---
title: "Create Invoice"
method: POST
path: "/v5/invoices"
tags: ["Invoicing"]
---

# Create Invoice

`POST /v5/invoices`

## Request

- Base URL: `https://sandbox.nmi.com/api`
- URL: `https://sandbox.nmi.com/api/v5/invoices`
- Auth: API key in header `Authorization`

Create a new invoice and email it to the customer.

## Request body

- CreateInvoiceRequest: Request to create a new invoice
  - `amount` number, required: Total amount to be invoiced. Must be greater than 0.00. Format: `x.xx`
  - `subtotal` number, float: Subtotal amount before tax and shipping
  - `payment_terms` string: When the invoice should be paid. Values: 'upon_receipt', or integers from 0-999. Default - `upon_receipt`.
  - `payment_methods_allowed` string[]: Payment methods allowed for this invoice. 'cc' = Credit Card, 'ck' = Check, 'cs' = Cash
  - `processor_id` string: If using Multiple MIDs, route to this processor (processor_id is obtained under Settings → Transaction Routing in the Control Panel). If allowing multiple payment types, one processor_id can be selected per payment type by submitting comma-separated values.
  - `currency` string: The transaction currency. Format: ISO 4217 (must be uppercase 3-letter code)
  - `billing_address` BillingAddressRest: Billing address for a payment transaction request.
    - `method` 'initial_recurring' | 'recurring' | 'installment': Recurring or installment classification for the processor. - `initial_recurring`: First transaction in a recurring sequence only. - `recurring`: Later charges in that sequence. - `installment`: Installment transactions; use `number` and `total` on supported processors. Which values apply depends on the processor.
    - `number` integer: Specify installment billing number, on supported processors. For use when `billing.method` is set to "installment"
    - `total` number: Specify installment billing total on supported processors. For use when `billing.method` is set to "installment"
    - `first_name` string: Cardholder's first name
    - `last_name` string: Cardholder's last name
    - `company` string: Cardholder's company
    - `address1` string: Card billing address
    - `address2` string: Card billing address, line 2
    - `city` string: Card billing city
    - `state` string: Card billing state. Format: `CC`
    - `zip` string: Card billing zip code
    - `country` string: Card billing country. Country codes are as shown in ISO 3166-1 alpha-2. Format: `CC`
    - `phone` string: Billing phone number
    - `email` string, email: Billing email address
    - `fax` string: Billing fax number
    - `cell_phone` string: Billing cell phone number
    - `website` string: Website (invoice-specific field)
    - `drivers_license_number` string: Driver's license number
    - `drivers_license_dob` string: Driver's license date of birth. Format: `YYYY-MM-DD`
    - `drivers_license_state` string: Driver's license state. Format: `CC`
    - `payment_details` union: Payment method details. Exactly one variant: raw card data, ACH (check) data, **payment_token**, wallet payloads, or **retail card-present** data from a card reader. Do not combine fields from different variants.
      - object: Non-tokenized credit card data.
        - `card_number` string, required: Credit card number
        - `card_exp` string, required: Credit card expiration date. Format: `MMYY`
        - `card_cvv` string: The card security code.
      - RetailUnencryptedMagneticStripe: Card-present payment using raw magnetic stripe data from a card reader. Set `industry` to `retail` on the payment request.
        - `track_1` string, required: Raw magnetic stripe data.
        - `track_2` string, required: Raw magnetic stripe data.
        - `track_3` string: Raw magnetic stripe data.
      - RetailMagTekMagensaEncryptedSwipe: Card-present payment using encrypted magnetic stripe data from a MagTek Magensa reader. Set `industry` to `retail` on the payment request.
        - `magnesafe_track_1` string, required: Raw MagTek Magensa data.
        - `magnesafe_track_2` string, required: Raw MagTek Magensa data.
        - `magnesafe_magneprint` string: Raw MagTek Magensa data.
        - `magnesafe_ksn` string: Raw MagTek Magensa data.
        - `magnesafe_magneprint_status` string: Raw MagTek Magensa data.
      - RetailIdTechEncryptedSwipe: Card-present encrypted swipe data from an ID Tech M130 reader. Set `industry` to `retail` on the payment request.
        - `encrypted_track_1` string, required: Raw encrypted data.
        - `encrypted_track_2` string, required: Raw encrypted data.
        - `encrypted_track_3` string: Raw encrypted data.
        - `encrypted_ksn` string: Raw encrypted data.
      - RetailIdTechEncryptedKeyed: Card-present encrypted keyed entry data from an ID Tech M130 reader. Set `industry` to `retail` on the payment request.
        - `encrypted_data` string, required: Raw encrypted data.
