---
title: "30-year mortgage climate risk assessment"
method: GET
path: "/api/v1/climate-migration/mortgage-risk"
tags: ["Climate Migration"]
---

# 30-year mortgage climate risk assessment

`GET /api/v1/climate-migration/mortgage-risk`

## Request

- Base URL: `https://www.deepmapai.com`
- URL: `https://www.deepmapai.com/api/v1/climate-migration/mortgage-risk`
- Auth: none declared

Assess 30-year climate risk for mortgage underwriting.

Returns property value trajectory, insurance cost escalation,
default risk modifier, rate adjustment, and underwriting
recommendation. Built for Fannie Mae / Freddie Mac / lender
workflows.

**Pricing:** Included in subscription tiers (legacy list price: GET /api/v1/billing/pricing).

## Query parameters

- `lat` number, required: Property latitude
- `lon` number, required: Property longitude
- `loan_amount` number: Loan amount (USD)
- `property_value` number: Appraised value (USD)
- `loan_term` integer: Loan term (years)
- `rate` number: Interest rate (%)

## Headers

- `x-api-key` string

## Response `200`

Successful Response

- unknown

## Other responses

- `422`: Validation Error

---

[API](https://skmtc.dev/deepmapai/apis/deepmap-ai.md) · [All operations](https://skmtc.dev/deepmapai/apis/deepmap-ai/llms.txt) · [OpenAPI document](https://skmtc.dev/deepmapai/apis/deepmap-ai/revisions/dab995d977d0?raw)