---
title: "Changes to Create a transfer-out request"
method: POST
path: "/transfer-out"
---

# Changes to Create a transfer-out request

`POST /transfer-out`

> Every recorded change to this operation, newest first.
> 116 revisions in range; 2 not diffed.

## Timeline

Changed in 29 of 116 revisions.

- **2026-10-28** `d996ddfb9d2b`: 2 info
- **2026-10-27** `190120f7c3c4`: 2 warning, 1 info
- **2026-10-26** `e959a710f4b2`: 6 breaking, 6 info
- **2026-10-26** `f11f1e76bdd7`: 1 warning
- **2026-10-26** `0a6dad5815c7`: 1 warning
- **2026-10-24** `715332dcb111`: 1 warning
- **2026-10-21** `24d712c399dd`: 12 info
- **2026-10-20** `761d1d030cb5`: 2 warning
- **2026-10-14** `06dd7787d29a`: 2 warning
- **2026-10-13** `ddcb4ec73fd0`: 1 warning
- **2026-10-09** `a7c5552d4ea1`: 6 info
- **2026-10-09** `36ec020f29da`: 1 warning
- **2026-10-07** `9c02b8bb58f1`: 28 info
- **2026-10-05** `e73712057c75`: 1 breaking, 1 info
- **2026-10-05** `6d67fe99049c`: 3 info
- **2026-10-05** `2685440cbd84`: 1 breaking, 1 info
- **2026-10-05** `777033714279`: 2 info
- **2026-10-05** `32bcbd4023e4`: 3 warning
- **2026-10-02** `dfe5a02f2fee`: 9 breaking, 42 warning, 13 info
- **2026-05-28** `d0bce562bffd`: 14 breaking, 6 warning, 9 info
- **2026-04-27** `5b8a8161eeb3`: 80 breaking, 10 warning, 76 info
- **2026-03-03** `efe0d983985f`: 57 breaking, 46 info
- **2026-02-25** `c62cf646aaeb`: 28 breaking, 9 warning
- **2026-02-19** `55dc3fc30633`: 4 breaking, 24 info
- **2026-02-13** `ecd31fe01b4e`: 20 breaking, 4 warning, 4 info
- **2026-02-13** `2055da1ed488`: 4 breaking, 24 info
- **2026-02-07** `e951665c552d`: 2 breaking, 2 info
- **2026-02-06** `9d1655bef82d`: 2 breaking
- **2026-02-05** `42f104b10868`: 40 breaking, 39 warning, 4 info

