---
title: "Get Cash Flow Forecast"
method: GET
path: "/api/forecast/cash-flow/{user_id}"
tags: ["Forecast"]
---

# Get Cash Flow Forecast

`GET /api/forecast/cash-flow/{user_id}`

## Request

- Base URL: `https://api.earmarkiq.app` (the document declares no server; this is the origin it was published from)
- URL: `https://api.earmarkiq.app/api/forecast/cash-flow/{user_id}`
- Auth: HTTP bearer

Generate a 30-day cash flow forecast with daily balance projections,
risk assessment, upcoming bills, and an AI-generated summary.
Results are cached for 24 hours unless force=true.

## Path parameters

- `user_id` string, uuid, required

## Query parameters

- `force` boolean: Force re-generation, skipping cache

## Response `200`

Successful Response

- CashFlowForecastResponse
  - `status` string
  - `current_balance` number, required
  - `projections` DailyProjection[], required
    - `date` string, required
    - `projected_balance` number, required
    - `income` number, required
    - `expenses` number, required
    - `known_items` object[], required
  - `risk` RiskLevelOutput, required
    - `level` string, required
    - `message` string, required
    - `min_projected_balance` number, required
    - `min_balance_date` string, nullable, required
  - `upcoming_bills` UpcomingBill[], required
    - `merchant` string, required
    - `amount` number, required
    - `expected_date` string, required
    - `category` string, nullable, required
    - `days_away` integer, required
  - `recurring_income` RecurringIncome[], required
    - `source` string, required
    - `average_amount` number, required
    - `typical_day` integer, required
    - `occurrences` integer, required
  - `total_recurring_income` number, required
  - `total_recurring_expenses` number, required
  - `ai_summary` string, nullable, required

## Other responses

- `422`: Validation Error

---

[API](https://skmtc.dev/earmarkiq/apis/earmark-api.md) · [All operations](https://skmtc.dev/earmarkiq/apis/earmark-api/llms.txt) · [OpenAPI document](https://skmtc.dev/earmarkiq/apis/earmark-api/revisions/4a2c41907105?raw)