---
title: "Mortgage payment breakdown"
method: GET
path: "/api/v1/calculate/mortgage"
---

# Mortgage payment breakdown

`GET /api/v1/calculate/mortgage`

## Request

- Base URL: `https://everycalc.xyz`
- URL: `https://everycalc.xyz/api/v1/calculate/mortgage`
- Auth: none declared

Monthly P&I via the amortization formula, plus tax, insurance, PMI, and HOA. Results match the interactive calculator at everycalc.xyz; every response includes a calculator_url deep link to it.

## Query parameters

- `home_price` number, required
- `down_payment_usd` number
- `down_payment_pct` number
- `annual_rate_pct` number, required
- `term_years` number
- `property_tax_annual` number
- `home_insurance_annual` number
- `pmi_rate_pct` number
- `hoa_monthly` number
- `include_schedule` boolean

## Response `200`

Calculation result.

## Other responses

- `400`: Invalid input.

---

[API](https://skmtc.dev/everycalc/apis/everycalc-api.md) · [All operations](https://skmtc.dev/everycalc/apis/everycalc-api/llms.txt) · [OpenAPI document](https://skmtc.dev/everycalc/apis/everycalc-api/revisions/a4bd5db0868a?raw)