--- title: "Changes to Create a Payment Instrument" method: POST path: "/payment_instruments" --- # Changes to Create a Payment Instrument `POST /payment_instruments` > Every recorded change to this operation, newest first. ## Timeline Changed in 6 of 27 revisions. - **2026-10-28** `c62db965e7dc`: 8 warning - **2026-10-10** `4eb2502fcc00`: 56 warning - **2026-09-17** `6e62a6816400`: 1 info - **2026-09-11** `c1659d0a3477`: 24 warning, 8 info - **2026-09-05** `1d6b546b10f2`: 50 warning - **2026-08-21** `96653f0c196b`: 4 breaking, 20 warning, 10 info ## Changes - **2026-10-28** `c62db965e7dc`: 8 warning - added the new `CHECKING` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - added the new `CHECKING` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - added the new `CHECKING` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - added the new `CHECKING` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - added the new `SAVING` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - added the new `SAVING` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - added the new `SAVING` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - added the new `SAVING` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/account_type` response property for the response status `201` - **2026-10-10** `4eb2502fcc00`: 56 warning - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #7: Payment Instrument - Token - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `ACCOUNT_UPDATER` enum value to the `oneOf[subschema #9: Payment Instrument - Token - Card]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #7: Payment Instrument - Token - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `SETTLEMENT_REPORT` enum value to the `oneOf[subschema #9: Payment Instrument - Token - Card]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/created_via` response property for the response status `201` - added the new `SYSTEM` enum value to the `oneOf[subschema #7: Payment Instrument - Token - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/created_via` response property for the response status `201` - …16 more - **2026-09-17** `6e62a6816400`: 1 info - added the new optional request property `anyOf[subschema #5: Payment Instrument - Plaid Bank Account]/name` - **2026-09-11** `c1659d0a3477`: 24 warning, 8 info - added the new `INVALID_BANK_ACCOUNT_ROUTING_NUMBER` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `INVALID_BANK_ACCOUNT_ROUTING_NUMBER` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `INVALID_BANK_ACCOUNT_ROUTING_NUMBER` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `INVALID_BANK_ACCOUNT_ROUTING_NUMBER` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_RETURNED` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_RETURNED` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_RETURNED` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_RETURNED` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_ATTEMPTS_EXCEEDED` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_ATTEMPTS_EXCEEDED` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_ATTEMPTS_EXCEEDED` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_ATTEMPTS_EXCEEDED` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_EXPIRED` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_EXPIRED` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_EXPIRED` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_EXPIRED` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_REQUIRED` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_REQUIRED` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_REQUIRED` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `MICRODEPOSIT_VERIFICATION_REQUIRED` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `TOTAL_MICRODEPOSIT_ATTEMPTS_EXCEEDED_ACCOUNT_LOCKED` enum value to the `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `TOTAL_MICRODEPOSIT_ATTEMPTS_EXCEEDED_ACCOUNT_LOCKED` enum value to the `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `TOTAL_MICRODEPOSIT_ATTEMPTS_EXCEEDED_ACCOUNT_LOCKED` enum value to the `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the new `TOTAL_MICRODEPOSIT_ATTEMPTS_EXCEEDED_ACCOUNT_LOCKED` enum value to the `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/disabled_code` response property for the response status `201` - added the optional property `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit` to the response with the `201` status - added the optional property `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit_verification_url` to the response with the `201` status - added the optional property `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit` to the response with the `201` status - added the optional property `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit_verification_url` to the response with the `201` status - added the optional property `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit` to the response with the `201` status - added the optional property `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit_verification_url` to the response with the `201` status - added the optional property `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit` to the response with the `201` status - added the optional property `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/microdeposit_verification_url` to the response with the `201` status - **2026-09-05** `1d6b546b10f2`: 50 warning - added the new `ENABLED` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #7: Payment Instrument - Token - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `ENABLED` enum value to the `oneOf[subschema #9: Payment Instrument - Token - Card]/allOf[subschema #1: Payment Instrument - Card]/network_token_state` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/middle_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/middle_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/middle_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/middle_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/middle_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/middle_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/middle_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/first_name_verification` response property for the response status `201` - added the new `MATCHED` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/name_verification_results/allOf[#/components/schemas/name_verification_results]/last_name_verification` response property for the response status `201` - …10 more - **2026-08-21** `96653f0c196b`: 4 breaking, 20 warning, 10 info - the response property `oneOf[subschema #4: Payment Instrument - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/bank_code` became nullable for the status `201` - the response property `oneOf[subschema #5: Payment Instrument - Plaid Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/bank_code` became nullable for the status `201` - the response property `oneOf[subschema #6: Payment Instrument - Canadian Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/bank_code` became nullable for the status `201` - the response property `oneOf[subschema #8: Payment Instrument - Token - Bank Account]/allOf[subschema #1: Payment Instrument - Bank]/bank_code` became nullable for the status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #7: Payment Instrument - Token - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `APPLE_PAY` enum value to the `oneOf[subschema #9: Payment Instrument - Token - Card]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #7: Payment Instrument - Token - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the new `GOOGLE_PAY` enum value to the `oneOf[subschema #9: Payment Instrument - Token - Card]/allOf[subschema #1: Payment Instrument - Card]/instrument_type` response property for the response status `201` - added the optional property `oneOf[subschema #10: Payment Instrument - Token - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #11: Payment Instrument - Apple Pay]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #12: Payment Instrument - Google Pay]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #13: Payment Instrument - Apple Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #14: Payment Instrument - Google Pay - Passthrough]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #1: Payment Instrument - Card]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #2: Payment Instrument - Card - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #3: Payment Instrument - Card - Enable Network Tokens]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #7: Payment Instrument - Token - Enable Account Updater]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status - added the optional property `oneOf[subschema #9: Payment Instrument - Token - Card]/allOf[subschema #1: Payment Instrument - Card]/online_gambing_block_indicator` to the response with the `201` status --- [Operation](https://skmtc.dev/finix/apis/finix-api-reference/docs/payment_instruments/post.md) - [API](https://skmtc.dev/finix/apis/finix-api-reference.md) - [Page](https://skmtc.dev/finix/apis/finix-api-reference/changes/payment_instruments/post)