---
title: "Get user markets for all kinds (lend + borrow debt/collateral), grouped together by asset"
method: GET
path: "/api/v1/users/{address}/markets/merged"
tags: ["User"]
---

# Get user markets for all kinds (lend + borrow debt/collateral), grouped together by asset

`GET /api/v1/users/{address}/markets/merged`

## Path parameters

- `address` string, required — The user account address

## Query parameters

- `with_text` boolean — Include text variation fields
- `with_value` boolean — Calculate and include USD values for amounts, where applicable

## Response `200`

Success response

- UserMergedMarketListResponse
  - `data` UserMergedMarket[], required
    - `asset_info` AssetInfo, required — Asset identifiers with associated metadata
      - `asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
        - `id` string, required
        - `group` union, required
          - 'native'
          - 'token'
        - `group_key` string, required
      - `metadata` AssetMetadata, required — Additional metadata for assets
        - `name` string, required — Full name of the asset
        - `symbol` string, required — Symbol of the asset, e.g.: `NEPT` `INJ`
        - `symbol_denom` string, required — Denom symbol for the asset (e.g. `inj` for `INJ`, `sat` for `BTC`)
        - `decimals_denom` integer, required — Denom exponent, or num. of decimal places that shift between denom/standard amounts (e.g. `18` for `INJ`)
        - `decimals_display` integer, required — Number of decimals used when displaying amounts of this asset (this is subjective and used for generating text representations)
      - `classification` union, required — The asset's classification metadata. Assets are classfied to provide context on their usage throughout the Neptune API (e.g. regular assets, neptune receipt tokens, LSTs, etc.) Each asset belongs to only a single classification type. This object contains metadata pertaining to the given classification. While some fields may be common among the distinct classifcations, each classification is distinct and subject to independent change.
        - object
          - `kind` 'regular', required
          - `neptune_receipt_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
            - `id` string, required
            - `group` union, required
              - …
            - `group_key` string, required
        - object
          - `kind` 'neptune_receipt_token', required
          - `origin_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
            - `id` string, required
            - `group` union, required
              - …
            - `group_key` string, required
        - object
          - `kind` 'liquid_staking_token', required
          - `origin_asset` AssetSpec, required — Provides a unique identifier for an asset for use throughout the Neptune API. IDs are unique across asset domains (contract tokens, native denoms, etc)
            - `id` string, required
            - `group` union, required
              - …
            - `group_key` string, required
    - `lend` UserLendPoolData
      - `receipt_amounts` UserLendReceiptAmounts, required
        - `held` string, required — Total amount of receipt token held in address balance
        - `collateralized` string, required — Total amount of receipt token collateralized across this user's borrowing portfolio
        - `total` string, required — Sum of receipt amount held and receipt amount collateralized
        - `extra` object, required
          - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
            - `total` string, required
            - `collateralized` string, required
            - `held` string, required
          - `value` object, nullable, required — USD values for the corresponding amounts above. Will not be null when query param `with_value` is `true`. ### Note This variant group contains an additional `price` field (set to the number used in value calculation). The embedded text group will contain the text variant if `with_text` was specified as well.
            - `total` string, required
            - `held` string, required
            - `collateralized` string, required
            - `price` string, required — Price used in value calculations
            - `extra` object, required
              - …
      - `origin_equivalent` UserLendOriginAmounts, required
        - `held` string, required — Total equivalent amount of origin token held in address balance **NOTE:** This is **not** the amount of the origin asset that the user holds, but the amount held in the receipt token rendered as the equivalent amount in the origin asset. Or, more formally: `origin_equivalent_held = receipt_held / receipt_redemption_ratio`
        - `collateralized` string, required — Total equivalent amount of origin token collateralized across this user's borrowing portfolio **NOTE:** This is **not** the amount of the origin asset that the user holds, but the amount held in the receipt token rendered as the equivalent amount in the origin asset. Or, more formally: `origin_equivalent_collateralized = receipt_collateralized / receipt_redemption_ratio`
        - `total` string, required — Total of held and collateralized equivalent for origin asset Or, more formally: `origin_equivalent_total = receipt_lent_total / receipt_redemption_ratio`
        - `extra` object, required
          - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
            - `collateralized` string, required
            - `total` string, required
            - `held` string, required
    - `borrow_collateral` UserCollateralAccountPool[], required — User collateral contribution for asset in borrow market, listed by subaccount
      - `index` integer, required — Account index
      - `principal` string, required — Amount of this asset which is actively collateralized
      - `shares` string, required
      - `extra` object, required
        - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
          - `principal` string, required
          - `shares` string, required
        - `value` object, nullable, required — USD values for the corresponding amounts above. Will not be null when query param `with_value` is `true`. ### Note This variant group contains an additional `price` field (set to the number used in value calculation). The embedded text group will contain the text variant if `with_text` was specified as well.
          - `shares` string, required
          - `price` string, required — Price used in value calculations
          - `principal` string, required
          - `extra` object, required
            - `text` object, nullable, required — Human-readable variants of USD values. Will not be null when query params `with_text` and `with_value` are `true`.
              - …
    - `borrow_debt` UserDebtAccountPool[], required — User debt contribution for asset in borrow market, listed by subaccount
      - `index` integer, required — Account index
      - `principal` string, required — Initial amount borrowed (of debts which have not yet been repaid)
      - `shares` string, required
      - `extra` object, required
        - `text` object, nullable, required — Human-readable field variants. Will not be null when query param `with_text` is `true`.
          - `principal` string, required
          - `shares` string, required
        - `value` object, nullable, required — USD values for the corresponding amounts above. Will not be null when query param `with_value` is `true`. ### Note This variant group contains an additional `price` field (set to the number used in value calculation). The embedded text group will contain the text variant if `with_text` was specified as well.
          - `shares` string, required
          - `price` string, required — Price used in value calculations
          - `principal` string, required
          - `extra` object, required
            - `text` object, nullable, required — Human-readable variants of USD values. Will not be null when query params `with_text` and `with_value` are `true`.
              - …
  - `count` integer, required — Total number of objects irrespective of any pagination parameters.
  - `error` unknown, required
  - `status` integer, required — HTTP status. Successful responses are guaranteed to be < `400`. Conversely, error responses are guaranteed to be >= `400`.
  - `status_text` string, required — HTTP status text

