---
title: "Initiate Payment"
method: POST
path: "/api/payments/initiate"
tags: ["Payments"]
---

# Initiate Payment

`POST /api/payments/initiate`

## Request

- Base URL: `https://api.earmarkiq.app` (the document declares no server; this is the origin it was published from)
- URL: `https://api.earmarkiq.app/api/payments/initiate`
- Auth: HTTP bearer

Initiate a single payment via Finexer PIS.
Returns the consent_url for the user to authorise in-browser.

## Request body

- InitiatePaymentRequest
  - `source_account_id` string, required
  - `target_id` string, required
  - `amount` number, required
  - `description` string, nullable

## Response `200`

Successful Response

- PaymentResponse
  - `payment_id` string, required
  - `consent_url` string, nullable
  - `amount` number, required
  - `target_label` string, required
  - `status` string, required

## Other responses

- `422`: Validation Error

---

[API](https://skmtc.dev/earmarkiq/apis/earmark-api.md) · [All operations](https://skmtc.dev/earmarkiq/apis/earmark-api/llms.txt) · [OpenAPI document](https://skmtc.dev/earmarkiq/apis/earmark-api/revisions/4a2c41907105?raw)