---
title: "Open Banking (@openbankinguk)"
description: "Official Open Banking UK API Standards"
account: "openbankinguk"
---

# Open Banking

Official Open Banking UK API Standards

## APIs

5 public APIs with a stored document.
Each links to its markdown overview; the same address with
`/llms.txt` in place of `.md` lists its operations.
Changes across these APIs: https://skmtc.dev/openbankinguk/feed.md

- [Account and Transaction API Specification](https://skmtc.dev/openbankinguk/apis/account-and-transaction-api-specification.md): Open banking: read accounts, balances, transactions, statements, standing orders and direct debits with consent
- [Confirmation of Funds API Specification](https://skmtc.dev/openbankinguk/apis/confirmation-of-funds-api-specification.md): Banking: request consent and confirm account funds for card-based payment providers
- [Open Data API](https://skmtc.dev/openbankinguk/apis/open-data-api.md): Banking: read branch, ATM, current account, SME loan and commercial card product data
- [Payment Initiation API](https://skmtc.dev/openbankinguk/apis/payment-initiation-api.md): Payments: initiate domestic, international and scheduled payments, manage consents and standing orders
- [Event Notification API Specification - TPP Endpoints](https://skmtc.dev/openbankinguk/apis/event-notification-api-specification-tpp-endpoints.md): Open banking: send event notifications to third-party providers