---
title: "Changes to Simulate payment send to test receiving an UMA payment"
method: POST
path: "/sandbox/uma/receive"
---

# Changes to Simulate payment send to test receiving an UMA payment

`POST /sandbox/uma/receive`

> Every recorded change to this operation, newest first.
> 115 revisions in range; 2 not diffed.

## Timeline

Changed in 23 of 115 revisions.

- **2026-10-28** `d996ddfb9d2b`: 5 info
- **2026-10-28** `5abf2bb56bcb`: 1 warning
- **2026-10-26** `e959a710f4b2`: 3 breaking, 3 info
- **2026-10-24** `715332dcb111`: 1 warning
- **2026-10-21** `24d712c399dd`: 6 info
- **2026-10-20** `761d1d030cb5`: 1 warning
- **2026-10-18** `add40cac0f84`: 1 warning
- **2026-10-13** `ddcb4ec73fd0`: 1 warning
- **2026-10-09** `a7c5552d4ea1`: 3 info
- **2026-10-07** `9c02b8bb58f1`: 14 info
- **2026-10-05** `6d67fe99049c`: 3 info
- **2026-10-05** `32bcbd4023e4`: 2 warning
- **2026-10-02** `dfe5a02f2fee`: 11 breaking, 51 warning, 26 info
- **2026-05-28** `d0bce562bffd`: 1 breaking, 6 warning, 3 info
- **2026-04-27** `5b8a8161eeb3`: 8 warning, 13 info
- **2026-03-03** `efe0d983985f`: 23 breaking, 34 info
- **2026-02-25** `c62cf646aaeb`: 27 breaking, 6 warning, 10 info
- **2026-02-19** `55dc3fc30633`: 5 breaking, 29 info
- **2026-02-13** `ecd31fe01b4e`: 25 breaking, 5 warning, 4 info
- **2026-02-13** `2055da1ed488`: 5 breaking, 29 info
- **2026-02-07** `e951665c552d`: 4 breaking, 4 info
- **2026-02-06** `9d1655bef82d`: 4 breaking
- **2026-02-05** `42f104b10868`: 45 breaking, 43 warning, 6 info

## Changes

- **2026-10-28** `d996ddfb9d2b`: 5 info
  - added the optional property `details/missingFields` to the response with the `400` status
  - added the optional property `details/permission` to the response with the `403` status
  - added the optional property `details/policyDenialReason` to the response with the `403` status
  - added the optional property `details/refusalReason` to the response with the `400` status
  - added the optional property `details/refusalReason` to the response with the `403` status
- **2026-10-28** `5abf2bb56bcb`: 1 warning
  - added the new `CORRIDOR_UNDER_MAINTENANCE` enum value to the `code` response property for the response status `403`
- **2026-10-26** `e959a710f4b2`: 3 breaking, 3 info
  - added `#/components/schemas/SwiftRailDetails` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/SwiftRailDetails` to the `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/SwiftRailDetails` to the `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` response property `oneOf` list for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` response property for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` response property for the response status `200`
  - added `SWIFT` discriminator mapping keys to the `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` response property for the response status `200`
- **2026-10-24** `715332dcb111`: 1 warning
  - added the new `EXACT_AMOUNT_UNAVAILABLE` enum value to the `code` response property for the response status `400`
- **2026-10-21** `24d712c399dd`: 6 info
  - added the optional property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCategory` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/returnCode` to the response with the `200` status
- **2026-10-20** `761d1d030cb5`: 1 warning
  - added the new `CARDHOLDER_AGREEMENT_NOT_ACCEPTED` enum value to the `code` response property for the response status `400`
- **2026-10-18** `add40cac0f84`: 1 warning
  - added the new `DESTINATION_NOT_ALLOWED` enum value to the `code` response property for the response status `403`
- **2026-10-13** `ddcb4ec73fd0`: 1 warning
  - added the new `ACCOUNTHOLDER_AGREEMENT_NOT_ACCEPTED` enum value to the `code` response property for the response status `400`
- **2026-10-09** `a7c5552d4ea1`: 3 info
  - added the optional property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails/oneOf[subschema #2: ACH Transfer]/allOf[subschema #2]/statementDescriptor` to the response with the `200` status
- **2026-10-07** `9c02b8bb58f1`: 14 info
  - added the optional property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/railDetails` to the response with the `200` status
  - response property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/accountHolderName` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/accountIdentifier` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/bankIdentifier` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/bankName` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/endToEndId` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/onChainTransaction` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/paymentRail` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/remittanceInformation` deprecated
