---
title: "Get Card Terms"
method: GET
path: "/api/v1/cards/{card_id}/terms"
tags: ["Cards"]
---

# Get Card Terms

`GET /api/v1/cards/{card_id}/terms`

## Request

- Base URL: `https://kokofinance.net` (the document declares no server; this is the origin it was published from)
- URL: `https://kokofinance.net/api/v1/cards/{card_id}/terms`
- Auth: API key in header `X-API-Key`

Get APR, penalty, and fee terms for a credit card.

Returns Schumer Box data: purchase APR, penalty APR, late fees,
cash advance APR, promotional APR, and grace period.

## Path parameters

- `card_id` integer, required

## Headers

- `authorization` string, nullable

## Response `200`

Successful Response

- APIResponse
  - `success` boolean, required
  - `data` unknown, required
  - `metadata` APIMetadata
    - `request_id` string
    - `api_version` string
    - `latency_ms` integer, nullable
    - `mode` string, nullable: Endpoint mode: 'fast' (deterministic, <100ms) or 'verbose' (includes AI narrative, 3-5s)
    - `timestamp` string
  - `error` string, nullable

## Other responses

- `422`: Validation Error

---

[API](https://skmtc.dev/kokofinance/apis/koko-finance-api.md) · [All operations](https://skmtc.dev/kokofinance/apis/koko-finance-api/llms.txt) · [OpenAPI document](https://skmtc.dev/kokofinance/apis/koko-finance-api/revisions/a5f1170af4d4?raw)