---
title: "Create beneficiary"
method: POST
path: "/v1/transfer/beneficiaries"
tags: ["Transfers"]
---

# Create beneficiary

`POST /v1/transfer/beneficiaries`

## Request

- Base URL: `https://api.kyshi.co`
- URL: `https://api.kyshi.co/v1/transfer/beneficiaries`
- Auth: API key in header `x-api-key`
- TypeScript: <https://skmtc.dev/kyshi/apis/kyshi-mor-public-api/docs/v1/transfer/beneficiaries/post.ts> (a function with typed inputs; its response is checked against the schema)

Saves a payout beneficiary and returns its ID. Reuse the ID for anyone you pay more than once, rather than re-entering account details.

## Request body

- CreateBeneficiaryDto
  - `accountName` string, required
  - `accountNumber` string, required
  - `bankName` string, required
  - `bankCode` string, required
  - `currency` 'NGN' | 'KES' | 'ZAR' | 'GHS' | 'XOF' | 'USD', required
  - `description` string, required
  - `bvn` string, required
  - `nameEnqRef` string

## Response `201`

Success.

- object
  - `status` boolean, required: `true` on success.
  - `message` string, required
  - `code` number, required: Mirrors the HTTP status code.
  - `data` object, required: The endpoint-specific payload.
    - `id` string, required
    - `accountName` string, required
    - `accountNumber` string, required
    - `bankCode` string, required
    - `bankName` string, required
    - `providerId` string
    - `description` string
    - `isActive` boolean, required
    - `mode` 'test' | 'live', required
    - `createdAt` string, required
    - `updatedAt` string, required

## Other responses

- `400`: Missing or invalid request parameter.
- `401`: No valid API key provided.
- `403`: The API key lacks permission for this request.
- `404`: Resource not found. A 404 on an object you just created is usually a test/live mode mismatch.
- `422`: Business rule failure, such as an unsupported currency or insufficient balance.
- `500`: Something went wrong on Kyshi’s end.

## Changes

- **2026-11-03** `4aed77604588`: 2 breaking, 12 info
  - the request property `bvn` became required
  - the request property `description` became required
  - the endpoint scheme security `ApiKeyAuth` was added to the API
  - added the new `USD` enum value to the request property `currency`
  - …10 more

[Operation history](https://skmtc.dev/kyshi/apis/kyshi-mor-public-api/changes/v1/transfer/beneficiaries/post.md)

---

[API](https://skmtc.dev/kyshi/apis/kyshi-mor-public-api.md) - [All operations](https://skmtc.dev/kyshi/apis/kyshi-mor-public-api/llms.txt) - [OpenAPI document](https://skmtc.dev/kyshi/apis/kyshi-mor-public-api/revisions/4aed77604588?raw)