---
title: "Create the banking profile"
method: POST
path: "/createBankingProfile"
tags: ["Banking"]
---

# Create the banking profile

`POST /createBankingProfile`

## Request

- Base URL: `https://laso.finance`
- URL: `https://laso.finance/createBankingProfile`
- Auth: API key in header `Authorization`

Opens the banking profile that all other banking calls hang off. Identity verification is required first; if the human has not verified, the reply carries `kycRequired: true` and a `kycUrl` to hand them. **This is the only step an agent cannot complete itself.** Retry once they finish.

A Firebase callable. Callables wrap the request in `{"data": ...}` and the reply in `{"result": ...}`. Send the `id_token` from `/auth` as a Bearer token. Free.

## Request body

- object
  - `data` object, required
    - `userId` string, required: The Laso user id (the `usr_...` value from /auth).

## Response `200`

The profile, or a `kycRequired` reply with the link to give the human.

- object
  - `result` object

## Other responses

- `400`: A required field is missing or invalid.
- `401`: Missing, invalid, or expired Bearer token.
- `403`: The caller is not this user and is not an admin.

---

[API](https://skmtc.dev/laso/apis/laso-finance-x402-api.md) · [All operations](https://skmtc.dev/laso/apis/laso-finance-x402-api/llms.txt) · [OpenAPI document](https://skmtc.dev/laso/apis/laso-finance-x402-api/revisions/e83fa3f023fa?raw)