---
title: "Jiopay (@jiopay)"
description: "Indian payments bank, a subsidiary of Jio Financial Services."
account: "jiopay"
---

# Jiopay

Indian payments bank, a subsidiary of Jio Financial Services.

## APIs

7 public APIs with a stored document.
Each links to its markdown overview; the same address with
`/llms.txt` in place of `.md` lists its operations.
Changes across these APIs: https://skmtc.dev/jiopay/feed.md

- [Subscription hub](https://skmtc.dev/jiopay/apis/subscription-hub.md): Recurring-payment mandates: register, debit, refund and cancel UPI AutoPay and card mandates, with notifications
- [Virtual Accounts](https://skmtc.dev/jiopay/apis/virtual-accounts.md): Collections: issue payment aliases, reconcile transactions and receive credit notifications
- [Cross Border](https://skmtc.dev/jiopay/apis/cross-border.md): Cross-border payments: collect payins via links, orders and customers, and run settlements
- [Vault Tokenization](https://skmtc.dev/jiopay/apis/vault-tokenization.md): Card vaulting: tokenize card numbers so payments can reuse them without storing raw data
- [Invoice APi](https://skmtc.dev/jiopay/apis/invoice-api.md): Payments: create, update, check and refund invoices, and revoke mandates
- [Balance Enquiry](https://skmtc.dev/jiopay/apis/balance-enquiry.md): Payments: query a customer's account balance with a single POST request
- [Jiopay PG](https://skmtc.dev/jiopay/apis/jiopay-pg.md): Payments: initiate sales, refunds, mandates and settlement status for cards and UPI