## Changes

- **2026-10-28** `d996ddfb9d2b`: 2 info
  - added the optional property `details/missingFields` to the response with the `400` status
  - added the optional property `details/refusalReason` to the response with the `400` status
- **2026-10-27** `190120f7c3c4`: 2 warning, 1 info
  - added the new `PLATFORM_DECLINED` enum value to the `oneOf[subschema #3: Card Transaction]/cardDeclinedReason` response property for the response status `200`
  - added the new `PLATFORM_UNAVAILABLE` enum value to the `oneOf[subschema #3: Card Transaction]/cardDeclinedReason` response property for the response status `200`
  - added the optional property `oneOf[subschema #3: Card Transaction]/platformDeclineReason` to the response with the `200` status
- **2026-10-26** `e959a710f4b2`: 6 breaking, 6 info
  - added `#/components/schemas/SwiftRailDetails` to the `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/SwiftRailDetails` to the `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/SwiftRailDetails` to the `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/SwiftRailDetails` to the `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/SwiftRailDetails` to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/SwiftRailDetails` to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` response property for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` response property for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` response property for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` response property for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` response property for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` response property for the response status `200`
- **2026-10-26** `f11f1e76bdd7`: 1 warning
  - added the new `PURCHASE_CARD_LIMIT_REACHED` enum value to the `code` response property for the response status `409`
- **2026-10-26** `0a6dad5815c7`: 1 warning
  - added the new `INVOICE_ALREADY_USED` enum value to the `code` response property for the response status `409`
- **2026-10-24** `715332dcb111`: 1 warning
  - added the new `EXACT_AMOUNT_UNAVAILABLE` enum value to the `code` response property for the response status `400`
- **2026-10-21** `24d712c399dd`: 12 info
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
- **2026-10-20** `761d1d030cb5`: 2 warning
  - added the new `AGENT_CARD_EXISTS` enum value to the `code` response property for the response status `409`
  - added the new `CARDHOLDER_AGREEMENT_NOT_ACCEPTED` enum value to the `code` response property for the response status `400`
- **2026-10-14** `06dd7787d29a`: 2 warning
  - added the new `INCORRECT_CARD_DETAILS` enum value to the `oneOf[subschema #3: Card Transaction]/cardDeclinedReason` response property for the response status `200`
  - added the new `TEMPORARILY_UNAVAILABLE` enum value to the `oneOf[subschema #3: Card Transaction]/cardDeclinedReason` response property for the response status `200`
- **2026-10-13** `ddcb4ec73fd0`: 1 warning
  - added the new `ACCOUNTHOLDER_AGREEMENT_NOT_ACCEPTED` enum value to the `code` response property for the response status `400`
- **2026-10-09** `a7c5552d4ea1`: 6 info
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
- **2026-10-09** `36ec020f29da`: 1 warning
  - added the new `PIN_CHANGE_REQUIRED` enum value to the `code` response property for the response status `409`
- **2026-10-07** `9c02b8bb58f1`: 28 info
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/accountHolderName` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/accountIdentifier` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/bankIdentifier` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/bankName` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/endToEndId` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/paymentRail` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/remittanceInformation` deprecated
  - response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/traceNumber` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/accountHolderName` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/accountIdentifier` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/bankIdentifier` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/bankName` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/endToEndId` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/paymentRail` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/remittanceInformation` deprecated
  - response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/traceNumber` deprecated
- **2026-10-05** `e73712057c75`: 1 breaking, 1 info
  - added `#/components/schemas/PaymentArsAccountInfo` to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property `oneOf` list for the response status `200`
  - added `ARS_ACCOUNT` discriminator mapping keys to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property for the response status `200`
- **2026-10-05** `6d67fe99049c`: 3 info
  - removed the `INVALID_PAYREQ_RESPONSE` enum value from the `code` response property for the response status `400`
  - removed the `LOOKUP_REQUEST_FAILED` enum value from the `code` response property for the response status `400`
  - removed the `QUOTE_REQUEST_FAILED` enum value from the `code` response property for the response status `400`
- **2026-10-05** `2685440cbd84`: 1 breaking, 1 info
  - added `#/components/schemas/PaymentBitcoinDepositAddressInfo` to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property `oneOf` list for the response status `200`
  - added `BITCOIN_L1` discriminator mapping keys to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property for the response status `200`
