---
title: "Read the banking application"
method: POST
path: "/getBankingApplication"
tags: ["Banking"]
---

# Read the banking application

`POST /getBankingApplication`

## Request

- Base URL: `https://laso.finance`
- URL: `https://laso.finance/getBankingApplication`
- Auth: API key in header `Authorization`

Reads what the application still needs. Returns `ready` (whether it can be submitted), `applicationStatus`, and the outstanding questions. The identity answers carry over from verification; what remains are non-identity questions such as employment status and source of funds, which an agent can answer itself.

A Firebase callable. Callables wrap the request in `{"data": ...}` and the reply in `{"result": ...}`. Send the `id_token` from `/auth` as a Bearer token. Free.

## Request body

- object
  - `data` object, required
    - `userId` string, required: The Laso user id (the `usr_...` value from /auth).

## Response `200`

The application, its status, and what is outstanding.

- object
  - `result` object

## Other responses

- `400`: A required field is missing or invalid.
- `401`: Missing, invalid, or expired Bearer token.
- `403`: The caller is not this user and is not an admin.

---

[API](https://skmtc.dev/laso/apis/laso-finance-x402-api.md) · [All operations](https://skmtc.dev/laso/apis/laso-finance-x402-api/llms.txt) · [OpenAPI document](https://skmtc.dev/laso/apis/laso-finance-x402-api/revisions/ff8ce20b49ba?raw)