---
title: "Create wire payment"
method: POST
path: "/wire"
tags: ["Wire"]
---

# Create wire payment

`POST /wire`

Create a wire payment to an external party account

## Headers

- `Idempotency-Key` string, required
- `X-Instance-ID` string, nullable

## Request body

- object
  - `data` object, required
    - `attributes` object, required
      - `customerPartyId` string — Customer party ID (pty_*). Omit to create for your own party; provide for delegated creation.
      - `amount` integer, required — Integer amount in the minor units of currency.
      - `currency` 'USD'
      - `walletId` string
      - `externalPartyAccountId` string, required
      - `description` string, required — Internal payment description. Maximum 1000 characters.
      - `remittanceInfo` string

## Response `201`

Successful Response

- object
  - `data` object, required
    - `type` 'wire', required
    - `id` string, required
    - `attributes` object, required
      - `amount` integer, required — Integer amount in the minor units of currency.
      - `currency` 'USD', required
      - `status` 'CREATED' | 'AWAITING_APPROVAL' | 'APPROVAL_DENIED' | 'PROCESSING' | 'COMPLETED' | 'REJECTED' | 'FAILED' | 'CANCELED', required
      - `remittanceInfo` string, nullable, required
      - `description` string, required — Internal payment description.
      - `failure` object, nullable, required
        - `reason` string, nullable, required
        - `code` string, nullable, required
      - `submittedAt` string, nullable, required
      - `rejectedAt` string, nullable, required
      - `expectedCompletionAt` string, nullable, required — Provider-estimated completion time, when supplied. This is not a settlement guarantee.
      - `completedAt` string, nullable, required — When the wire completed.
      - `terminalAt` string, nullable, required
      - `createdAt` string, required
      - `updatedAt` string, required
    - `relationships` object, required
      - `customerParty` object, required
        - `data` object, required — Related resource identifier.
          - `type` 'party', required
          - `id` string, required
      - `wallet` object, required
        - `data` object, required — Related resource identifier.
          - `type` 'wallet', required
          - `id` string, required
      - `externalParty` object, required
        - `data` object, required — Related resource identifier.
          - `type` 'external_party', required
          - `id` string, required
      - `externalPartyAccount` object, required
        - `data` object, required — Related resource identifier.
          - `type` 'external_party_account', required
          - `id` string, required

## Other responses

- `400` — Validation Error
- `401` — Unauthorized
- `403` — Forbidden
- `404` — Not Found. Returned when the resource does not exist, or when it exists but is not accessible to your account. The two cases are intentionally indistinguishable, so that resource IDs cannot be enumerated by probing.
- `409` — Conflict
- `422` — Validation Error. The response contains one error object for each invalid request value.
- `428` — Precondition Required
- `429` — Too Many Requests
- `500` — Internal Server Error
- `501` — Not Implemented
- `502` — Bad Gateway
- `503` — Service Unavailable

## Changes

- **2026-09-11** `226131258c12` — 1 info
  - endpoint added

[Change history](https://skmtc.dev/natural/apis/natural-api/changes/wire/post.md)

---

[API](https://skmtc.dev/natural/apis/natural-api.md) · [All operations](https://skmtc.dev/natural/apis/natural-api/llms.txt) · [OpenAPI document](https://skmtc.dev/natural/apis/natural-api/revisions/226131258c12?raw)