---
title: "Changes to Create an instant payment"
method: POST
path: "/v1/instant_payments"
---

# Changes to Create an instant payment

`POST /v1/instant_payments`

> Every recorded change to this operation, newest first.

## Timeline

Changed in 1 of 2 revisions.

- **2026-11-03** `2c659854496e`: 2 breaking, 12 info

## Changes

- **2026-11-03** `2c659854496e`: 2 breaking, 12 info
  - the response property `creditor/account_number` became optional for the status `200`
  - the response property `debtor/account_number` became optional for the status `200`
  - the request property `creditor/account_number` became optional
  - added the optional property `initiating_party` to the response with the `200` status
  - added the optional property `ultimate_creditor` to the response with the `200` status
  - added the optional property `ultimate_debtor` to the response with the `200` status
  - removed the `narrative` enum value from the `return_requests/items/reason` response property for the response status `200`
  - removed the `narrative` enum value from the `return_requests/items/resolution/rejection_reason` response property for the response status `200`
  - removed the `per_agent_request` enum value from the `return_requests/items/reason` response property for the response status `200`
  - removed the `per_agent_request` enum value from the `return_requests/items/resolution/rejection_reason` response property for the response status `200`
  - removed the `service_not_rendered` enum value from the `return_requests/items/reason` response property for the response status `200`
  - added the required property `instructed_agent` to the response with the `200` status
  - added the required property `instructing_agent` to the response with the `200` status
  - added the required property `payment_rail` to the response with the `200` status

---

[Operation](https://skmtc.dev/lead/apis/lead-bank/docs/v1/instant_payments/post.md) - [API](https://skmtc.dev/lead/apis/lead-bank.md) - [Page](https://skmtc.dev/lead/apis/lead-bank/changes/v1/instant_payments/post)