---
title: "Create Transfer"
method: POST
path: "/connected-deposits/{version}/transfers/create"
tags: ["Transfers"]
---

# Create Transfer

`POST /connected-deposits/{version}/transfers/create`

## Request

- Base URL: `https://agw-ext.huntington.com`
- URL: `https://agw-ext.huntington.com/connected-deposits/{version}/transfers/create`
- Auth: HTTP bearer
- TypeScript: <https://skmtc.dev/huntington/apis/qolo-api-transfers/docs/connected-deposits/:version/transfers/create/post.ts> (a function with typed inputs; its response is checked against the schema)

Create a transfer to move funds between virtual accounts, or to/from a virtual account to an Outside Instrument.

## Path parameters

- `version` string, required

## Headers

- `IdempotencyKey` string, uuid, required

## Request body

- TransferRequest
  - `client_reference_id` string, required: API Partner can send the transfer's unique id on their system and it can be used to fetch transfer details later
  - `channel_type` 'NotSet' | 'ACH' | 'SameDayACH' | 'RTP' | 'Wire' | 'ManualWire' | 'CrossBorder'
  - `transfer_type` 'UNKNOWN' | 'CARDTOCARD' | 'PARTNERTOCARD' | 'CARDTOPARTNER' | 'PARTNERTOPARTNER' | 'ACCOUNTTOACCOUNT' | 'ACCOUNTTOBANK' | 'BANKTOACCOUNT' | 'CHECKLOAD' | 'CHECKUNLOAD' | 'CARDTOPARTNER_UNLOADTOZERO' | 'CCDCTOACCOUNT' | 'ACCOUNTTOCCDC' | 'ACCOUNTTOBANKREALTIME' | 'BANKTOACCOUNTREQUESTREALTIME' | 'ACCOUNTTOCHECK' | 'PARTNERTOCHECK', required
  - `amount` number, double, required: Amount to transfer.
  - `currency` 'USD' | 'AED' | 'ALL' | 'AMD' | 'ANG' | 'AOA' | 'ARS' | 'AUD' | 'AWG' | 'AZN' | 'BAM' | 'BBD' | 'BDT' | 'BGN' | 'BHD' | 'BIF' | 'BMD' | 'BND' | 'BOB' | 'BRL' | 'BSD' | 'BTN' | 'BWP' | 'BZD' | 'CAD' | 'CDF' | 'CHF' | 'CLP' | 'CNY' | 'COP' | 'CRC' | 'CVE' | 'CZK' | 'DJF' | 'DKK' | 'DOP' | 'DZD' | 'EGP' | 'ERN' | 'ETB' | 'EUR' | 'FJD' | 'FKP' | 'FOK' | 'GBP' | 'GEL' | 'GGP' | 'GHS' | 'GIP' | 'GMD' | 'GNF' | 'GTQ' | 'GYD' | 'HKD' | 'HNL' | 'HNL' | 'HTG' | 'HUF' | 'IDR' | 'ILS' | 'IMP' | 'INR' | 'IQD' | 'ISK' | 'JEP' | 'JMD' | 'JOD' | 'JPY' | 'KES' | 'KGS' | 'KHR' | 'KID' | 'KMF' | 'KRW' | 'KWD' | 'KYD' | 'KZT' | 'LAK' | 'LBP' | 'LKR' | 'LRD' | 'LSL' | 'LYD' | 'MAD' | 'MDL' | 'MGA' | 'MKD' | 'MMK' | 'MNT' | 'MOP' | 'MRU' | 'MUR' | 'MVR' | 'MWK' | 'MXN' | 'MYR' | 'MZN' | 'NAD' | 'NGN' | 'NIO' | 'NOK' | 'NPR' | 'NZD' | 'OMR' | 'PAB' | 'PEN' | 'PGK' | 'PHP' | 'PKR' | 'PLN' | 'PYG' | 'QAR' | 'RON' | 'RSD' | 'SAR' | 'SBD' | 'SCR' | 'SDG' | 'SEK' | 'SGD' | 'SHP' | 'SLE' | 'SLL' | 'SOS' | 'SRD' | 'SSP' | 'STN' | 'SYP' | 'SZL' | 'THB' | 'TJS' | 'TMT' | 'TND' | 'TOP' | 'TRY' | 'TTD' | 'TVD' | 'TWD' | 'TZS' | 'UAH' | 'UGX' | 'UYU' | 'UZS' | 'VES' | 'VND' | 'VUV' | 'WST' | 'XAF' | 'XCD' | 'XOF' | 'XPF' | 'YER' | 'ZAR' | 'ZMW' | 'ZWL', required: Three letter currency code
  - `description` string, nullable: API Partner can send the transfer's description for reference
  - `source` TransferDetail, required
    - `account_guid` string, uuid, nullable
    - `card_proxy` string, nullable
    - `outside_instrument_guid` string, uuid, nullable
  - `destination` TransferDetail, required
    - `account_guid` string, uuid, nullable
    - `card_proxy` string, nullable
    - `outside_instrument_guid` string, uuid, nullable
  - `quote_reference` string, nullable: For cross currency transfers, quote should be created and must be passed in transfer.
  - `quoteoutput` QuoteResponse
    - `source` SourceTransferDetail
      - `account_guid` string, uuid, required
    - `destination` DestinationTransferDetail
      - `outside_instrument_guid` string, uuid, required
    - `fees` ConversionFees[], nullable
    - `conversionDetails` ConversionDetails
  - `destination_amount` number, double
  - `destination_currency` string, nullable
  - `memo_code` string, nullable: Client driven code used to add more details to the transfer type.
  - `verification_code` string, nullable: Verification code. This field is currently not used and cvv2 validation during the transfer is not required
  - `eft_info` EFTInfo
    - `sec_code` 'WEB' | 'PPD' | 'TEL' | 'CCD' | 'CTX'
    - `identifier_number` string, nullable
    - `addenda` string, nullable
  - `reason_code` string, nullable: Transfer reason code used for foreign exchange
  - `check_info` CheckInfo
    - `template_alias` string, required

## Response `201`

Returns the newly created transfer

- TransferResponse
  - `txn_guid` string, uuid
  - `amount` number, double, required
  - `currency` string, required
  - `description` string, nullable
  - `source` TransferDetail, required
    - `account_guid` string, uuid, nullable
    - `card_proxy` string, nullable
    - `outside_instrument_guid` string, uuid, nullable
  - `destination` TransferDetail, required
    - `account_guid` string, uuid, nullable
    - `card_proxy` string, nullable
    - `outside_instrument_guid` string, uuid, nullable
  - `destination_amount` number, double
  - `destination_currency` string, nullable
  - `entry_date` string, date-time, nullable
  - `fees` Fees[], nullable
    - `account_guid` string, uuid
    - `fee_request_code` string, nullable
    - `fee_request_description` string, nullable
    - `fee_amount` number, double

## Other responses

- `400`: Bad request
- `401`: Unauthorized
- `404`: Account not found
- `500`: Server Error

---

[API](https://skmtc.dev/huntington/apis/qolo-api-transfers.md) - [All operations](https://skmtc.dev/huntington/apis/qolo-api-transfers/llms.txt) - [OpenAPI document](https://skmtc.dev/huntington/apis/qolo-api-transfers/revisions/fbf27aa8909d?raw)