---
title: "Credit Report"
method: POST
path: "/lending-service/api/v1/credit-report"
---

# Credit Report

`POST /lending-service/api/v1/credit-report`

## Request

- Base URL: `https://sandbox.interswitchng.com`
- URL: `https://sandbox.interswitchng.com/lending-service/api/v1/credit-report`
- Auth: OAuth 2

This end-point gets an individual credit report from credit bureau.

## Headers

- `Authorization` string

## Request body

- object
  - `phoneNo` string, required: The phone number tied to account of the individual whose score you seek. This field is required if the bvn is not available
  - `bvn` string: The bank verification number for the individual whose score you seek. This field is required if the phone number tied to the account of this individual is not available
  - `clientCode` string: The code given to the client at the point of profiling on the Interswitch Data Service platform

## Response `200`

200

## Other responses

- `400`: 400

---

[API](https://skmtc.dev/interswitchgroup/apis/ipg.md) - [All operations](https://skmtc.dev/interswitchgroup/apis/ipg/llms.txt) - [OpenAPI document](https://skmtc.dev/interswitchgroup/apis/ipg/revisions/98dead048190?raw)