## Other responses

- `500` — Server error response
- `default`

## Changes

- **2026-04-17** `05e0ec4b9b94` — 4 breaking, 8 info
  - removed the required property `data/items/borrow_collateral/items/amount` from the response with the `200` status
  - removed the required property `data/items/borrow_collateral/items/extra/text/amount` from the response with the `200` status
  - removed the required property `data/items/borrow_collateral/items/extra/value/amount` from the response with the `200` status
  - removed the required property `data/items/borrow_collateral/items/extra/value/extra/text/amount` from the response with the `200` status
  - …8 more
- **2026-04-02** `3e68b318eeaa` — 8 breaking, 10 info
  - removed the required property `data/items/borrow_debt/items/debt` from the response with the `200` status
  - removed the required property `data/items/borrow_debt/items/extra/text/debt` from the response with the `200` status
  - removed the required property `data/items/borrow_debt/items/extra/text/interest` from the response with the `200` status
  - removed the required property `data/items/borrow_debt/items/extra/value/debt` from the response with the `200` status
  - …14 more
- …earlier changes not shown

[Full history](https://skmtc.dev/cryptechdev/apis/neptune-api-v2/changes/api/v1/users/:address/markets/merged/get.md)

---

[API](https://skmtc.dev/cryptechdev/apis/neptune-api-v2.md) · [All operations](https://skmtc.dev/cryptechdev/apis/neptune-api-v2/llms.txt) · [OpenAPI document](https://skmtc-service-production.skmtc.workers.dev/v1/apis/cryptechdev/neptune-api-v2/revisions/05e0ec4b9b94/schema)