---
title: "SGLI vs private life insurance cost"
method: GET
path: "/api/v1/calculate/sgli-vs-private-insurance"
---

# SGLI vs private life insurance cost

`GET /api/v1/calculate/sgli-vs-private-insurance`

## Request

- Base URL: `https://everycalc.xyz`
- URL: `https://everycalc.xyz/api/v1/calculate/sgli-vs-private-insurance`
- Auth: none declared

Cost comparison of SGLI (0.06 USD per 1,000 USD of coverage per month plus a 1 USD monthly fee) against a private term premium over the given number of years: monthly and total SGLI cost, total private cost, and which is cheaper. The page's age field is not used by its calculation and is not a parameter here. Results match the interactive calculator at everycalc.xyz; every response includes a calculator_url deep link to it.

## Query parameters

- `coverage` number, required
- `private_monthly` number, required
- `years` number, required

## Response `200`

Calculation result.

## Other responses

- `400`: Invalid input.

---

[API](https://skmtc.dev/everycalc/apis/everycalc-api.md) · [All operations](https://skmtc.dev/everycalc/apis/everycalc-api/llms.txt) · [OpenAPI document](https://skmtc.dev/everycalc/apis/everycalc-api/revisions/a4bd5db0868a?raw)