---
title: "Get borrowing market overview"
method: GET
path: "/api/v1/markets/borrow"
tags: ["Market"]
---

# Get borrowing market overview

`GET /api/v1/markets/borrow`

## Query parameters

- `with_text` boolean — Include text variation fields
- `with_value` boolean — Calculate and include USD values for amounts, where applicable

## Response `200`

- object
  - `data` BorrowMarketOverview, required
    - `collaterals` BorrowCollateralMarket[], required — Borrowing collateral markets
      - `asset_info` AssetInfo, required — Asset identifiers with associated metadata
        - `asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
          - `id` string, required
          - `group` union, required
            - 'native'
            - 'token'
          - `group_key` string, required
        - `metadata` AssetMetadata, required — Additional metadata for assets
          - `name` string, required — Full name of the asset
          - `symbol` string, required — Symbol of the asset, e.g.: `NEPT` `INJ`
          - `symbol_denom` string, required — Denom symbol for the asset (e.g. `inj` for `INJ`, `sat` for `BTC`)
          - `decimals_denom` integer, required — Denom exponent, or num. of decimal places that shift between denom/standard amounts (e.g. `18` for `INJ`)
          - `decimals_display` integer, required — Number of decimals used when displaying amounts of this asset (this is subjective and used for generating text representations)
        - `classification` union, required — The asset's classification metadata. Assets are classfied to provide context on their usage throughout the Neptune API (e.g. regular assets, neptune receipt tokens, LSTs, etc.) Each asset belongs to only a single classification type. This object contains metadata pertaining to the given classification. While some fields may be common among the distinct classifcations, each classification is distinct and subject to independent change.
          - object
            - `kind` 'regular', required
            - `neptune_receipt_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
              - …
          - object
            - `kind` 'neptune_receipt_token', required
            - `origin_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
              - …
          - object
            - `kind` 'liquid_staking_token', required
            - `origin_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
              - …
      - `config` BorrowCollateralConfig, required
        - `enabled` boolean, required — Collateral enabled state
        - `collateral_cap` string, nullable, required — The optional, global/shared maximum deposit limit for this collateral.
        - `allowable_ltv` string, required — The loan to value ratio at which we allow collateral withdrawals or borrows.
        - `liquidation_ltv` string, required — The loan to value ratio at which the collateral can be liquidated.
        - `min_discount` string, required — The minimum dynamic discount.
        - `max_discount` string, required — The maximum dynamic discount
        - `extra` object, required
          - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
            - `max_discount` string, required
            - `allowable_ltv` string, required
            - `collateral_cap` string, required
            - `min_discount` string, required
            - `liquidation_ltv` string, required
          - `value` object, nullable, required — USD values for the corresponding amounts above. Will not be null when query param `with_value` is `true`.
            - `collateral_cap` string, nullable, required
            - `extra` object, required
              - …
      - `state` BorrowCollateralState, required
        - `collateral_sum` string, required — Total amount of this asset which is actively collateralized
        - `balance` string, required
        - `extra` object, required
          - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
            - `collateral_sum` string, required
          - `value` object, nullable, required — USD values for the corresponding amounts above. Will not be null when query param `with_value` is `true`.
            - `collateral_sum` string, required
            - `extra` object, required
              - …
    - `debts` BorrowDebtMarket[], required — Borrowing debt markets
      - `asset_info` AssetInfo, required — Asset identifiers with associated metadata
        - `asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
          - `id` string, required
          - `group` union, required
            - 'native'
            - 'token'
          - `group_key` string, required
        - `metadata` AssetMetadata, required — Additional metadata for assets
          - `name` string, required — Full name of the asset
          - `symbol` string, required — Symbol of the asset, e.g.: `NEPT` `INJ`
          - `symbol_denom` string, required — Denom symbol for the asset (e.g. `inj` for `INJ`, `sat` for `BTC`)
          - `decimals_denom` integer, required — Denom exponent, or num. of decimal places that shift between denom/standard amounts (e.g. `18` for `INJ`)
          - `decimals_display` integer, required — Number of decimals used when displaying amounts of this asset (this is subjective and used for generating text representations)
        - `classification` union, required — The asset's classification metadata. Assets are classfied to provide context on their usage throughout the Neptune API (e.g. regular assets, neptune receipt tokens, LSTs, etc.) Each asset belongs to only a single classification type. This object contains metadata pertaining to the given classification. While some fields may be common among the distinct classifcations, each classification is distinct and subject to independent change.
          - object
            - `kind` 'regular', required
            - `neptune_receipt_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
              - …
          - object
            - `kind` 'neptune_receipt_token', required
            - `origin_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
              - …
          - object
            - `kind` 'liquid_staking_token', required
            - `origin_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
              - …
      - `rate` MarketRate, required
        - `apr` string, required — Market rate in APR standard as a decimal percentage
        - `apy` string, required — Market rate in APY standard as a decimal percentage
        - `extra` object, required
          - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
            - `apy` string, required
            - `apr` string, required
      - `config` BorrowDebtConfig, required
        - `enabled` boolean, required — Market enabled state
        - `borrow_cap` string, nullable, required — The global max amount which can be borrowed
        - `interest_fee` string, required — The protocol (base) interest rate that is charged to borrowers.
        - `borrow_halt_utilization` string, required — The maximum utilization ratio at which new borrow positions can be opened.
        - `extra` object, required
          - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
            - `borrow_halt_utilization` string, required
            - `borrow_cap` string, required
            - `interest_fee` string, required
          - `value` object, nullable, required — USD values for the corresponding amounts above. Will not be null when query param `with_value` is `true`.
            - `borrow_cap` string, nullable, required
            - `extra` object, required
              - …
      - `state` BorrowDebtState, required
        - `principal_sum` string, required — Sum of initial amount borrowed for all open debts (those which have not yet been repaid)
        - `interest_sum` string, required — Sum of accrued interest for all open debts (those which have not yet been repaid)
        - `debt_sum` string, required — Sum open debt amount (this is simply the principal sum + interest sum)
        - `utilization_accumulator` string, required — Asset utilization tracker.
        - `time_last_distributed_interest` string, date-time, required — Timestamp used to keep track of the last time interest was distributed.
        - `extra` object, required
          - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
            - `debt_sum` string, required
            - `principal_sum` string, required
            - `interest_sum` string, required
            - `time_last_distributed_interest` string, required
          - `value` object, nullable, required — USD values for the corresponding amounts above. Will not be null when query param `with_value` is `true`.
            - `principal_sum` string, required
            - `interest_sum` string, required
            - `debt_sum` string, required
            - `extra` object, required
              - …
  - `error` ErrorData, required
    - `scope` union, required
      - 'user'
      - 'client'
      - 'server'
    - `kind` union, required
      - 'invalid_request'
      - 'validation'
      - 'entity_not_found'
      - 'contract'
      - 'internal'
    - `message` string, required — Error message
    - `fields` FieldValidationError[], nullable, required — List of names and error messages for invalid fields. Never NULL when `error.kind == 'validation'`. Always NULL for all other cases.
      - `field` string, required
      - `message` string, required
  - `status` integer, required — Request status
  - `status_text` string, required — Request status text