- **2026-10-05** `777033714279`: 2 info
  - removed `DKK_ACCOUNT, INR_ACCOUNT, NGN_ACCOUNT, CAD_ACCOUNT, GBP_ACCOUNT, HKD_ACCOUNT, IDR_ACCOUNT, MYR_ACCOUNT, PHP_ACCOUNT, SGD_ACCOUNT, THB_ACCOUNT, VND_ACCOUNT, BITCOIN_L1, AED_ACCOUNT, KES_ACCOUNT, MWK_ACCOUNT, RWF_ACCOUNT, TZS_ACCOUNT, UGX_ACCOUNT, XOF_ACCOUNT, ZAR_ACCOUNT, ZMW_ACCOUNT, BWP_ACCOUNT, XAF_ACCOUNT, BDT_ACCOUNT, ARS_ACCOUNT, EGP_ACCOUNT, GHS_ACCOUNT, GTQ_ACCOUNT, HTG_ACCOUNT, JMD_ACCOUNT, PKR_ACCOUNT, SLV_ACCOUNT, CNY_ACCOUNT, ILS_ACCOUNT, TRY_ACCOUNT` discriminator mapping keys from the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property for the response status `200`
  - removed `#/components/schemas/PaymentDkkAccountInfo, #/components/schemas/PaymentInrAccountInfo, #/components/schemas/PaymentNgnAccountInfo, #/components/schemas/PaymentCadAccountInfo, #/components/schemas/PaymentGbpAccountInfo, #/components/schemas/PaymentHkdAccountInfo, #/components/schemas/PaymentIdrAccountInfo, #/components/schemas/PaymentMyrAccountInfo, #/components/schemas/PaymentPhpAccountInfo, #/components/schemas/PaymentSgdAccountInfo, #/components/schemas/PaymentThbAccountInfo, #/components/schemas/PaymentVndAccountInfo, #/components/schemas/PaymentAedAccountInfo, #/components/schemas/PaymentKesAccountInfo, #/components/schemas/PaymentMwkAccountInfo, #/components/schemas/PaymentRwfAccountInfo, #/components/schemas/PaymentTzsAccountInfo, #/components/schemas/PaymentUgxAccountInfo, #/components/schemas/PaymentXofAccountInfo, #/components/schemas/PaymentZarAccountInfo, #/components/schemas/PaymentZmwAccountInfo, #/components/schemas/PaymentBwpAccountInfo, #/components/schemas/PaymentXafAccountInfo, #/components/schemas/PaymentBdtAccountInfo, #/components/schemas/PaymentArsAccountInfo, #/components/schemas/PaymentEgpAccountInfo, #/components/schemas/PaymentGhsAccountInfo, #/components/schemas/PaymentGtqAccountInfo, #/components/schemas/PaymentHtgAccountInfo, #/components/schemas/PaymentJmdAccountInfo, #/components/schemas/PaymentPkrAccountInfo, #/components/schemas/PaymentSlvAccountInfo, #/components/schemas/PaymentCnyAccountInfo, #/components/schemas/PaymentIlsAccountInfo, #/components/schemas/PaymentTryAccountInfo, #/components/schemas/PaymentBitcoinDepositAddressInfo` from the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property `oneOf` list for the response status `200`
- **2026-10-05** `32bcbd4023e4`: 3 warning
  - added the new `AUTH_CREDENTIAL_VERIFICATION_EXPIRED` enum value to the `code` response property for the response status `400`
  - added the new `AUTH_CREDENTIAL_VERIFICATION_REQUIRED` enum value to the `code` response property for the response status `400`
  - added the new `OPERATION_IN_PROGRESS` enum value to the `code` response property for the response status `409`
- **2026-10-02** `dfe5a02f2fee`: 9 breaking, 42 warning, 13 info
  - removed the required property `message` from the response with the `400` status
  - removed the required property `message` from the response with the `401` status
  - removed the required property `message` from the response with the `404` status
  - removed the required property `message` from the response with the `500` status
  - removed the required property `status` from the response with the `400` status
  - removed the required property `status` from the response with the `401` status
  - removed the required property `status` from the response with the `404` status
  - removed the required property `status` from the response with the `500` status
  - removed the success response with the status `201`
  - for the `header` request parameter `Idempotency-Key`, the maxLength was set to `255`
  - added the new `ACCOUNT_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `AUTH_METHOD_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `CARDHOLDER_KYC_NOT_APPROVED` enum value to the `code` response property for the response status `400`
  - added the new `CUSTOMER_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `DOCUMENTS_REQUIRED` enum value to the `code` response property for the response status `400`
  - added the new `DOCUMENT_HOLDER_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `END_USER_TERMS_VERSION_NOT_FOUND` enum value to the `code` response property for the response status `400`
  - added the new `EXTERNAL_ACCOUNT_VERIFICATION_REQUIRED` enum value to the `code` response property for the response status `400`
  - added the new `INSUFFICIENT_FUNDS` enum value to the `code` response property for the response status `400`
  - added the new `NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `PAYMENT_DOCUMENT_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `PAYMENT_URL_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `PLATFORM_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `QUOTE_EXPIRED` enum value to the `code` response property for the response status `400`
  - added the new `QUOTE_RATE_UNAVAILABLE` enum value to the `code` response property for the response status `400`
  - added the new `REQUEST_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `SESSION_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `SMS_OTP_CREDENTIAL_ALREADY_EXISTS` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_AMOUNT_NOT_REPRESENTABLE` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_BURN_SOURCE_NOT_SUPPORTED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_LINK_FAILED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_LINK_METHOD_REQUIRED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_NOT_LINKED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_NOT_SUPPORTED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_PROVIDER_LINK_FAILED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_PROVIDER_LINK_REQUIRED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_GRID_OPERATIONS_NOT_ENABLED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `STABLECOIN_NOT_PROVISIONED` enum value to the `code` response property for the response status `400`
