---
title: "Create protection source"
method: POST
path: "/v1/protection-sources"
tags: ["Protection sources"]
---

# Create protection source

`POST /v1/protection-sources`

## Request

- Base URL: `https://sandbox.pismolabs.io/funds-coverage`
- URL: `https://sandbox.pismolabs.io/funds-coverage/v1/protection-sources`
- Auth: HTTP bearer

Create new funds coverage protection source to cover insufficient funds.<br>
The funds coverage service enables financial products—such as savings accounts, loans, and credit cards—to serve as coverage sources for other products when there is an insufficient balance or a payment failure. It supports overdraft coverage type, configurable fallback hierarchies, and is designed for future extensibility to accommodate additional product types. Refer to the [Funds coverage](doc:funds-coverage) guide for more details.

## Headers

- `AuthorizationToken` string, required

## Request body

- ProtectionSourceParam
  - `covered` 'overdraft' | 'credit_card', required: The financial product you want to protect
  - `sources` Source[], required: The list of financial products that can act as coverage sources
    - `type` 'savings_account' | 'loan', required: Funds coverage source product type
    - `hierarchy` integer, required: Funds coverage source hierarchy level. The funds coverage is selected according to its configured hierarchy level. Note that lower numbers have higher priority.
    - `processing_code` string, required: Processing code associated with the source, used to move funds
    - `id` string: ID representing the fund source. If you don't specify a value, the Pismo platform defaults to your account ID and `sources.type`.
    - `is_active` boolean: Is the source active?

## Response `201`

No response body is returned when a protection source is created successfully

## Other responses

- `400`: Bad request
- `404`: Not found
- `409`: Conflict
- `500`: Internal server error

---

[API](https://skmtc.dev/pismo/apis/banking-funds-coverage.md) - [All operations](https://skmtc.dev/pismo/apis/banking-funds-coverage/llms.txt) - [OpenAPI document](https://skmtc.dev/pismo/apis/banking-funds-coverage/revisions/d9b4e7bfb441?raw)