---
title: "Portfolio Assess"
method: POST
path: "/api/v1/insurance/portfolio/assess"
tags: ["Underwriter Portfolio"]
---

# Portfolio Assess

`POST /api/v1/insurance/portfolio/assess`

## Request

- Base URL: `https://www.deepmapai.com`
- URL: `https://www.deepmapai.com/api/v1/insurance/portfolio/assess`
- Auth: none declared

Full portfolio risk assessment.

Accepts up to 1,000 properties and returns individual risk
summaries plus portfolio-level aggregates:
- Risk distribution (LOW/MODERATE/HIGH/CRITICAL)
- Decision distribution (APPROVE/CONDITIONS/REFER/DECLINE)
- Geographic concentration clusters
- PML estimates at 100yr and 250yr return periods
- Diversification score (0-100)
- Actionable rebalancing recommendations

**Request body:**
```json
{
    "properties": [
        {
            "lat": 28.06,
            "lon": -82.41,
            "property_type": "single_family",
            "construction_type": "wood_frame",
            "replacement_value_usd": 350000
        },
        ...
    ],
    "perils": ["all"]
}
```

**Pricing:** Included in subscription tiers (legacy list price: GET /api/v1/billing/pricing).

## Query parameters

- `x_api_key` string, nullable

## Response `200`

Successful Response

- unknown

## Other responses

- `422`: Validation Error

---

[API](https://skmtc.dev/deepmapai/apis/deepmap-ai.md) · [All operations](https://skmtc.dev/deepmapai/apis/deepmap-ai/llms.txt) · [OpenAPI document](https://skmtc.dev/deepmapai/apis/deepmap-ai/revisions/dab995d977d0?raw)
