---
title: "Get Credit Overview"
method: GET
path: "/v1/user/credits/overview"
tags: ["user", "credits"]
---

# Get Credit Overview

`GET /v1/user/credits/overview`

## Response `200`

Successful Response

- EffectiveCreditOverview
  - `primary_source` 'team' | 'personal' | 'trial' | 'none', required
  - `active_source` 'team' | 'personal' | 'trial' | 'none', required — Wallet that would fund the user's next request. This can differ from primary_source after a team wallet is exhausted and personal fallback is enabled.
  - `fallback_policy` 'personal' | 'disabled' | 'not_applicable', required
  - `spendable_balance` number, required
  - `requests_this_month` integer, required
  - `team` TeamCreditWallet, required
    - `team_id` integer, required
    - `team_name` string, required
    - `member_balance` number, required
    - `member_allocated` number, required
    - `member_used` number, required
    - `base_allowance` number, required
    - `additionally_allocated` number, required
    - `directly_purchased` number, required
    - `shared_pool_available` number, required — Unallocated team inventory available for an owner to assign; it cannot fund member requests directly.
    - `spendable_balance` number, required — Credits in this member's enterprise wallet available for requests.
  - `personal` PersonalCreditWallet, required
    - `plan_name` string, nullable, required
    - `is_active` boolean, required
    - `balance` number, required
    - `raw_balance` number, required
    - `used` number, required
    - `purchased_balance` number, required
    - `total_purchased` number, required
    - `cycle_allowance` number, required
    - `needs_reconciliation` boolean, required
  - `trial` TrialCreditWallet, required
    - `is_active` boolean, required
    - `balance` number, required
    - `used` number, required
    - `total` number, required

---

[API](https://skmtc.dev/kodik/apis/kodik-api.md) · [All operations](https://skmtc.dev/kodik/apis/kodik-api/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/kodik/kodik-api/revisions/55c71b347360/schema)