---
title: "Changes to Retrieve a Monitoring Insights Report"
method: POST
path: "/cra/monitoring_insights/get"
---

# Changes to Retrieve a Monitoring Insights Report

`POST /cra/monitoring_insights/get`

> Every recorded change to this endpoint, newest first.

## Timeline

Changed in 20 of 52 revisions.

- **2026-08-17** `e536704a333f` — 5 warning
- **2026-07-22** `a1bbca018160` — 13 warning
- **2026-06-25** `80d23bfdc2e5` — 1 warning
- **2026-06-10** `fb8c3f188d8b` — 1 warning
- **2026-04-17** `b9a2871636de` — 1 warning
- **2026-04-02** `7f9a02ad0ce3` — 7 warning
- **2026-03-04** `ac31f04fdb58` — 1 info
- **2025-12-11** `465584b48c99` — 1 breaking, 1 warning, 2 info
- **2025-11-19** `4abee1c56929` — 1 warning, 2 info
- **2025-10-02** `83dc2757b74e` — 13 breaking, 1 warning, 6 info
- **2025-09-02** `af95b7b9aa93` — 1 info
- **2025-07-16** `bb819dcb75b3` — 3 info
- **2025-06-03** `b7200537f765` — 2 info
- **2025-05-21** `5eae3158bbfc` — 1 info
- **2025-05-01** `89dcf373f0a2` — 1 info
- **2025-03-26** `09cbc8444913` — 1 info
- **2025-01-15** `5dbeedb71831` — 1 info
- **2024-10-09** `36052f62cce1` — 3 breaking, 1 warning, 1 info
- **2024-09-04** `a2c34406c317` — 1 info
- **2024-02-21** `5de70cc1e6ca` — 1 breaking

## Changes

- **2026-08-17** `e536704a333f` — 5 warning
  - added the new `charge card` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `commercial line of credit` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `home equity loan` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `installment` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `prediction market` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
- **2026-07-22** `a1bbca018160` — 13 warning
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENRICH_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FRAUD_INSIGHTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FREDDIE_MAC_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `LINK_DELIVERY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `PROFILE_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `RECURRING_TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `STATEMENTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_RECURRING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_REFUND_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-25** `80d23bfdc2e5` — 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b` — 1 warning
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-04-17** `b9a2871636de` — 1 warning
  - added the new `limited purpose checking` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
- **2026-04-02** `7f9a02ad0ce3` — 7 warning
  - added the new `fhsa` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `qshr` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth 403B` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth 457b` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth pension` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth profit sharing plan` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth thrift savings plan` enum value to the `items/items/accounts/items/subtype` response property for the response status `200`
- **2026-03-04** `ac31f04fdb58` — 1 info
  - added the optional property `items/items/accounts/items/transactions/items/personal_finance_category` to the response with the `200` status
- **2025-12-11** `465584b48c99` — 1 breaking, 1 warning, 2 info
  - the `user_id` request property type/format changed from ``/`` to `string`/``
  - removed `#/components/schemas/NewUserID` from the `user_id` request property `allOf` list
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929` — 1 warning, 2 info
  - removed `subschema #2` from the `user_id` request property `allOf` list
  - the request property `user_token` became optional
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`
- **2025-10-02** `83dc2757b74e` — 13 breaking, 1 warning, 6 info
  - added `subschema #2` to the `user_id` request property `allOf` list
  - the response property `items/items/insights/income/forecasted_monthly_income/baseline_amount` became nullable for the status `200`
  - the response property `items/items/insights/income/historical_annual_income/baseline_amount` became nullable for the status `200`
  - the response property `items/items/insights/income/income_sources_counts/baseline_count` became nullable for the status `200`
  - the response property `items/items/insights/income/total_monthly_income/baseline_amount` became nullable for the status `200`
  - the response property `items/items/insights/loans/loan_payment_merchants_counts/baseline_count` became nullable for the status `200`
  - the response property `items/items/insights/loans/loan_payments_counts/baseline_count` became nullable for the status `200`
  - the response property `items/items/insights/income/forecasted_monthly_income/baseline_amount` became optional for the status `200`
  - the response property `items/items/insights/income/historical_annual_income/baseline_amount` became optional for the status `200`
  - the response property `items/items/insights/income/income_sources_counts/baseline_count` became optional for the status `200`
  - the response property `items/items/insights/income/total_monthly_income/baseline_amount` became optional for the status `200`
  - the response property `items/items/insights/loans/loan_payment_merchants_counts/baseline_count` became optional for the status `200`
  - the response property `items/items/insights/loans/loan_payments_counts/baseline_count` became optional for the status `200`
  - removed `subschema #2, subschema #3` from the `user_id` request property `allOf` list
  - response property `items/items/insights/income/forecasted_monthly_income/baseline_amount` deprecated
  - response property `items/items/insights/income/historical_annual_income/baseline_amount` deprecated
  - response property `items/items/insights/income/income_sources_counts/baseline_count` deprecated
  - response property `items/items/insights/income/total_monthly_income/baseline_amount` deprecated
  - response property `items/items/insights/loans/loan_payment_merchants_counts/baseline_count` deprecated
  - response property `items/items/insights/loans/loan_payments_counts/baseline_count` deprecated
- **2025-09-02** `af95b7b9aa93` — 1 info
  - added the new optional request property `user_id`
- **2025-07-16** `bb819dcb75b3` — 3 info
  - added the optional property `items/items/accounts/items/transactions/items/name` to the response with the `200` status
  - added the required property `items/items/institution_id` to the response with the `200` status
  - added the required property `items/items/institution_name` to the response with the `200` status
- **2025-06-03** `b7200537f765` — 2 info
  - removed the `ITEM_LOGIN_REQUIRED` enum value from the `items/items/status/status_code` response property for the response status `200`
  - removed the `ITEM_NOT_SUPPORTED` enum value from the `items/items/status/status_code` response property for the response status `200`
- **2025-05-21** `5eae3158bbfc` — 1 info
  - response property `items/items/accounts/items/account_insights` deprecated
- **2025-05-01** `89dcf373f0a2` — 1 info
  - response property `items/items/accounts/items/attributes` reactivated
- **2025-03-26** `09cbc8444913` — 1 info
  - added the optional property `items/items/accounts` to the response with the `200` status
- **2025-01-15** `5dbeedb71831` — 1 info
  - added the required property `user_insights_id` to the response with the `200` status
- **2024-10-09** `36052f62cce1` — 3 breaking, 1 warning, 1 info
  - added the new required request property `consumer_report_permissible_purpose`
  - the response property `items/items/insights` became nullable for the status `200`
  - removed the required property `items/items/insights/income/income_sources/items/is_missing_income` from the response with the `200` status
  - added the new `FAILED` enum value to the `items/items/status/status_code` response property for the response status `200`
  - added the required property `items/items/insights/income/historical_annual_income` to the response with the `200` status
- **2024-09-04** `a2c34406c317` — 1 info
  - endpoint added
- **2024-02-21** `5de70cc1e6ca` — 1 breaking
  - api path removed without deprecation

---

[Operation](https://skmtc.dev/plaid/apis/the-plaid-api/docs/cra/monitoring_insights/get/post.md) · [API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [Page](https://skmtc.dev/plaid/apis/the-plaid-api/changes/cra/monitoring_insights/get/post)