  - response property `allOf[subschema #2]/source/oneOf[subschema #3: External Funding Source]/allOf[subschema #2]/traceNumber` deprecated
- **2026-10-05** `6d67fe99049c`: 3 info
  - removed the `INVALID_PAYREQ_RESPONSE` enum value from the `code` response property for the response status `400`
  - removed the `LOOKUP_REQUEST_FAILED` enum value from the `code` response property for the response status `400`
  - removed the `QUOTE_REQUEST_FAILED` enum value from the `code` response property for the response status `400`
- **2026-10-05** `32bcbd4023e4`: 2 warning
  - added the new `AUTH_CREDENTIAL_VERIFICATION_EXPIRED` enum value to the `code` response property for the response status `400`
  - added the new `AUTH_CREDENTIAL_VERIFICATION_REQUIRED` enum value to the `code` response property for the response status `400`
- **2026-10-02** `dfe5a02f2fee`: 11 breaking, 51 warning, 26 info
  - the response property `allOf[subschema #2]/receivedAmount` became optional for the status `200`
  - removed the required property `message` from the response with the `400` status
  - removed the required property `message` from the response with the `401` status
  - removed the required property `message` from the response with the `403` status
  - removed the required property `message` from the response with the `404` status
  - removed the required property `message` from the response with the `500` status
  - removed the required property `status` from the response with the `400` status
  - removed the required property `status` from the response with the `401` status
  - removed the required property `status` from the response with the `403` status
  - removed the required property `status` from the response with the `404` status
  - removed the required property `status` from the response with the `500` status
  - removed the optional property `allOf[subschema #2]/rateDetails` from the response with the `200` status
  - added the new `ACCOUNT_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `AUTH_METHOD_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `CARD` enum value to the `allOf[#/components/schemas/Transaction]/type` response property for the response status `200`
  - added the new `CARDHOLDER_KYC_NOT_APPROVED` enum value to the `code` response property for the response status `400`
  - added the new `COLLECTION_FAILED` enum value to the `allOf[subschema #2]/failureReason` response property for the response status `200`
  - added the new `COMPLIANCE_REJECTED` enum value to the `allOf[subschema #2]/failureReason` response property for the response status `200`
  - added the new `CUSTOMER_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `CUSTOMER_NOT_VERIFIED` enum value to the `code` response property for the response status `403`
  - added the new `DOCUMENTS_REQUIRED` enum value to the `code` response property for the response status `400`
  - added the new `DOCUMENT_HOLDER_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `END_USER_TERMS_NOT_ACCEPTED` enum value to the `code` response property for the response status `403`
  - added the new `END_USER_TERMS_VERSION_NOT_FOUND` enum value to the `code` response property for the response status `400`
  - added the new `EXTERNAL_ACCOUNT_VERIFICATION_REQUIRED` enum value to the `code` response property for the response status `400`
  - added the new `INSUFFICIENT_FUNDS` enum value to the `code` response property for the response status `400`
  - added the new `NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `PAYMENT_DOCUMENT_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `PAYMENT_URL_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `PENDING_AUTHORIZATION` enum value to the `allOf[#/components/schemas/Transaction]/status` response property for the response status `200`
  - added the new `PLATFORM_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `QUOTE_EXPIRED` enum value to the `code` response property for the response status `400`
  - added the new `QUOTE_RATE_UNAVAILABLE` enum value to the `code` response property for the response status `400`
  - added the new `REQUEST_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `SANCTION_BLOCKED` enum value to the `code` response property for the response status `403`
  - added the new `SESSION_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `SMS_OTP_CREDENTIAL_ALREADY_EXISTS` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_AMOUNT_NOT_REPRESENTABLE` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_BURN_SOURCE_NOT_SUPPORTED` enum value to the `code` response property for the response status `400`
