---
title: "Create Group Credit Limit"
method: POST
path: "/pws/pws_apply_group_credit_limit/"
tags: ["Group"]
---

# Create Group Credit Limit

`POST /pws/pws_apply_group_credit_limit/`

## Request

- Base URL: `https://api.uat.paymentology.com/ppws/api`
- URL: `https://api.uat.paymentology.com/ppws/api/pws/pws_apply_group_credit_limit/`
- Auth: none declared

The Create Group Credit Limit API enables effective management of credit limits for individual accounts or groups of accounts. Any account associated with the credit limit group will inherit the specified limits.

## Request body

- PwsGroupCreditLimitTemplateModel
  - `api_call_unique_identifier` string, required: Unique number that must be passed at each API request. Identifier to make each API request unique
  - `auto_dec_fixed` number, required: Fixed Auto-decrease in the account's Billing Currency
  - `auto_dec_logic` string, required: Relation between Auto-decrease amounts computed based on percent and fixed amount: -- SUM: Sum of them -- MIN: Minimum of two amounts -- MAX: Maximum of two amounts -- AVG: Average of two amounts
  - `auto_dec_perc` number, double, required: Auto-decrease in Percents of the CURRENT credit limit
  - `auto_dec_req_credit_ranking_threshold` integer, required: Credit ranking of the cardholder must be SMALLER than the threshold (-1 means NOT IMPORTANT)
  - `auto_dec_req_full_bc_amount_paid_partially_no` integer, required: Number of consequtive billing cycles where the amount was paid off only partially (0 means NOT IMPORTANT)
  - `auto_dec_req_off_time_payments_no` integer, required: Number of consequtive off-time payments (0 means NOT IMPORTANT)
  - `auto_decrease_frequency` string, required: <p>Automatic decrease frequency in case the criteria is met.</br>possible options are:</p> <ul><li>N: Never, Auto-Decrease is disabled</li> <li>M: Monthly</li> <li>Q: Quarterly</li> <li>A: Annually</li></ul>
  - `auto_inc_fixed` number, required: Fixed Auto-increase in the account's Billing Currency
  - `auto_inc_logic` string, required: <p>Relation between Auto-increase amounts computed based on percent and fixed amount.</br>possible conditions are:</p> <ul><li>SUM: Sum of them</li> <li>MIN: Minimum of two amounts</li> <li>MAX: Maximum of two amounts</li> <li>AVG: Average of two amounts</li></ul>
  - `auto_inc_perc` number, double, required: Auto-increase in Percents of the CURRENT credit limit
  - `auto_inc_req_credit_ranking_threshold` integer, required: Credit ranking of the cardholder must be GREATER than the threshold (-1 means NOT IMPORTANT)
  - `auto_inc_req_full_bc_amount_paid_off_no` integer, required: Number of consequtive billing cycles where the full amount was paid off (0 means NOT IMPORTANT)
  - `auto_inc_req_on_time_payments_no` integer, required: Number of consequtive on-time payments (0 means NOT IMPORTANT)
  - `auto_increase_frequency` string, required: <p>Automatic increase frequency in case the criteria is met.</br>possible options are:</p> <ul><li>N: Never, Auto-Increase is disabled</li> <li>M: Monthly</li> <li>Q: Quarterly</li> <li>A: Annually</li></ul>
  - `client_id` integer, required: Unique identifier for the client which Paymentology will provide at outset
  - `group_id` integer, required: group Id
  - `mcc_code` integer, required: MCC Code
  - `mcc_group` string, required: MCC group
  - `merchant_type_category` integer, required: Merchant Type Category
  - `overdraft_fixed` number, required: Overdraft in fixed available in the given Merchant Category
  - `overdraft_logic` string, required: <p>Relation between overdraft amounts computed based on percent and fixed amount:</p> possible options are:<ul><li>SUM: Sum of them</li> <li>MIN: Minimum of two amounts</li> <li>MAX: Maximum of two amounts</li> <li>AVG: Average of two amounts</li></ul>
  - `overdraft_perc` number, double, required: Overdraft in Percents available in the given Merchant Category
  - `user_id` string: User Id of the Customer who triggered the API request.
  - `remarks` string: Remarks for API request
  - `prod_id` integer: product Id
  - `credit_limit_amount` number: Total size of the credit limit (credit line) established for the card in the given Merchant Category and so on [in BILLING CURRENCY]
  - `include_interest_in_available_amt` boolean: Indicator if the interest owed is counted against the available credit line
  - `auto_inc_req_high_net_worth_indicator` boolean: High Net Worth indicator (NULL means NOT IMPORTANT)
  - `auto_dec_req_high_net_worth_indicator` boolean: High Net Worth indicator (NULL means NOT IMPORTANT)
  - `credit_limit_percent_of_general` number: merchant specific credit limit that is percent of general credit limit

## Response `200`

Successful Response

- CreditLimitResponse
  - `header` CreditLimitHeader
    - `error_id` integer: error id
    - `error_desc` string: error message
  - `body` CreditLimitBody
    - `message` string: message

## Other responses

- `404`: Webservices does not exist
- `500`: Internal Server error

## Changes

- **2026-11-03** `73c2771493b1`: 1 info
  - endpoint added

[Operation history](https://skmtc.dev/paymentology/apis/payapi-docs/changes/pws/pws_apply_group_credit_limit/post.md)

---

[API](https://skmtc.dev/paymentology/apis/payapi-docs.md) - [All operations](https://skmtc.dev/paymentology/apis/payapi-docs/llms.txt) - [OpenAPI document](https://skmtc.dev/paymentology/apis/payapi-docs/revisions/73c2771493b1?raw)