---
title: "Get credit account details"
method: GET
path: "/accounts/{id}"
tags: ["Accounts"]
---

# Get credit account details

`GET /accounts/{id}`

## Request

- Base URL: `http://<host-url>`
- URL: `http://<host-url>/accounts/{id}`
- Auth: HTTP bearer

## Path parameters

- `id` integer, required

## Headers

- `unique-request-id` string

## Response `200`

Account retrieved successfully

- AccountResponseDto
  - `account` AccountData
    - `account_reference` string: Client account reference if provided
    - `balance_authorised` number: Balance authorised including settled and pending transactions
    - `balance_close_yesterday` number: The state of balance at the end of previous day.
    - `balance_limit` number: Credit limit of the account
    - `balance_settled` number: Balance for settled transactions only
    - `balance_used_for_instalments` number: Balance used for instalments
    - `calculated_interest` number: The total accrued interest not yet posted to the account.
    - `customer_id` integer: Customer ID
    - `date_closed` string: Date closed, if the account has been closed
    - `date_created` string: Date the account was created
    - `id` integer: Account ID
    - `last_released_statement_id` integer: Statement ID of the last completed billing cycle
    - `next_statement_id` integer: Statement ID of the next billing cycle
    - `outstanding_interest` number: Total outstanding posted interest
    - `outstanding_principal` number: The total of outstanding debt, excluding fees and posted interest
    - `pending_statement_end_date` string: End date of the current billing cycle
    - `pending_statement_id` integer: Statement ID of the current billing cycle
    - `pending_statement_start_date` string: Start date of the current billing cycle
    - `product_id` integer: Credit product identifier
    - `repayment_fixed_amount` number: Fixed repayment amount, if configured for the account
    - `repayment_method_id` 'C' | 'D' | 'M': Repayment method configured for the account: C - Debit card D - Direct debit M - Manual
    - `repayment_overdue` number: Amount overdue for the last released statement
    - `repayment_status` 'A' | 'D' | 'E' | 'F' | 'L' | 'O' | 'R' | 'S': The repayment status of the last released statement: A - In arrears D - Repayment due E - Overpaid F - Repaid in full L - Late payment O - Overdue R - Repaid minimum S - Statemented amount repaid
    - `repayment_type_id` 'C' | 'F' | 'H' | 'O' | 'T': Repayment amount configuration, defines repayment_minimum_actual_due: C = Calculated minimum H = Higher of product minimum or calculated O = Outstanding balance F = Fixed amount T = Fixed amount plus interest and fees
    - `statement_cycle_parameter` integer: Statement Day for the account if no account specific statement_cycle_parameter isincluded at time of account creation.
    - `statements_update_date` string: The date of the last account and statement update. Processing would have been for the previous day.
    - `status` 'A' | 'B' | 'C' | 'D' | 'I' | 'P' | 'Q' | 'R': Account status: A - Active B - Blocked for debits C - Closed D - Deleted I - Inactive P - Over Paid Q - Delinquency R - Arrears
  - `response_status` StatusDto
    - `status_code` string
    - `status_message` string
    - `error_message` string: Details of the error, when applicable.

## Other responses

- `400`: Bad request
- `404`: Account not found
- `500`: Server Error

---

[API](https://skmtc.dev/paymentology/apis/paycredit-api.md) - [All operations](https://skmtc.dev/paymentology/apis/paycredit-api/llms.txt) - [OpenAPI document](https://skmtc.dev/paymentology/apis/paycredit-api/revisions/cc56df9c933b?raw)