---
title: "The carrier's business descriptions for an application"
method: GET
path: "/broker/submissions/{submission_id}/applications/{session_id}/business-descriptions"
tags: ["Carrier quotes"]
---

# The carrier's business descriptions for an application

`GET /broker/submissions/{submission_id}/applications/{session_id}/business-descriptions`

## Request

- Base URL: `https://api.hedgespecialty.com/api/v1`
- URL: `https://api.hedgespecialty.com/api/v1/broker/submissions/{submission_id}/applications/{session_id}/business-descriptions`
- Auth: OAuth 2
  - Authorization code: `https://api.hedgespecialty.com/api/v1/oauth/authorize`
  - Client credentials
  - Token URL: `https://api.hedgespecialty.com/api/v1/oauth/token`

The carrier's own business descriptions for this application (Coterie's
class list; the ISO class list for LIO and Blitz, whose class answers are ISO
codes), filtered to the submission's NAICS, product
and state, with Hedge's best match first. `selected` is Hedge's match,
`match.confidence` is `high` for one exact match, `check` for a shortlist and
`none` otherwise; `choices[].available` is false for classes outside the
carrier's appetite. Confirm one as the application's business description
answer in its checkpoint before requesting a quote. Every response also
names the business for searching a class list: `naics`, `naics_description`,
`operations` (the stated operations) and `suggested` (Hedge's ISO GL class
for that NAICS). A carrier whose class list is its question's own options
returns an empty `choices` with that description. The candidates come from
the carrier's whole class table, ranked by what the business does; a list
with choices names its `search` path.

## Path parameters

- `submission_id` string, uuid, required
- `session_id` string, uuid, required

## Response `200`

The carrier's business descriptions

## Other responses

- `404`: Submission or application not found

## Changes

- **2026-10-07** `bd33fa45bdcb`: 1 info
  - endpoint added

[Operation history](https://skmtc.dev/hedgespecialty/apis/hedge-submission-api/changes/broker/submissions/:submission_id/applications/:session_id/business-descriptions/get.md)

---

[API](https://skmtc.dev/hedgespecialty/apis/hedge-submission-api.md) - [All operations](https://skmtc.dev/hedgespecialty/apis/hedge-submission-api/llms.txt) - [OpenAPI document](https://skmtc.dev/hedgespecialty/apis/hedge-submission-api/revisions/beefa9cdc11c?raw)