---
title: "Openpayd (@openpayd)"
description: "London-based banking-as-a-service platform."
account: "openpayd"
---

# Openpayd

London-based banking-as-a-service platform.

## APIs

4 public APIs with a stored document.
Each links to its markdown overview; the same address with
`/llms.txt` in place of `.md` lists its operations.
Changes across these APIs: https://skmtc.dev/openpayd/feed.md

- [openpayd-api-1](https://skmtc.dev/openpayd/apis/openpayd-api-1.md): Banking: manage accounts, transactions, direct debits and linked business clients
- [openpayd-reference-data](https://skmtc.dev/openpayd/apis/openpayd-reference-data.md): Payments: look up beneficiary requirements, payment providers and APAC international payouts
- [openpayd-api](https://skmtc.dev/openpayd/apis/openpayd-api.md): Payments: manage beneficiaries, linked clients, accounts, payouts, KYC documents and webhooks
- [openpayd-authorization](https://skmtc.dev/openpayd/apis/openpayd-authorization.md): Authentication: obtain OAuth access tokens for calls to other OpenPayd APIs