  - added the new `STABLECOIN_EXTERNAL_ACCOUNT_LINK_FAILED` enum value to the `code` response property for the response status `400`
  - …48 more
- **2026-05-28** `d0bce562bffd`: 1 breaking, 6 warning, 3 info
  - the response property `allOf[subschema #2]/reconciliationInstructions/reference` became optional for the status `200`
  - added the new `REQUEST_ID_MISSING` enum value to the `code` response property for the response status `401`
  - added the new `UMA_NOT_FOUND` enum value to the `code` response property for the response status `404`
  - added the new `WALLET_SIGNATURE_BODY_MISMATCH` enum value to the `code` response property for the response status `401`
  - added the new `WALLET_SIGNATURE_INVALID` enum value to the `code` response property for the response status `401`
  - added the new `WALLET_SIGNATURE_MALFORMED` enum value to the `code` response property for the response status `401`
  - added the new `WALLET_SIGNATURE_MISSING` enum value to the `code` response property for the response status `401`
  - added the optional property `allOf[#/components/schemas/Transaction]/agentId` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/fees` to the response with the `200` status
  - added the optional property `allOf[subschema #2]/reconciliationInstructions/transactionHash` to the response with the `200` status
- **2026-04-27** `5b8a8161eeb3`: 8 warning, 13 info
  - added the new `DATA_MISMATCH` enum value to the `code` response property for the response status `400`
  - added the new `EMAIL_OTP_CREDENTIAL_ALREADY_EXISTS` enum value to the `code` response property for the response status `400`
  - added the new `EXPIRED` enum value to the `code` response property for the response status `400`
  - added the new `INCOMPLETE` enum value to the `code` response property for the response status `400`
  - added the new `LOW_QUALITY` enum value to the `code` response property for the response status `400`
  - added the new `PASSKEY_CREDENTIAL_ALREADY_EXISTS` enum value to the `code` response property for the response status `400`
  - added the new `SUSPECTED_FRAUD` enum value to the `code` response property for the response status `400`
  - added the new `UNSUITABLE_DOCUMENT` enum value to the `code` response property for the response status `400`
  - added `subschema #1` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - added `subschema #1` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
  - added `subschema #1` to the `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/` response property `allOf` list for the response status `200`
  - added `subschema #1` to the `allOf[subschema #2]/source/oneOf[subschema #2: UMA Address Source]/` response property `allOf` list for the response status `200`
  - added `subschema #1` to the `allOf[subschema #2]/source/oneOf[subschema #3: Real-time Funding Source]/` response property `allOf` list for the response status `200`
  - removed `#/components/schemas/BaseTransactionDestination` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - removed `#/components/schemas/BaseTransactionDestination` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
  - removed `#/components/schemas/BaseTransactionSource` from the `allOf[subschema #2]/source/oneOf[subschema #1: Account Source]/` response property `allOf` list for the response status `200`
  - removed `#/components/schemas/BaseTransactionSource` from the `allOf[subschema #2]/source/oneOf[subschema #2: UMA Address Source]/` response property `allOf` list for the response status `200`
  - removed `#/components/schemas/BaseTransactionSource` from the `allOf[subschema #2]/source/oneOf[subschema #3: Real-time Funding Source]/` response property `allOf` list for the response status `200`
  - removed `EXTERNAL_ACCOUNT_DETAILS` discriminator mapping keys from the `allOf[#/components/schemas/Transaction]/destination` response property for the response status `200`
  - removed the `SENT` enum value from the `allOf[#/components/schemas/Transaction]/status` response property for the response status `200`
  - removed `#/components/schemas/ExternalAccountDetailsTransactionDestination` from the `allOf[#/components/schemas/Transaction]/destination` response property `oneOf` list for the response status `200`
- **2026-03-03** `efe0d983985f`: 23 breaking, 34 info
  - the response's body type changed from no type to `object` for status `400`
  - the response's body type changed from no type to `object` for status `401`
  - the response's body type changed from no type to `object` for status `403`
  - the response's body type changed from no type to `object` for status `404`
  - the response's body type changed from no type to `object` for status `500`
