/cash_score/score` became nullable for the status `200`
  - the response property `report/items/prism/first_detect/score` became nullable for the status `200`
- **2024-11-14** `b0263533029b` — 5 info
  - added the optional property `report/items/prism/cash_score/model_version` to the response with the `200` status
  - added the optional property `report/items/prism/first_detect/model_version` to the response with the `200` status
  - response property `report/items/prism/cash_score/version` deprecated
  - response property `report/items/prism/first_detect/version` deprecated
  - added the required property `report/items/items/items/accounts/items/metadata` to the response with the `200` status
- **2024-10-09** `36052f62cce1` — 3 info
  - added the optional property `report/items/prism/cash_score/error_reason` to the response with the `200` status
  - added the optional property `report/items/prism/first_detect/error_reason` to the response with the `200` status
  - added the optional property `report/items/prism/insights/error_reason` to the response with the `200` status
- **2024-09-04** `a2c34406c317` — 5 warning, 1 info
  - added the new `PARTNER_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `SANDBOX_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTION_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the optional property `error_code_reason` to the response with the `default` status
- **2024-07-05** `1e30969bd889` — 1 warning
  - removed the optional property `report/items/items/items/accounts/items/owners/items/document_id` from the response with the `200` status
- **2024-06-18** `be701ec93161` — 1 breaking, 1 info
  - the request property `user_token` became required
  - added the optional property `report/items/items/items/accounts/items/account_id` to the response with the `200` status
- **2024-03-21** `5594c3a3f55a` — 1 warning, 1 info
  - removed the optional property `report/items/prism/detect` from the response with the `200` status
  - added the optional property `report/items/prism/first_detect` to the response with the `200` status
- **2024-02-21** `5de70cc1e6ca` — 2 breaking, 14 warning, 17 info
  - removed the required property `report/items/items/items/accounts/items/metadata` from the response with the `200` status
  - removed the required property `report/items/prism/detect/model_version` from the response with the `200` status
  - removed the request property `user_tier`
  - removed the optional property `error_code_reason` from the response with the `default` status
  - removed the optional property `provided_account_subtypes` from the response with the `default` status
  - removed the optional property `report/items/client_report_id` from the response with the `200` status
  - removed the optional property `report/items/fico` from the response with the `200` status
  - removed the optional property `report/items/items/items/accounts/items/account_id` from the response with the `200` status
  - removed the optional property `report/items/prism/cash_score/error_reason` from the response with the `200` status
  - removed the optional property `report/items/prism/cash_score/model_version` from the response with the `200` status
  - removed the optional property `report/items/prism/detect/error_reason` from the response with the `200` status
  - removed the optional property `report/items/prism/extend` from the response with the `200` status
  - removed the optional property `report/items/prism/first_detect` from the response with the `200` status
  - removed the optional property `report/items/prism/insights/error_reason` from the response with the `200` status
  - removed the optional property `report/items/prism/insights/model_version` from the response with the `200` status
  - removed the optional property `required_account_subtypes` from the response with the `default` status
  - the request property `user_token` became optional
  - added the optional property `report/items/items/items/accounts/items/owners/items/document_id` to the response with the `200` status
  - removed the `BASE_REPORT_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `CHECK_REPORT_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `CONSUMER_REPORT_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `IDEMPOTENCY_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `PARTNER_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `SANDBOX_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `SIGNAL_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `TRANSACTIONS_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `TRANSACTION_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `TRANSFER_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `USER_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `limited purpose checking` enum value from the `report/items/items/items/accounts/items/subtype` response property for the response status `200`
  - response property `report/items/prism/cash_score/version` reactivated
  - response property `report/items/prism/insights/version` reactivated
  - added the required property `report/items/prism/detect/version` to the response with the `200` status

---

[Operation](https://skmtc.dev/plaid/apis/the-plaid-api/docs/cra/partner_insights/get/post.md) · [API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [Page](https://skmtc.dev/plaid/apis/the-plaid-api/changes/cra/partner_insights/get/post)
