---
title: "Changes to Retrieve various home lending reports for a user"
method: POST
path: "/cra/check_report/verification/get"
---

# Changes to Retrieve various home lending reports for a user

`POST /cra/check_report/verification/get`

> Every recorded change to this endpoint, newest first.

## Timeline

Changed in 16 of 52 revisions.

- **2026-08-17** `e536704a333f` — 15 warning, 1 info
- **2026-07-22** `a1bbca018160` — 26 warning, 1 info
- **2026-06-25** `80d23bfdc2e5` — 2 warning
- **2026-06-10** `fb8c3f188d8b` — 2 warning, 2 info
- **2026-04-17** `b9a2871636de` — 2 warning
- **2026-04-02** `7f9a02ad0ce3` — 14 warning, 1 info
- **2026-03-04** `ac31f04fdb58` — 1 info
- **2025-12-11** `465584b48c99` — 1 breaking, 1 warning, 4 info
- **2025-11-19** `4abee1c56929` — 1 warning, 2 info
- **2025-11-12** `f8b9f1a85767` — 2 warning
- **2025-10-22** `af4b6e71d87f` — 1 warning, 1 info
- **2025-10-02** `83dc2757b74e` — 1 breaking, 1 warning
- **2025-09-02** `af95b7b9aa93` — 1 info
- **2025-07-16** `bb819dcb75b3` — 1 breaking, 2 warning, 4 info
- **2025-04-21** `3b68659a7975` — 1 info
- **2024-02-21** `5de70cc1e6ca` — 1 breaking

## Changes

- **2026-08-17** `e536704a333f` — 15 warning, 1 info
  - added the new `charge card` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `charge card` enum value to the `report/income/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `charge card` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `commercial line of credit` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `commercial line of credit` enum value to the `report/income/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `commercial line of credit` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `home equity loan` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `home equity loan` enum value to the `report/income/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `home equity loan` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `installment` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `installment` enum value to the `report/income/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `installment` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `prediction market` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `prediction market` enum value to the `report/income/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `prediction market` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the optional property `report/voa/items/items/accounts/items/investments/holdings/items/tax_lots` to the response with the `200` status
- **2026-07-22** `a1bbca018160` — 26 warning, 1 info
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ASSETS_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `ENRICH_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENRICH_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `FRAUD_INSIGHTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FRAUD_INSIGHTS_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `FREDDIE_MAC_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FREDDIE_MAC_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `LINK_DELIVERY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `LINK_DELIVERY_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `PROFILE_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `PROFILE_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `RECURRING_TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `RECURRING_TRANSACTIONS_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `STATEMENTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `STATEMENTS_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `TRANSFER_RECURRING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_RECURRING_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `TRANSFER_REFUND_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_REFUND_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - request property `employment_refresh_options` deprecated
- **2026-06-25** `80d23bfdc2e5` — 2 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `IDEMPOTENCY_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
- **2026-06-10** `fb8c3f188d8b` — 2 warning, 2 info
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `BASE_REPORT_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `INCOME` enum value to the request property `reports_requested/items/`
  - added the optional property `report/income` to the response with the `200` status
- **2026-04-17** `b9a2871636de` — 2 warning
  - added the new `limited purpose checking` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `limited purpose checking` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
- **2026-04-02** `7f9a02ad0ce3` — 14 warning, 1 info
  - added the new `fhsa` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `fhsa` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `qshr` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `qshr` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth 403B` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth 403B` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth 457b` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth 457b` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth pension` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth pension` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth profit sharing plan` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth profit sharing plan` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth thrift savings plan` enum value to the `report/employment_refresh/items/items/accounts/items/subtype` response property for the response status `200`
  - added the new `roth thrift savings plan` enum value to the `report/voa/items/items/accounts/items/subtype` response property for the response status `200`
  - added the optional property `report/gse_reference_id` to the response with the `200` status
- **2026-03-04** `ac31f04fdb58` — 1 info
  - added the optional property `report/voa/items/items/accounts/items/transactions_insights/all_transactions/items/personal_finance_category` to the response with the `200` status
- **2025-12-11** `465584b48c99` — 1 breaking, 1 warning, 4 info
  - the `user_id` request property type/format changed from ``/`` to `string`/``
  - removed `#/components/schemas/NewUserID` from the `user_id` request property `allOf` list
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
  - added the optional property `warnings/items/cause/allOf[subschema #1: Error]/provided_account_subtypes` to the response with the `200` status
  - added the optional property `warnings/items/cause/allOf[subschema #1: Error]/required_account_subtypes` to the response with the `200` status
- **2025-11-19** `4abee1c56929` — 1 warning, 2 info
  - removed `subschema #2` from the `user_id` request property `allOf` list
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`
  - removed the `IDENTITY_ERROR` enum value from the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
- **2025-11-12** `f8b9f1a85767` — 2 warning
  - added the new `IDENTITY_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the new `USER_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
- **2025-10-22** `af4b6e71d87f` — 1 warning, 1 info
  - added the new `SIGNAL_ERROR` enum value to the `warnings/items/cause/allOf[subschema #1: Error]/error_type` response property for the response status `200`
  - added the optional property `report/voa/items/items/accounts/items/investments` to the response with the `200` status
- **2025-10-02** `83dc2757b74e` — 1 breaking, 1 warning
  - added `subschema #2` to the `user_id` request property `allOf` list
  - removed `subschema #2, subschema #3` from the `user_id` request property `allOf` list
- **2025-09-02** `af95b7b9aa93` — 1 info
  - added the new optional request property `user_id`
- **2025-07-16** `bb819dcb75b3` — 1 breaking, 2 warning, 4 info
  - removed the enum value `VOE` of the request property `reports_requested/items/`
  - removed the request property `voe_options`
  - removed the optional property `report/voe` from the response with the `200` status
  - added the new optional request property `employment_refresh_options`
  - added the new `EMPLOYMENT_REFRESH` enum value to the request property `reports_requested/items/`
  - added the optional property `report/employment_refresh` to the response with the `200` status
  - added the optional property `report/voa/items/items/accounts/items/transactions_insights/all_transactions/items/name` to the response with the `200` status
- **2025-04-21** `3b68659a7975` — 1 info
  - endpoint added
- **2024-02-21** `5de70cc1e6ca` — 1 breaking
  - api path removed without deprecation

---

[Operation](https://skmtc.dev/plaid/apis/the-plaid-api/docs/cra/check_report/verification/get/post.md) · [API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [Page](https://skmtc.dev/plaid/apis/the-plaid-api/changes/cra/check_report/verification/get/post)