  - added `#/components/schemas/KesExternalAccountInfo, #/components/schemas/RwfExternalAccountInfo, #/components/schemas/TzsExternalAccountInfo, #/components/schemas/ZarExternalAccountInfo, #/components/schemas/ZmwExternalAccountInfo` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo` response property `oneOf` list for the response status `200`
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #10: MYR Account -> subschema #11: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #11: NGN Account -> subschema #12: NGN Account]/allOf[#/components/schemas/NgnAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #12: PHP Account -> subschema #13: PHP Account]/allOf[#/components/schemas/PhpAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #13: SGD Account -> subschema #15: SGD Account]/allOf[#/components/schemas/SgdAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #14: THB Account -> subschema #16: THB Account]/allOf[#/components/schemas/ThbAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #15: USD Account -> subschema #18: USD Account]/allOf[#/components/schemas/UsdAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #16: VND Account -> subschema #19: VND Account]/allOf[#/components/schemas/VndAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #1: BRL Account]/allOf[#/components/schemas/BrlAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #2: CAD Account]/allOf[#/components/schemas/CadAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #3: DKK Account]/allOf[#/components/schemas/DkkAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #4: EUR Account]/allOf[#/components/schemas/EurAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #5: GBP Account]/allOf[#/components/schemas/GbpAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #6: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #7: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #7: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/sortCode` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #8: INR Account]/allOf[#/components/schemas/InrAccountInfo]/countries` from the response with the `200` status
  - removed the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #9: MXN Account -> subschema #10: MXN Account]/allOf[#/components/schemas/MxnAccountInfo]/countries` from the response with the `200` status
  - removed `#/components/schemas/Error400_INVALID_INPUT, #/components/schemas/Error400_MISSING_MANDATORY_USER_INFO, #/components/schemas/Error400_INVITATION_ALREADY_CLAIMED, #/components/schemas/Error400_INVITATIONS_NOT_CONFIGURED, #/components/schemas/Error400_INVALID_UMA_ADDRESS, #/components/schemas/Error400_INVITATION_CANCELLED, #/components/schemas/Error400_QUOTE_REQUEST_FAILED, #/components/schemas/Error400_INVALID_PAYREQ_RESPONSE, #/components/schemas/Error400_INVALID_RECEIVER, #/components/schemas/Error400_PARSE_PAYREQ_RESPONSE_ERROR, #/components/schemas/Error400_CERT_CHAIN_INVALID, #/components/schemas/Error400_CERT_CHAIN_EXPIRED, #/components/schemas/Error400_INVALID_PUBKEY_FORMAT, #/components/schemas/Error400_MISSING_REQUIRED_UMA_PARAMETERS, #/components/schemas/Error400_SENDER_NOT_ACCEPTED, #/components/schemas/Error400_AMOUNT_OUT_OF_RANGE, #/components/schemas/Error400_INVALID_CURRENCY, #/components/schemas/Error400_INVALID_TIMESTAMP, #/components/schemas/Error400_INVALID_NONCE, #/components/schemas/Error400_INVALID_REQUEST_FORMAT, #/components/schemas/Error400_INVALID_BANK_ACCOUNT, #/components/schemas/Error400_SELF_PAYMENT, #/components/schemas/Error400_LOOKUP_REQUEST_FAILED, #/components/schemas/Error400_PARSE_LNURLP_RESPONSE_ERROR, #/components/schemas/Error400_INVALID_AMOUNT, #/components/schemas/Error400_WEBHOOK_ENDPOINT_NOT_SET, #/components/schemas/Error400_WEBHOOK_DELIVERY_ERROR` from the response body `oneOf` list for the response status `400`
  - removed `#/components/schemas/Error401_UNAUTHORIZED, #/components/schemas/Error401_INVALID_SIGNATURE` from the response body `oneOf` list for the response status `401`
  - removed `#/components/schemas/Error403_FORBIDDEN, #/components/schemas/Error403_USER_NOT_READY, #/components/schemas/Error403_COUNTERPARTY_NOT_ALLOWED, #/components/schemas/Error403_VELOCITY_LIMIT_EXCEEDED` from the response body `oneOf` list for the response status `403`
  - removed `#/components/schemas/Error404_TRANSACTION_NOT_FOUND, #/components/schemas/Error404_INVITATION_NOT_FOUND, #/components/schemas/Error404_USER_NOT_FOUND, #/components/schemas/Error404_QUOTE_NOT_FOUND, #/components/schemas/Error404_LOOKUP_REQUEST_NOT_FOUND, #/components/schemas/Error404_TOKEN_NOT_FOUND, #/components/schemas/Error404_BULK_UPLOAD_JOB_NOT_FOUND, #/components/schemas/Error404_REFERENCE_NOT_FOUND` from the response body `oneOf` list for the response status `404`