## Changes

- **2026-03-01** `9048b9a34641` — 10 breaking, 57 info
  - the response property `data/anyOf[#/components/schemas/BorrowMarketOverview]/collaterals/items/config/allOf[#/components/schemas/BorrowCollateralConfig]/extra/value/collateral_cap` became nullable for the status `200`
  - the response property `data/anyOf[#/components/schemas/BorrowMarketOverview]/debts/items/config/allOf[#/components/schemas/BorrowDebtConfig]/extra/value/borrow_cap` became nullable for the status `200`
  - added `subschema #1: Invalid request, subschema #2: Validation error, subschema #3: Requested entity not found, subschema #4: Contract error, subschema #5: Internal server error` to the `error/anyOf[#/components/schemas/ErrorData]/kind/allOf[#/components/schemas/ErrorKind]/` response property `oneOf` list for the response status `200`
  - added `subschema #1: Native token, subschema #2: CW20 token` to the `data/anyOf[#/components/schemas/BorrowMarketOverview]/collaterals/items/asset_info/allOf[#/components/schemas/AssetInfo]/asset/allOf[#/components/schemas/AssetSpec]/group` response property `oneOf` list for the response status `200`
  - …63 more

[Change history](https://skmtc.dev/cryptechdev/apis/neptune-api-v2/changes/api/v1/markets/borrow/get.md)

---

[API](https://skmtc.dev/cryptechdev/apis/neptune-api-v2.md) · [All operations](https://skmtc.dev/cryptechdev/apis/neptune-api-v2/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/cryptechdev/neptune-api-v2/revisions/9048b9a34641/schema)
