---
title: "List sandbox bank rates"
method: GET
path: "/banks/current/rates"
tags: ["Banks"]
---

# List sandbox bank rates

`GET /banks/current/rates`

## Request

- Base URL: `https://platform-api.homejourney.sg/v1`
- URL: `https://platform-api.homejourney.sg/v1/banks/current/rates`
- Auth: HTTP bearer

Returns the deterministic sandbox bank advertised-rate table when the authenticated automation client has `banks.rates.read`. External URL: `/v1/banks/current/rates`. Current Next.js implementation path: `/api/platform/v1/banks/current/rates`. This read-only route does not require `Idempotency-Key`; it returns public-safe advertised rate-card metadata only and never exposes bank secrets, raw MyInfo, credit bureau data, bank statements, raw document contents, NRIC/FIN, income-proof documents, full financial profile data, borrower-specific pricing, live quote generation, application creation, callback signing secrets, provider calls, or enterprise ingress claims. Live bank rates remain unavailable until promotion gates have REST, consent, audit, sandbox, callback, and operations evidence. Bank pilot posture remains information/referral and pre-approval only, recommendation and live bank-decision claims remain deferred, and partner-status publication remains private-first.

## Headers

- `X-Correlation-Id` string

## Response `200`

Sandbox bank advertised rates.

- PlatformBankRateListResponse
  - `rates` PlatformBankRateSummary[], required
    - `id` string, required
    - `sandbox_fixture_id` string, required
    - `product_code` string, required
    - `product_display_name` string, required
    - `rate_code` string, required
    - `rate_type` 'fixed' | 'sora_pegged', required
    - `currency` 'SGD', required
    - `advertised_rate_percent` number, required
    - `comparison_rate_label` string, required
    - `lock_in_months` integer, required
    - `minimum_loan_amount_sgd` integer, required
    - `maximum_loan_amount_sgd` integer, required
    - `minimum_tenure_months` integer, required
    - `maximum_tenure_months` integer, required
    - `supported_property_types` PlatformBankSupportedPropertyType[], required
    - `public_safe_rate` true, required
    - `borrower_specific_pricing` false, required
    - `live_quote_generated` false, required
    - `bank_secret_exposed` false, required
    - `borrower_data_required` false, required
    - `livemode` false, required
    - `valid_from` string, date, required
    - `valid_until` string, date, required
    - `updated_at` string, date-time, required
  - `rate_boundary` PlatformBankRateBoundary, required
    - `sandbox_only` true, required
    - `advertised_rates_only` true, required
    - `public_safe_rate_table` true, required
    - `bank_secrets_redacted` true, required
    - `borrower_data_required` false, required
    - `borrower_specific_pricing_deferred` true, required
    - `raw_myinfo_exposed` false, required
    - `credit_bureau_data_exposed` false, required
    - `bank_statement_exposed` false, required
    - `live_quote_generation_deferred` true, required
    - `application_create_deferred` true, required
  - `catalogue_fixture_id` string, required
  - `product_count` integer, required
  - `rate_count` integer, required
  - `side_effects` PlatformBankSandboxSideEffects, required
    - `live_callback_sent` false, required
    - `email_sent` false, required
    - `sms_sent` false, required
    - `whatsapp_sent` false, required
    - `document_link_sent` false, required
    - `bank_system_write_performed` false, required
    - `payment_event_created` false, required
    - `production_webhook_sent` false, required
  - `livemode` false, required
  - `request_id` string, required

## Other responses

- `400`: Request validation failed.
- `401`: Missing or invalid platform API key.
- `403`: Credential, environment, or scope is not allowed.
- `404`: Platform API feature or resource is not available.
- `429`: Rate limit exceeded.
- `500`: Unexpected platform API failure.

---

[API](https://skmtc.dev/homejourney/apis/homejourney-platform-api.md) · [All operations](https://skmtc.dev/homejourney/apis/homejourney-platform-api/llms.txt) · [OpenAPI document](https://skmtc.dev/homejourney/apis/homejourney-platform-api/revisions/a2c6fe063db1?raw)