  - removed `#/components/schemas/Error500_GRID_SWITCH_ERROR, #/components/schemas/Error500_INTERNAL_ERROR` from the response body `oneOf` list for the response status `500`
  - added the optional property `details` to the response with the `400` status
  - added the optional property `details` to the response with the `401` status
  - added the optional property `details` to the response with the `403` status
  - added the optional property `details` to the response with the `404` status
  - added the optional property `details` to the response with the `500` status
  - added `KES_ACCOUNT, RWF_ACCOUNT, TZS_ACCOUNT, ZAR_ACCOUNT, ZMW_ACCOUNT` discriminator mapping keys to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo` response property for the response status `200`
  - removed the `IMPS` enum value from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #8: INR Account]/allOf[#/components/schemas/InrAccountInfo]/paymentRails/items/` response property for the response status `200`
  - added the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #10: MYR Account -> subschema #11: MYR Account]/allOf[#/components/schemas/MyrAccountInfo]/swiftCode` to the response with the `200` status
  - added the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #14: THB Account -> subschema #16: THB Account]/allOf[#/components/schemas/ThbAccountInfo]/swiftCode` to the response with the `200` status
  - added the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #16: VND Account -> subschema #19: VND Account]/allOf[#/components/schemas/VndAccountInfo]/swiftCode` to the response with the `200` status
  - added the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #6: HKD Account]/allOf[#/components/schemas/HkdAccountInfo]/swiftCode` to the response with the `200` status
  - added the required property `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #3: External Account Details Destination]/allOf[subschema #2]/externalAccountDetails/allOf[subschema #1]/accountInfo/oneOf[subschema #7: IDR Account]/allOf[#/components/schemas/IdrAccountInfo]/bankName` to the response with the `200` status
  - …17 more
- **2026-02-25** `c62cf646aaeb`: 27 breaking, 6 warning, 10 info
  - added `#/components/schemas/Error400_INVALID_INPUT, #/components/schemas/Error400_MISSING_MANDATORY_USER_INFO, #/components/schemas/Error400_INVITATION_ALREADY_CLAIMED, #/components/schemas/Error400_INVITATIONS_NOT_CONFIGURED, #/components/schemas/Error400_INVALID_UMA_ADDRESS, #/components/schemas/Error400_INVITATION_CANCELLED, #/components/schemas/Error400_QUOTE_REQUEST_FAILED, #/components/schemas/Error400_INVALID_PAYREQ_RESPONSE, #/components/schemas/Error400_INVALID_RECEIVER, #/components/schemas/Error400_PARSE_PAYREQ_RESPONSE_ERROR, #/components/schemas/Error400_CERT_CHAIN_INVALID, #/components/schemas/Error400_CERT_CHAIN_EXPIRED, #/components/schemas/Error400_INVALID_PUBKEY_FORMAT, #/components/schemas/Error400_MISSING_REQUIRED_UMA_PARAMETERS, #/components/schemas/Error400_SENDER_NOT_ACCEPTED, #/components/schemas/Error400_AMOUNT_OUT_OF_RANGE, #/components/schemas/Error400_INVALID_CURRENCY, #/components/schemas/Error400_INVALID_TIMESTAMP, #/components/schemas/Error400_INVALID_NONCE, #/components/schemas/Error400_INVALID_REQUEST_FORMAT, #/components/schemas/Error400_INVALID_BANK_ACCOUNT, #/components/schemas/Error400_SELF_PAYMENT, #/components/schemas/Error400_LOOKUP_REQUEST_FAILED, #/components/schemas/Error400_PARSE_LNURLP_RESPONSE_ERROR, #/components/schemas/Error400_INVALID_AMOUNT, #/components/schemas/Error400_WEBHOOK_ENDPOINT_NOT_SET, #/components/schemas/Error400_WEBHOOK_DELIVERY_ERROR` to the response body `oneOf` list for the response status `400`
  - added `#/components/schemas/Error401_UNAUTHORIZED, #/components/schemas/Error401_INVALID_SIGNATURE` to the response body `oneOf` list for the response status `401`
  - added `#/components/schemas/Error403_FORBIDDEN, #/components/schemas/Error403_USER_NOT_READY, #/components/schemas/Error403_COUNTERPARTY_NOT_ALLOWED, #/components/schemas/Error403_VELOCITY_LIMIT_EXCEEDED` to the response body `oneOf` list for the response status `403`
  - added `#/components/schemas/Error404_TRANSACTION_NOT_FOUND, #/components/schemas/Error404_INVITATION_NOT_FOUND, #/components/schemas/Error404_USER_NOT_FOUND, #/components/schemas/Error404_QUOTE_NOT_FOUND, #/components/schemas/Error404_LOOKUP_REQUEST_NOT_FOUND, #/components/schemas/Error404_TOKEN_NOT_FOUND, #/components/schemas/Error404_BULK_UPLOAD_JOB_NOT_FOUND, #/components/schemas/Error404_REFERENCE_NOT_FOUND` to the response body `oneOf` list for the response status `404`
