---
title: "Changes to Create an ACH Transfer"
method: POST
path: "/ach_transfers"
---

# Changes to Create an ACH Transfer

`POST /ach_transfers`

> Every recorded change to this operation, newest first.

## Timeline

Changed in 4 of 98 revisions.

- **2026-08-04** `cc39984519bd`: 1 warning
- **2026-07-26** `df2b1ead4c49`: 1 info
- **2026-07-13** `64a92a8cc343`: 1 breaking, 1 warning, 10 info
- **2026-04-15** `8976b540ed44`: 11 breaking

## Changes

- **2026-08-04** `cc39984519bd`: 1 warning
  - removed the request property `transaction_timing`
- **2026-07-26** `df2b1ead4c49`: 1 info
  - the `funding` request property default value `checking` was added
- **2026-07-13** `64a92a8cc343`: 1 breaking, 1 warning, 10 info
  - removed the required property `notifications_of_change/items/corrected_data` from the response with the `200` status
  - added the new `loan` enum value to the `funding` response property for the response status `200`
  - added the new `loan` enum value to the request property `funding`
  - added `subschema #8, subschema #10` to the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `4XX`
  - added `subschema #8, subschema #10` to the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `5XX`
  - removed `subschema #8, subschema #10` from the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `4XX`
  - removed `subschema #8, subschema #10` from the `allOf[#/components/schemas/error]/` response property `anyOf` list for the response status `5XX`
  - added the required property `notifications_of_change/items/corrected_account_funding` to the response with the `200` status
  - added the required property `notifications_of_change/items/corrected_account_number` to the response with the `200` status
  - added the required property `notifications_of_change/items/corrected_individual_id` to the response with the `200` status
  - added the required property `notifications_of_change/items/corrected_routing_number` to the response with the `200` status
  - added the required property `return/anyOf[subschema #1: ACH Transfer ACH Transfer Return]/addenda_information` to the response with the `200` status
- **2026-04-15** `8976b540ed44`: 11 breaking
  - added the pattern `^[ -~]*$` to the request property `addenda/freeform/entries/items/payment_related_information`
  - added the pattern `^[ -~]*$` to the request property `company_descriptive_date`
  - added the pattern `^[ -~]*$` to the request property `company_discretionary_data`
  - added the pattern `^[ -~]*$` to the request property `company_entry_description`
  - added the pattern `^[ -~]*$` to the request property `company_name`
  - added the pattern `^[ -~]*$` to the request property `individual_id`
  - added the pattern `^[ -~]*$` to the request property `individual_name`
  - added the pattern `^[ -~]*$` to the request property `statement_descriptor`
  - added the pattern `^[0-9]*$` to the request property `routing_number`
  - added the pattern `^[a-zA-Z0-9]*$` to the request property `account_number`
  - added the pattern `^[a-zA-Z0-9]*$` to the request property `addenda/payment_order_remittance_advice/invoices/items/invoice_number`

---

[Operation](https://skmtc.dev/increase/apis/increase-api-2/docs/ach_transfers/post.md) - [API](https://skmtc.dev/increase/apis/increase-api-2.md) - [Page](https://skmtc.dev/increase/apis/increase-api-2/changes/ach_transfers/post)