  - …24 more
- **2026-05-28** `d0bce562bffd`: 14 breaking, 6 warning, 9 info
  - the response property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/reconciliationInstructions/reference` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #28: BDT Account]/allOf[#/components/schemas/BdtAccountInfo]/allOf[#/components/schemas/BdtAccountInfoBase]/accountNumber` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #28: BDT Account]/allOf[#/components/schemas/BdtAccountInfo]/allOf[#/components/schemas/BdtAccountInfoBase]/branchCode` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #28: BDT Account]/allOf[#/components/schemas/BdtAccountInfo]/allOf[#/components/schemas/BdtAccountInfoBase]/phoneNumber` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #32: GHS Account]/allOf[#/components/schemas/GhsAccountInfo]/allOf[#/components/schemas/GhsAccountInfoBase]/accountNumber` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #32: GHS Account]/allOf[#/components/schemas/GhsAccountInfo]/allOf[#/components/schemas/GhsAccountInfoBase]/phoneNumber` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #36: PKR Account]/allOf[#/components/schemas/PkrAccountInfo]/allOf[#/components/schemas/PkrAccountInfoBase]/accountNumber` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #36: PKR Account]/allOf[#/components/schemas/PkrAccountInfo]/allOf[#/components/schemas/PkrAccountInfoBase]/bankName` became optional for the status `201`
  - the response property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #36: PKR Account]/allOf[#/components/schemas/PkrAccountInfo]/allOf[#/components/schemas/PkrAccountInfoBase]/phoneNumber` became optional for the status `201`
  - added `#/components/schemas/PaymentSlvAccountInfo` to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property `oneOf` list for the response status `201`
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #28: BDT Account]/allOf[#/components/schemas/BdtAccountInfo]/allOf[#/components/schemas/BdtAccountInfoBase]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #32: GHS Account]/allOf[#/components/schemas/GhsAccountInfo]/allOf[#/components/schemas/GhsAccountInfoBase]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #33: GTQ Account]/allOf[#/components/schemas/GtqAccountInfo]/allOf[#/components/schemas/GtqAccountInfoBase]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #35: JMD Account]/allOf[#/components/schemas/JmdAccountInfo]/allOf[#/components/schemas/JmdAccountInfoBase]/bankName` from the response with the `201` status
  - added the new `REQUEST_ID_MISSING` enum value to the `code` response property for the response status `401`
  - added the new `UMA_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `WALLET_SIGNATURE_BODY_MISMATCH` enum value to the `code` response property for the response status `401`
  - added the new `WALLET_SIGNATURE_INVALID` enum value to the `code` response property for the response status `401`
  - added the new `WALLET_SIGNATURE_MALFORMED` enum value to the `code` response property for the response status `401`
  - added the new `WALLET_SIGNATURE_MISSING` enum value to the `code` response property for the response status `401`
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[#/components/schemas/Transaction]/agentId` to the response with the `201` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/fees` to the response with the `201` status
  - added the optional property `oneOf[subschema #1: Incoming Transaction]/allOf[subschema #2]/reconciliationInstructions/transactionHash` to the response with the `201` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[#/components/schemas/Transaction]/agentId` to the response with the `201` status
  - added the optional property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/reconciliationInstructions` to the response with the `201` status
  - added `SLV_ACCOUNT` discriminator mapping keys to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property for the response status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #31: EGP Account]/allOf[#/components/schemas/EgpAccountInfo]/allOf[#/components/schemas/EgpAccountInfoBase]/iban` response's property pattern was changed from `^[A-Z]{2}[0-9]{2}[A-Za-z0-9]{11,30}$` to `^EG[0-9]{27}$` for the status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #36: PKR Account]/allOf[#/components/schemas/PkrAccountInfo]/allOf[#/components/schemas/PkrAccountInfoBase]/iban` response's property pattern was changed from `^[A-Z]{2}[0-9]{2}[A-Za-z0-9]{11,30}$` to `^PK[0-9]{2}[A-Z]{4}[0-9]{16}$` for the status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #4: DKK Account]/allOf[#/components/schemas/DkkAccountInfo]/allOf[#/components/schemas/DkkAccountInfoBase]/iban` response's property pattern was changed from `^[A-Z]{2}[0-9]{2}[A-Za-z0-9]{11,30}$` to `^DK[0-9]{16}$` for the status `201`
- **2026-04-27** `5b8a8161eeb3`: 80 breaking, 10 warning, 76 info