  - added `#/components/schemas/Error500_GRID_SWITCH_ERROR, #/components/schemas/Error500_INTERNAL_ERROR` to the response body `oneOf` list for the response status `500`
  - the response's body type changed from `object` to no type for status `400`
  - the response's body type changed from `object` to no type for status `401`
  - the response's body type changed from `object` to no type for status `403`
  - the response's body type changed from `object` to no type for status `404`
  - the response's body type changed from `object` to no type for status `500`
  - added `#/components/schemas/ExternalAccountDetailsTransactionDestination` to the `allOf[#/components/schemas/Transaction]/destination` response property `oneOf` list for the response status `200`
  - added `#/components/schemas/RealtimeFundingTransactionSource` to the `allOf[subschema #2]/source` response property `oneOf` list for the response status `200`
  - removed the required property `code` from the response with the `400` status
  - removed the required property `code` from the response with the `401` status
  - removed the required property `code` from the response with the `403` status
  - removed the required property `code` from the response with the `404` status
  - removed the required property `code` from the response with the `500` status
  - removed the required property `message` from the response with the `400` status
  - removed the required property `message` from the response with the `401` status
  - removed the required property `message` from the response with the `403` status
  - removed the required property `message` from the response with the `404` status
  - removed the required property `message` from the response with the `500` status
  - removed the required property `status` from the response with the `400` status
  - removed the required property `status` from the response with the `401` status
  - removed the required property `status` from the response with the `403` status
  - removed the required property `status` from the response with the `404` status
  - removed the required property `status` from the response with the `500` status
  - removed the optional property `details` from the response with the `400` status
  - removed the optional property `details` from the response with the `401` status
  - removed the optional property `details` from the response with the `403` status
  - removed the optional property `details` from the response with the `404` status
  - removed the optional property `details` from the response with the `500` status
  - added the new `SENT` enum value to the `allOf[#/components/schemas/Transaction]/status` response property for the response status `200`
  - added `#/components/schemas/BaseTransactionDestination` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - added `#/components/schemas/BaseTransactionDestination` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
  - removed `subschema #1` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - removed `subschema #1` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
  - added `EXTERNAL_ACCOUNT_DETAILS` discriminator mapping keys to the `allOf[#/components/schemas/Transaction]/destination` response property for the response status `200`
  - added `REALTIME_FUNDING` discriminator mapping keys to the `allOf[subschema #2]/source` response property for the response status `200`
  - removed discriminator from `allOf[#/components/schemas/Transaction]/` response property for the response status `200`
  - …3 more
- **2026-02-19** `55dc3fc30633`: 5 breaking, 29 info
  - the response's body type changed from no type to `object` for status `400`
  - the response's body type changed from no type to `object` for status `401`
  - the response's body type changed from no type to `object` for status `403`
  - the response's body type changed from no type to `object` for status `404`
  - the response's body type changed from no type to `object` for status `500`
  - removed `#/components/schemas/Error400_INVALID_INPUT, #/components/schemas/Error400_MISSING_MANDATORY_USER_INFO, #/components/schemas/Error400_INVITATION_ALREADY_CLAIMED, #/components/schemas/Error400_INVITATIONS_NOT_CONFIGURED, #/components/schemas/Error400_INVALID_UMA_ADDRESS, #/components/schemas/Error400_INVITATION_CANCELLED, #/components/schemas/Error400_QUOTE_REQUEST_FAILED, #/components/schemas/Error400_INVALID_PAYREQ_RESPONSE, #/components/schemas/Error400_INVALID_RECEIVER, #/components/schemas/Error400_PARSE_PAYREQ_RESPONSE_ERROR, #/components/schemas/Error400_CERT_CHAIN_INVALID, #/components/schemas/Error400_CERT_CHAIN_EXPIRED, #/components/schemas/Error400_INVALID_PUBKEY_FORMAT, #/components/schemas/Error400_MISSING_REQUIRED_UMA_PARAMETERS, #/components/schemas/Error400_SENDER_NOT_ACCEPTED, #/components/schemas/Error400_AMOUNT_OUT_OF_RANGE, #/components/schemas/Error400_INVALID_CURRENCY, #/components/schemas/Error400_INVALID_TIMESTAMP, #/components/schemas/Error400_INVALID_NONCE, #/components/schemas/Error400_INVALID_REQUEST_FORMAT, #/components/schemas/Error400_INVALID_BANK_ACCOUNT, #/components/schemas/Error400_SELF_PAYMENT, #/components/schemas/Error400_LOOKUP_REQUEST_FAILED, #/components/schemas/Error400_PARSE_LNURLP_RESPONSE_ERROR, #/components/schemas/Error400_INVALID_AMOUNT, #/components/schemas/Error400_WEBHOOK_ENDPOINT_NOT_SET, #/components/schemas/Error400_WEBHOOK_DELIVERY_ERROR` from the response body `oneOf` list for the response status `400`
