---
title: "Changes to Create a Real-Time Payments Transfer"
method: POST
path: "/real_time_payments_transfers"
---

# Changes to Create a Real-Time Payments Transfer

`POST /real_time_payments_transfers`

> Every recorded change to this operation, newest first.

## Timeline

Changed in 3 of 98 revisions.

- **2026-08-15** `036d178e1a7a`: 2 info
- **2026-07-13** `64a92a8cc343`: 4 info
- **2026-04-15** `8976b540ed44`: 6 breaking

## Changes

- **2026-08-15** `036d178e1a7a`: 2 info
  - added the new optional request property `inbound_real_time_payments_request_for_payment_id`
  - added the required property `inbound_real_time_payments_request_for_payment_id` to the response with the `200` status
- **2026-07-13** `64a92a8cc343`: 4 info
  - added `subschema #8, subschema #10` to the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `4XX`
  - added `subschema #8, subschema #10` to the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `5XX`
  - removed `subschema #8, subschema #10` from the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `4XX`
  - removed `subschema #8, subschema #10` from the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `5XX`
- **2026-04-15** `8976b540ed44`: 6 breaking
  - added the pattern `^[0-9]*$` to the request property `routing_number`
  - added the pattern `^[\ !"\#\$%&'\(\)\*\+,\-\./0123456789:;<=>\?@ABCDEFGHIJKLMNOPQRSTUVWXYZ\[\\\]\^_`abcdefghijklmnopqrstuvwxyz\{\|\}~ÀÁÂÃÄÅÆÇÈÉÊËÌÍÎÏÐÑÒÓÔÕÖ×ØÙÚÛÜÝÞßàáâãäåæçèéêëìíîïðñòóôõö÷øùúûüýþÿ]*$` to the request property `debtor_name`
  - added the pattern `^[\ !"\#\$%&'\(\)\*\+,\-\./0123456789:;<=>\?@ABCDEFGHIJKLMNOPQRSTUVWXYZ\[\\\]\^_`abcdefghijklmnopqrstuvwxyz\{\|\}~ÀÁÂÃÄÅÆÇÈÉÊËÌÍÎÏÐÑÒÓÔÕÖ×ØÙÚÛÜÝÞßàáâãäåæçèéêëìíîïðñòóôõö÷øùúûüýþÿ]*$` to the request property `ultimate_creditor_name`
  - added the pattern `^[\ !"\#\$%&'\(\)\*\+,\-\./0123456789:;<=>\?@ABCDEFGHIJKLMNOPQRSTUVWXYZ\[\\\]\^_`abcdefghijklmnopqrstuvwxyz\{\|\}~ÀÁÂÃÄÅÆÇÈÉÊËÌÍÎÏÐÑÒÓÔÕÖ×ØÙÚÛÜÝÞßàáâãäåæçèéêëìíîïðñòóôõö÷øùúûüýþÿ]*$` to the request property `ultimate_debtor_name`
  - added the pattern `^[\ !"\#\$%&'\(\)\*\+,\-\./0123456789:;<=>\?@ABCDEFGHIJKLMNOPQRSTUVWXYZ\[\\\]\^_`abcdefghijklmnopqrstuvwxyz\{\|\}~ÀÁÂÃÄÅÆÇÈÉÊËÌÍÎÏÐÑÒÓÔÕÖ×ØÙÚÛÜÝÞßàáâãäåæçèéêëìíîïðñòóôõö÷øùúûüýþÿ]*$` to the request property `unstructured_remittance_information`
  - added the pattern `^[a-zA-Z0-9]*$` to the request property `account_number`

---

[Operation](https://skmtc.dev/increase/apis/increase-api-2/docs/real_time_payments_transfers/post.md) - [API](https://skmtc.dev/increase/apis/increase-api-2.md) - [Page](https://skmtc.dev/increase/apis/increase-api-2/changes/real_time_payments_transfers/post)