      - RetailIngenicoChip: Card-present EMV chip payment from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.
        - `entry_mode` 'emv_icc', required: The type of transaction data to be processed.
        - `emv_auth_request_data` string, required: EMV data for the transaction as received from the EMV chip card SDK.
        - `emv_device` 'ingenico_rba', required: The EMV-capable card reader.
        - `verification_method` 'signature' | 'offline_pin' | 'offline_pin_signature' | 'none', required: Method used to verify the EMV transaction.
        - `encrypted_ksn` string, required: Raw encrypted data.
        - `encrypted_track_2` string, required: Raw encrypted data.
      - RetailIngenicoSwipe: Card-present encrypted swipe from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.
        - `entry_mode` 'swiped' | 'swiped_emv_fallback', required: The type of transaction data to be processed.
        - `emv_device` 'ingenico_rba', required: The EMV-capable card reader.
        - `encrypted_ksn` string, required: Raw encrypted data.
        - `encrypted_track_1` string, required: Raw encrypted data.
        - `encrypted_track_2` string, required: Raw encrypted data.
      - RetailIngenicoNfc: Card-present NFC payment from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.
        - `entry_mode` 'nfc_msd', required: The type of transaction data to be processed.
        - `emv_device` 'ingenico_rba', required: The EMV-capable card reader.
        - `encrypted_ksn` string, required: Raw encrypted data.
        - `encrypted_track_2` string, required: Raw encrypted data.
      - RetailIngenicoKeyed: Card-present encrypted keyed entry from an Ingenico Telium 2 reader. Set `industry` to `retail` on the payment request.
        - `entry_mode` 'keyed', required: The type of transaction data to be processed.
        - `emv_device` 'ingenico_rba', required: The EMV-capable card reader.
        - `encrypted_ksn` string, required: Raw encrypted data.
        - `encrypted_track_2` string, required: Raw encrypted data.
      - RetailMobileSdkEncryptedPayment: RSA-encrypted card data from the NMI Mobile SDK (iOS/Android). Use in place of raw card number, expiration, and CVV. Set `industry` to `retail` on the payment request when processing as a card-present transaction.
        - `encrypted_payment` string, required: Encrypted payment blob returned by the Mobile SDK.
      - object: Bank account (ACH) details for this transaction.
        - `check_name` string, required: The name on the customer's ACH account
        - `check_aba` number, required: The customer's bank routing number
        - `check_account` number, required: The customer's bank account number
        - `account_type` 'checking' | 'savings', required: The type of ACH account the customer has
        - `account_holder_type` 'personal' | 'business', required: The type of ACH account the customer has
        - `sec_code` 'PPD' | 'WEB' | 'TEL' | 'CCD' | 'POP' | 'RCK', required: The Standard Entry Class code of the ACH transaction
        - `check_number` string: Check number
      - object: Single-use or vault token from [Payment Component](../docs/payment-component) or [Collect.js](https://secure.networkmerchants.com/merchants/resources/integration/integration_portal.php#cjs_methodology) (not Apple Pay / Google Pay).
        - `payment_token` string, required: The tokenized version of the customer's card or check information
      - object: Encrypted payment data from the Apple Pay SDK.
        - `applepay_payment_data` string, required: The encrypted token created when integration directly to the Apple Pay SDK
      - object: Encrypted payment data from the Google Pay SDK.
        - `googlepay_payment_data` string, required: The encrypted token created when integration directly to the Google Pay SDK
      - object: Merchant-decrypted Apple Pay payment data.
        - `decrypted_applepay_data` true, required: Set to `true` when submitting merchant-decrypted Apple Pay data.
        - `card_number` string, required: Credit card number
        - `card_exp` string, required: Credit card expiration date. Format: `MMYY`
      - object: Merchant-decrypted Google Pay payment data.
        - `decrypted_googlepay_data` true, required: Set to `true` when submitting merchant-decrypted Google Pay data.
        - `card_number` string, required: Credit card number
        - `card_exp` string, required: Credit card expiration date. Format: `MMYY`
    - `cardholder_auth` union: Cardholder authentication data. Use the 3-D Secure variant for EMV authentication results. Use the Decrypted wallet variant for merchant-decrypted Apple Pay or Google Pay, which relays the cryptogram and ECI to the 3-D Secure fields.
      - object: EMV 3-D Secure authentication result fields.
        - `status` 'verified' | 'attempted', required: Set 3D Secure condition. Value used to determine E-commerce indicator (ECI).