  - removed `#/components/schemas/Error401_UNAUTHORIZED, #/components/schemas/Error401_INVALID_SIGNATURE` from the response body `oneOf` list for the response status `401`
  - removed `#/components/schemas/Error403_FORBIDDEN, #/components/schemas/Error403_USER_NOT_READY, #/components/schemas/Error403_COUNTERPARTY_NOT_ALLOWED, #/components/schemas/Error403_VELOCITY_LIMIT_EXCEEDED` from the response body `oneOf` list for the response status `403`
  - removed `#/components/schemas/Error404_TRANSACTION_NOT_FOUND, #/components/schemas/Error404_INVITATION_NOT_FOUND, #/components/schemas/Error404_USER_NOT_FOUND, #/components/schemas/Error404_QUOTE_NOT_FOUND, #/components/schemas/Error404_LOOKUP_REQUEST_NOT_FOUND, #/components/schemas/Error404_TOKEN_NOT_FOUND, #/components/schemas/Error404_BULK_UPLOAD_JOB_NOT_FOUND, #/components/schemas/Error404_REFERENCE_NOT_FOUND` from the response body `oneOf` list for the response status `404`
  - removed `#/components/schemas/Error500_GRID_SWITCH_ERROR, #/components/schemas/Error500_INTERNAL_ERROR` from the response body `oneOf` list for the response status `500`
  - added the optional property `details` to the response with the `400` status
  - added the optional property `details` to the response with the `401` status
  - added the optional property `details` to the response with the `403` status
  - added the optional property `details` to the response with the `404` status
  - added the optional property `details` to the response with the `500` status
  - added `subschema #1` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - added `subschema #1` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
  - removed `#/components/schemas/BaseTransactionDestination` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - removed `#/components/schemas/BaseTransactionDestination` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
  - added the required property `code` to the response with the `400` status
  - added the required property `code` to the response with the `401` status
  - added the required property `code` to the response with the `403` status
  - added the required property `code` to the response with the `404` status
  - added the required property `code` to the response with the `500` status
  - added the required property `message` to the response with the `400` status
  - added the required property `message` to the response with the `401` status
  - added the required property `message` to the response with the `403` status
  - added the required property `message` to the response with the `404` status
  - added the required property `message` to the response with the `500` status
  - added the required property `status` to the response with the `400` status
  - added the required property `status` to the response with the `401` status
  - added the required property `status` to the response with the `403` status
  - added the required property `status` to the response with the `404` status
  - added the required property `status` to the response with the `500` status
- **2026-02-13** `ecd31fe01b4e`: 25 breaking, 5 warning, 4 info
  - added `#/components/schemas/Error400_INVALID_INPUT, #/components/schemas/Error400_MISSING_MANDATORY_USER_INFO, #/components/schemas/Error400_INVITATION_ALREADY_CLAIMED, #/components/schemas/Error400_INVITATIONS_NOT_CONFIGURED, #/components/schemas/Error400_INVALID_UMA_ADDRESS, #/components/schemas/Error400_INVITATION_CANCELLED, #/components/schemas/Error400_QUOTE_REQUEST_FAILED, #/components/schemas/Error400_INVALID_PAYREQ_RESPONSE, #/components/schemas/Error400_INVALID_RECEIVER, #/components/schemas/Error400_PARSE_PAYREQ_RESPONSE_ERROR, #/components/schemas/Error400_CERT_CHAIN_INVALID, #/components/schemas/Error400_CERT_CHAIN_EXPIRED, #/components/schemas/Error400_INVALID_PUBKEY_FORMAT, #/components/schemas/Error400_MISSING_REQUIRED_UMA_PARAMETERS, #/components/schemas/Error400_SENDER_NOT_ACCEPTED, #/components/schemas/Error400_AMOUNT_OUT_OF_RANGE, #/components/schemas/Error400_INVALID_CURRENCY, #/components/schemas/Error400_INVALID_TIMESTAMP, #/components/schemas/Error400_INVALID_NONCE, #/components/schemas/Error400_INVALID_REQUEST_FORMAT, #/components/schemas/Error400_INVALID_BANK_ACCOUNT, #/components/schemas/Error400_SELF_PAYMENT, #/components/schemas/Error400_LOOKUP_REQUEST_FAILED, #/components/schemas/Error400_PARSE_LNURLP_RESPONSE_ERROR, #/components/schemas/Error400_INVALID_AMOUNT, #/components/schemas/Error400_WEBHOOK_ENDPOINT_NOT_SET, #/components/schemas/Error400_WEBHOOK_DELIVERY_ERROR` to the response body `oneOf` list for the response status `400`
