---
title: "Changes to (Deprecated) Evaluate risk of a bank account"
method: POST
path: "/beacon/account_risk/v1/evaluate"
---

# Changes to (Deprecated) Evaluate risk of a bank account

`POST /beacon/account_risk/v1/evaluate`

> Every recorded change to this endpoint, newest first.

## Timeline

Changed in 17 of 53 revisions.

- **2026-08-17** `e536704a333f` — 5 warning
- **2026-07-22** `94406d9a4d27` — 1 info
- **2026-07-22** `a1bbca018160` — 13 warning
- **2026-06-25** `80d23bfdc2e5` — 1 warning
- **2026-06-10** `fb8c3f188d8b` — 1 warning
- **2026-04-17** `b9a2871636de` — 1 warning
- **2026-04-02** `7f9a02ad0ce3` — 7 warning
- **2025-12-11** `465584b48c99` — 2 info
- **2025-11-19** `4abee1c56929` — 1 info
- **2025-11-12** `f8b9f1a85767` — 2 warning
- **2025-10-22** `af4b6e71d87f` — 1 warning
- **2025-03-26** `09cbc8444913` — 2 warning
- **2024-09-04** `a2c34406c317` — 5 warning, 5 info
- **2024-05-10** `a5b45bccb4e8` — 1 info
- **2024-04-17** `943c632a075c` — 1 warning, 1 info
- **2024-03-11** `ec7541420dd2` — 1 info
- **2024-02-21** `5de70cc1e6ca` — 1 breaking

## Changes

- **2026-08-17** `e536704a333f` — 5 warning
  - added the new `charge card` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `commercial line of credit` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `home equity loan` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `installment` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `prediction market` enum value to the `accounts/items/subtype` response property for the response status `200`
- **2026-07-22** `94406d9a4d27` — 1 info
  - endpoint deprecated
- **2026-07-22** `a1bbca018160` — 13 warning
  - added the new `ASSETS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CRA_MONITORING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CREDIT_PROFILE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENCOMPASS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `ENRICH_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FRAUD_INSIGHTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `FREDDIE_MAC_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `LINK_DELIVERY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `PROFILE_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `RECURRING_TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `STATEMENTS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_RECURRING_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_REFUND_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-25** `80d23bfdc2e5` — 1 warning
  - added the new `IDEMPOTENCY_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-06-10** `fb8c3f188d8b` — 1 warning
  - added the new `BASE_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2026-04-17** `b9a2871636de` — 1 warning
  - added the new `limited purpose checking` enum value to the `accounts/items/subtype` response property for the response status `200`
- **2026-04-02** `7f9a02ad0ce3` — 7 warning
  - added the new `fhsa` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `qshr` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `roth 403B` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `roth 457b` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `roth pension` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `roth profit sharing plan` enum value to the `accounts/items/subtype` response property for the response status `200`
  - added the new `roth thrift savings plan` enum value to the `accounts/items/subtype` response property for the response status `200`
- **2025-12-11** `465584b48c99` — 2 info
  - added the optional property `provided_account_subtypes` to the response with the `default` status
  - added the optional property `required_account_subtypes` to the response with the `default` status
- **2025-11-19** `4abee1c56929` — 1 info
  - removed the `IDENTITY_ERROR` enum value from the `error_type` response property for the response status `default`
- **2025-11-12** `f8b9f1a85767` — 2 warning
  - added the new `IDENTITY_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `USER_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-10-22** `af4b6e71d87f` — 1 warning
  - added the new `SIGNAL_ERROR` enum value to the `error_type` response property for the response status `default`
- **2025-03-26** `09cbc8444913` — 2 warning
  - added the new `CHECK_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `CONSUMER_REPORT_ERROR` enum value to the `error_type` response property for the response status `default`
- **2024-09-04** `a2c34406c317` — 5 warning, 5 info
  - added the new `PARTNER_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `SANDBOX_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTIONS_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSACTION_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the new `TRANSFER_ERROR` enum value to the `error_type` response property for the response status `default`
  - added the optional property `error_code_reason` to the response with the `default` status
  - removed the `recurring` enum value from the `accounts/items/subtype` response property for the response status `200`
  - removed the `rewards` enum value from the `accounts/items/subtype` response property for the response status `200`
  - removed the `safe deposit` enum value from the `accounts/items/subtype` response property for the response status `200`
  - removed the `undefined` enum value from the `accounts/items/subtype` response property for the response status `200`
- **2024-05-10** `a5b45bccb4e8` — 1 info
  - added the optional property `accounts/items/attributes/days_since_first_observed_transaction` to the response with the `200` status
- **2024-04-17** `943c632a075c` — 1 warning, 1 info
  - removed the optional property `accounts/items/attributes/days_since_account_creation` from the response with the `200` status
  - added the optional property `accounts/items/attributes/days_since_account_opening` to the response with the `200` status
- **2024-03-11** `ec7541420dd2` — 1 info
  - endpoint added
- **2024-02-21** `5de70cc1e6ca` — 1 breaking
  - api path removed without deprecation

---

[Operation](https://skmtc.dev/plaid/apis/the-plaid-api/docs/beacon/account_risk/v1/evaluate/post.md) · [API](https://skmtc.dev/plaid/apis/the-plaid-api.md) · [Page](https://skmtc.dev/plaid/apis/the-plaid-api/changes/beacon/account_risk/v1/evaluate/post)