        - `cavv` string, required: Cardholder authentication verification value from the 3-D Secure authentication response. Format: base64 encoded.
        - `xid` string: Cardholder authentication transaction id. Format: base64 encoded.
        - `three_ds_version` string: 3DSecure version (for example `2.1.0` or `2.2.0`).
        - `directory_server_id` string: Directory Server Transaction ID from 3DSecure 2.0 authentication. Format: xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx
      - object: Wallet authentication for decrypted Apple Pay or Google Pay payments.
        - `cavv` string, required: Wallet payment cryptogram (submitted in the repurposed 3-D Secure `cavv` field).
        - `eci` string: Electronic Commerce Indicator from the wallet payment data (submitted in the repurposed 3-D Secure `eci` field).
  - `shipping_address` ShippingAddressRest: Shipping address and information
    - `id` string: Shipping address ID (max 32 characters). Generated if omitted on create.
    - `first_name` string: Shipping first name
    - `last_name` string: Shipping last name
    - `company` string: Shipping company
    - `address1` string: Shipping address
    - `address2` string: Shipping address, line 2
    - `city` string: Shipping city
    - `state` string: Shipping state.
    - `zip` string: Shipping zip code
    - `country` string: ISO 3166-1 alpha-2 country code. Example: `US`
    - `email` string, email: Shipping email address
    - `carrier` 'ups' | 'fedex' | 'dhl' | 'usps': Shipping carrier
  - `order_details` OrderDetailsRest: Order details and line items
    - `template_id` string: Order template ID
    - `description` string: Order description
    - `id` string: Order ID (for payment requests)
    - `order_id` string: Order ID (for invoice requests and responses)
    - `customer_id` string: Customer ID (invoice-specific)
    - `customer_tax_id` string: Customer tax ID (invoice-specific)
    - `tax` number: Tax amount
    - `shipping` number: Shipping amount
    - `po_number` string: Purchase order number (maxLength 50 for payments, 255 for invoices)
    - `shipping_postal_code` string: Shipping postal code
    - `ship_from_postal_code` string: Ship from postal code
    - `summary_commodity_code` string: Summary commodity code
    - `duty_amount` number: Duty amount
    - `discount_amount` number: Discount amount
    - `national_tax_amount` number: National tax amount
    - `alternate_tax_amount` number: Alternate tax amount
    - `alternate_tax_id` string: Alternate tax ID
    - `vat_tax_amount` number: VAT tax amount
    - `vat_tax_rate` number: VAT tax rate
    - `vat_invoice_reference_number` string: VAT invoice reference number
    - `customer_vat_registration` string: Customer VAT registration
    - `merchant_vat_registration` string: Merchant VAT registration
    - `order_date` string, date: Order date
    - `order_description` string: Order description (maxLength 255 for both payments and invoices)
    - `ip_address` string: IP address of cardholder (IPv4 or IPv6). Format validated as IP address
    - `line_items` LineItem[]
      - `product_code` string: Product code
      - `description` string: Line item description
      - `commodity_code` string: Commodity code
      - `unit_of_measure` string: Unit of measure
      - `unit_cost` number: Unit cost
      - `quantity` integer: Quantity
      - `total_amount` number: Total amount
      - `tax_amount` number: Tax amount
      - `tax_rate` number: Tax rate
      - `discount_amount` number: Discount amount
      - `discount_rate` number: Discount rate
      - `tax_type` string: Tax type
      - `alternate_tax_id` string: Alternate tax ID
  - `merchant_defined_fields` MerchantDefinedFields: Custom fields configured in the merchant control panel under Settings → Merchant Defined Fields (`field_1` through `field_20`).
    - `field_1` string: Merchant defined field 1
    - `field_2` string: Merchant defined field 2
    - `field_3` string: Merchant defined field 3
    - `field_4` string: Merchant defined field 4
    - `field_5` string: Merchant defined field 5
    - `field_6` string: Merchant defined field 6
    - `field_7` string: Merchant defined field 7
    - `field_8` string: Merchant defined field 8
    - `field_9` string: Merchant defined field 9
    - `field_10` string: Merchant defined field 10
    - `field_11` string: Merchant defined field 11
    - `field_12` string: Merchant defined field 12
    - `field_13` string: Merchant defined field 13
    - `field_14` string: Merchant defined field 14
    - `field_15` string: Merchant defined field 15
    - `field_16` string: Merchant defined field 16
    - `field_17` string: Merchant defined field 17
    - `field_18` string: Merchant defined field 18
    - `field_19` string: Merchant defined field 19
    - `field_20` string: Merchant defined field 20

