---
title: "Car total cost of ownership"
method: GET
path: "/api/v1/calculate/car-affordability"
---

# Car total cost of ownership

`GET /api/v1/calculate/car-affordability`

## Request

- Base URL: `https://everycalc.xyz`
- URL: `https://everycalc.xyz/api/v1/calculate/car-affordability`
- Auth: none declared

Monthly loan payment plus running costs (insurance, fuel, and maintenance, given as annual amounts), total interest, and the five year cost of a car. Results match the interactive calculator at everycalc.xyz; every response includes a calculator_url deep link to it.

## Query parameters

- `vehicle_price` number, required
- `down_payment` number
- `annual_rate_pct` number, required
- `term_months` number, required
- `insurance_annual` number
- `fuel_annual` number
- `maintenance_annual` number

## Response `200`

Calculation result.

## Other responses

- `400`: Invalid input.

---

[API](https://skmtc.dev/everycalc/apis/everycalc-api.md) · [All operations](https://skmtc.dev/everycalc/apis/everycalc-api/llms.txt) · [OpenAPI document](https://skmtc.dev/everycalc/apis/everycalc-api/revisions/a4bd5db0868a?raw)