---
title: "Changes to Create a Merchant"
method: POST
path: "/identities/{identity_id}/merchants"
---

# Changes to Create a Merchant

`POST /identities/{identity_id}/merchants`

> Every recorded change to this endpoint, newest first.

## Timeline

Changed in 1 of 9 revisions.

- **2026-08-25** `9db82db717c5` — 1 breaking, 14 info

## Changes

- **2026-08-25** `9db82db717c5` — 1 breaking, 14 info
  - the response property `loan_repayment` became nullable for the status `201`
  - added the optional property `_links/merchant_profile` to the response with the `201` status
  - added the optional property `_links/verification` to the response with the `201` status
  - added the optional property `disbursements_ach_pull_enabled` to the response with the `201` status
  - added the optional property `disbursements_ach_push_enabled` to the response with the `201` status
  - added the optional property `disbursements_card_pull_enabled` to the response with the `201` status
  - added the optional property `disbursements_card_push_enabled` to the response with the `201` status
  - added the optional property `gateway` to the response with the `201` status
  - added the optional property `microdeposit_verification_required_application_owner` to the response with the `201` status
  - added the optional property `microdeposit_verification_required_buyer` to the response with the `201` status
  - added the optional property `microdeposit_verification_required_recipient` to the response with the `201` status
  - added the optional property `microdeposit_verification_required_seller` to the response with the `201` status
  - added the optional property `microdeposit_verification_required_sender` to the response with the `201` status
  - added the optional property `pending_refunds_strategy` to the response with the `201` status
  - added the optional property `unreferenced_refund_card_present_enabled` to the response with the `201` status

---

[Operation](https://skmtc.dev/finix/apis/finix-api-reference/docs/identities/:identity_id/merchants/post.md) · [API](https://skmtc.dev/finix/apis/finix-api-reference.md) · [Page](https://skmtc.dev/finix/apis/finix-api-reference/changes/identities/:identity_id/merchants/post)