## Response `200`

Invoice created successfully

- InvoiceResponse: Invoice response matching InvoiceRestSerializer structure
  - `object` 'invoice', required: Resource type identifier
  - `id` integer, required: Invoice ID
  - `status` 'open' | 'partially_paid' | 'paid' | 'closed' | 'overdue': Current status of the invoice
  - `amount` string: Total amount of the invoice. Format: `x.xx`
  - `subtotal` number, nullable: Subtotal amount before tax and shipping
  - `payment_terms` string: Payment terms for the invoice (e.g., 'Due Upon Receipt', '30 days')
  - `payment_methods_allowed` string[]: Allowed payment methods: 'cc' = Credit Card, 'ck' = Check, 'cs' = Cash
  - `processor_id` string, nullable: Processor ID for payment processing
  - `currency` string: Currency code (ISO 4217, e.g., USD, EUR)
  - `created_date` string, date-time, nullable: Date and time when the invoice was created in UTC ISO 8601 format
  - `updated_date` string, date-time, nullable: Date and time when the invoice was last updated in UTC ISO 8601 format
  - `billing_address` object: Billing address information
    - `first_name` string: First name
    - `last_name` string: Last name
    - `company` string: Company name
    - `email` string, email: Email address
    - `phone` string: Phone number
    - `fax` string: Fax number
    - `website` string: Website
    - `address1` string: Address line 1
    - `address2` string: Address line 2
    - `city` string: City
    - `state` string: State or province
    - `zip` string: ZIP or postal code
    - `country` string: Country code (ISO 3166-1 alpha-2)
  - `shipping_address` object: Shipping address information
    - `first_name` string: First name
    - `last_name` string: Last name
    - `company` string: Company name
    - `email` string, email: Email address
    - `address1` string: Address line 1
    - `address2` string: Address line 2
    - `city` string: City
    - `state` string: State or province
    - `zip` string: ZIP or postal code
    - `country` string: Country code (ISO 3166-1 alpha-2)
  - `order_details` object: Order details
    - `order_id` string: Order ID
    - `ip_address` string: IP address
    - `order_description` string: Order description
    - `po_number` string: Purchase order number
    - `customer_id` string: Customer ID
    - `customer_tax_id` string: Customer tax ID
    - `tax` string: Tax amount. Format: `x.xx`
    - `shipping` string: Shipping amount. Format: `x.xx`
    - `discount_amount` string: Discount amount. Format: `x.xx`
    - `surcharge` string: Surcharge amount. Format: `x.xx`
    - `tip` string: Tip amount. Format: `x.xx`
    - `shipping_carrier` string: Shipping carrier
    - `tracking_number` string: Tracking number
    - `shipping_date` string, date-time, nullable: Shipping date in UTC ISO 8601 format
  - `merchant_defined_fields` MerchantDefinedFields: Custom fields configured in the merchant control panel under Settings → Merchant Defined Fields (`field_1` through `field_20`).
    - `field_1` string: Merchant defined field 1
    - `field_2` string: Merchant defined field 2
    - `field_3` string: Merchant defined field 3
    - `field_4` string: Merchant defined field 4
    - `field_5` string: Merchant defined field 5
    - `field_6` string: Merchant defined field 6
    - `field_7` string: Merchant defined field 7
    - `field_8` string: Merchant defined field 8
    - `field_9` string: Merchant defined field 9
    - `field_10` string: Merchant defined field 10
    - `field_11` string: Merchant defined field 11
    - `field_12` string: Merchant defined field 12
    - `field_13` string: Merchant defined field 13
    - `field_14` string: Merchant defined field 14
    - `field_15` string: Merchant defined field 15
    - `field_16` string: Merchant defined field 16
    - `field_17` string: Merchant defined field 17
    - `field_18` string: Merchant defined field 18
    - `field_19` string: Merchant defined field 19
    - `field_20` string: Merchant defined field 20

## Other responses

- `400`: Bad Request - Validation Error
- `401`: Unauthorized

---

[API](https://skmtc.dev/nmi/apis/payments-api.md) - [All operations](https://skmtc.dev/nmi/apis/payments-api/llms.txt) - [OpenAPI document](https://skmtc.dev/nmi/apis/payments-api/revisions/c03727f27e27?raw)