  - added `#/components/schemas/Error401_UNAUTHORIZED, #/components/schemas/Error401_INVALID_SIGNATURE` to the response body `oneOf` list for the response status `401`
  - added `#/components/schemas/Error403_FORBIDDEN, #/components/schemas/Error403_USER_NOT_READY, #/components/schemas/Error403_COUNTERPARTY_NOT_ALLOWED, #/components/schemas/Error403_VELOCITY_LIMIT_EXCEEDED` to the response body `oneOf` list for the response status `403`
  - added `#/components/schemas/Error404_TRANSACTION_NOT_FOUND, #/components/schemas/Error404_INVITATION_NOT_FOUND, #/components/schemas/Error404_USER_NOT_FOUND, #/components/schemas/Error404_QUOTE_NOT_FOUND, #/components/schemas/Error404_LOOKUP_REQUEST_NOT_FOUND, #/components/schemas/Error404_TOKEN_NOT_FOUND, #/components/schemas/Error404_BULK_UPLOAD_JOB_NOT_FOUND, #/components/schemas/Error404_REFERENCE_NOT_FOUND` to the response body `oneOf` list for the response status `404`
  - added `#/components/schemas/Error500_GRID_SWITCH_ERROR, #/components/schemas/Error500_INTERNAL_ERROR` to the response body `oneOf` list for the response status `500`
  - the response's body type changed from `object` to no type for status `400`
  - the response's body type changed from `object` to no type for status `401`
  - the response's body type changed from `object` to no type for status `403`
  - the response's body type changed from `object` to no type for status `404`
  - the response's body type changed from `object` to no type for status `500`
  - removed the required property `code` from the response with the `400` status
  - removed the required property `code` from the response with the `401` status
  - removed the required property `code` from the response with the `403` status
  - removed the required property `code` from the response with the `404` status
  - removed the required property `code` from the response with the `500` status
  - removed the required property `message` from the response with the `400` status
  - removed the required property `message` from the response with the `401` status
  - removed the required property `message` from the response with the `403` status
  - removed the required property `message` from the response with the `404` status
  - removed the required property `message` from the response with the `500` status
  - removed the required property `status` from the response with the `400` status
  - removed the required property `status` from the response with the `401` status
  - removed the required property `status` from the response with the `403` status
  - removed the required property `status` from the response with the `404` status
  - removed the required property `status` from the response with the `500` status
  - removed the optional property `details` from the response with the `400` status
  - removed the optional property `details` from the response with the `401` status
  - removed the optional property `details` from the response with the `403` status
  - removed the optional property `details` from the response with the `404` status
  - removed the optional property `details` from the response with the `500` status
  - added `#/components/schemas/BaseTransactionDestination` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - added `#/components/schemas/BaseTransactionDestination` to the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
  - removed `subschema #1` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #1: Account Destination]/` response property `allOf` list for the response status `200`
  - removed `subschema #1` from the `allOf[#/components/schemas/Transaction]/destination/oneOf[subschema #2: UMA Address Destination]/` response property `allOf` list for the response status `200`
- …earlier changes are on the page: https://skmtc.dev/lightsparkdev/apis/grid-api/changes/sandbox/uma/receive/post

---

[Operation](https://skmtc.dev/lightsparkdev/apis/grid-api/docs/sandbox/uma/receive/post.md) - [API](https://skmtc.dev/lightsparkdev/apis/grid-api.md) - [Page](https://skmtc.dev/lightsparkdev/apis/grid-api/changes/sandbox/uma/receive/post)