  - added `#/components/schemas/PaymentAedAccountInfo, #/components/schemas/PaymentKesAccountInfo, #/components/schemas/PaymentMwkAccountInfo, #/components/schemas/PaymentRwfAccountInfo, #/components/schemas/PaymentTzsAccountInfo, #/components/schemas/PaymentUgxAccountInfo, #/components/schemas/PaymentXofAccountInfo, #/components/schemas/PaymentZarAccountInfo, #/components/schemas/PaymentZmwAccountInfo, #/components/schemas/PaymentBwpAccountInfo, #/components/schemas/PaymentXafAccountInfo, #/components/schemas/PaymentBdtAccountInfo, #/components/schemas/PaymentArsAccountInfo, #/components/schemas/PaymentCopAccountInfo, #/components/schemas/PaymentEgpAccountInfo, #/components/schemas/PaymentGhsAccountInfo, #/components/schemas/PaymentGtqAccountInfo, #/components/schemas/PaymentHtgAccountInfo, #/components/schemas/PaymentJmdAccountInfo, #/components/schemas/PaymentPkrAccountInfo, #/components/schemas/PaymentEthereumWalletInfo, #/components/schemas/PaymentEmbeddedWalletInfo` to the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo` response property `oneOf` list for the response status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #10: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #11: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #12: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #13: PHP Account]/allOf[#/components/schemas/PhpAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #14: SGD Account]/allOf[#/components/schemas/SgdAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #15: THB Account]/allOf[#/components/schemas/ThbAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #16: VND Account]/allOf[#/components/schemas/VndAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #1: USD Bank Account]/allOf[#/components/schemas/UsdAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #3: MXN Account]/allOf[#/components/schemas/MxnAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #4: DKK Account]/allOf[#/components/schemas/DkkAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #5: EUR Account]/allOf[#/components/schemas/EurAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #6: INR Account]/allOf[#/components/schemas/InrAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #7: NGN Account]/allOf[#/components/schemas/NgnAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #8: CAD Account]/allOf[#/components/schemas/CadAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - the `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #9: GBP Account]/allOf[#/components/schemas/GbpAccountInfo]/` response's property type changed from `object` to no type for status `201`
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #10: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/accountNumber` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #10: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/accountType` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #10: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #10: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/paymentRails` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #10: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/swiftCode` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #11: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/accountNumber` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #11: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/accountType` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #11: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #11: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/paymentRails` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #11: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/phoneNumber` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #11: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/swiftCode` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #12: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/accountNumber` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #12: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/accountType` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #12: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #12: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/paymentRails` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #12: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/swiftCode` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #13: PHP Account]/allOf[#/components/schemas/PhpAccountInfo]/accountNumber` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #13: PHP Account]/allOf[#/components/schemas/PhpAccountInfo]/accountType` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #13: PHP Account]/allOf[#/components/schemas/PhpAccountInfo]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #13: PHP Account]/allOf[#/components/schemas/PhpAccountInfo]/paymentRails` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #14: SGD Account]/allOf[#/components/schemas/SgdAccountInfo]/accountNumber` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #14: SGD Account]/allOf[#/components/schemas/SgdAccountInfo]/accountType` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #14: SGD Account]/allOf[#/components/schemas/SgdAccountInfo]/bankName` from the response with the `201` status
  - removed the required property `oneOf[subschema #2: Outgoing Transaction]/allOf[subschema #2]/paymentInstructions/items/accountOrWalletInfo/oneOf[subschema #14: SGD Account]/allOf[#/components/schemas/SgdAccountInfo]/paymentRails` from the response with the `201` status
  - …126 more
- …earlier changes are on the page: https://skmtc.dev/lightsparkdev/apis/grid-api/changes/transfer-out/post

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[Operation](https://skmtc.dev/lightsparkdev/apis/grid-api/docs/transfer-out/post.md) - [API](https://skmtc.dev/lightsparkdev/apis/grid-api.md) - [Page](https://skmtc.dev/lightsparkdev/apis/grid-api/changes/transfer-out/post)
