---
title: "Make payment"
method: POST
path: "/v1/payments/loan/make-payment"
tags: ["Payment"]
---

# Make payment

`POST /v1/payments/loan/make-payment`

## Request

- Base URL: `https://api.credilinq.ai`
- URL: `https://api.credilinq.ai/v1/payments/loan/make-payment`
- Auth: HTTP bearer

## Headers

- `accept-language` string
- `idempotency-key` string

## Request body

- MakeLoanPaymentV1Dto
  - `loanId` string, required: Loan Id, for which you want to make payment
  - `paymentAmount` number, required: Payment Amount. - Support decimal values as well.
  - `paymentTypeId` number, required: We have 3 types of payments. For payment via bank transfer: ```1``` For payment using UEN number: ```2``` For payment using QR code: ```3```
  - `paymentReferenceNo` string: Payment reference number.

## Response `200`

Loan Payment done and verify Successfully

- MakeLoanPaymentResponse
  - `statusCode` number, required: The HTTP status code of the error
  - `data` LoanPayment, required
    - `paymentId` string, required: Id of the payment
    - `paymentDate` string, required: Date of the payment in UTC Format eg. 2023-03-30T11:46:42.195Z
    - `paymentAmount` number, required: Payment Amount
    - `paymentMethod` string, required: Payment Amount
    - `paymentReferenceNo` string, required: Payment reference number provided while making payment
    - `accountNumber` string, required: Account Number varies based on payment types. So for bank transfer payment( this field will contain ```bank account number``` & for UEN number payment this will contain ```UEN Number```
    - `accountName` string, required: Account Name to which payment has been made.
    - `bankName` string, required: Bank Name varies based on payment types. So for bank transfer payment this field will be present, for rest of the types it will be empty
    - `bankSwiftCode` string, required: Bank Swift Code varies based on payment types. So for bank transfer payment this field will be present, for rest of the types it will be empty
    - `paymentStatus` number, required: We have 3 types of payment status codes. For payment rejected: ```0``` For payment done, but verification pending: ```1``` For payment done & verified: ```2```
    - `loanId` string, required: Loan Id, for which payment has been made.
    - `customerReferenceNo` string, required: Customer Reference Number, for which payment has been made.
    - `metadata` string, required: Metadata for payments. It can be used for reporting, reconciliation purpose.
    - `createdAt` string, required: Created Timestamp of the payment in UTC Format eg. 2023-03-30T11:46:42.195Z
    - `updatedAt` string, required: Updated Timestamp of the payment in UTC Format eg. 2023-03-30T11:46:42.195Z
    - `currency` string, required: Currency Code
  - `message` string, required: Human-readable message containing all available details about the operation
  - `success` boolean, required: A boolean indicating whether this was a success response or an error response

## Other responses

- `400`: Invalid Request
- `401`: Invalid credentials
- `403`: Forbidden resource
- `500`: Internal Server Error, Some problem is there, please try after sometime

## Changes

- **2026-11-03** `9c7459ed471b`: 3 info
  - the `createdAt` response's property default value changed from `2026-10-22T10:32:50.366Z` to `2026-11-03T05:12:55.489Z` for the status `200`
  - the `paymentDate` response's property default value changed from `2026-10-22T10:32:50.365Z` to `2026-11-03T05:12:55.489Z` for the status `200`
  - the `updatedAt` response's property default value changed from `2026-10-22T10:32:50.366Z` to `2026-11-03T05:12:55.489Z` for the status `200`
- **2026-10-22** `2e0ba4079f74`: 3 info
  - the `createdAt` response's property default value changed from `2026-10-13T13:38:11.993Z` to `2026-10-22T10:32:50.366Z` for the status `200`
  - the `paymentDate` response's property default value changed from `2026-10-13T13:38:11.993Z` to `2026-10-22T10:32:50.365Z` for the status `200`
  - the `updatedAt` response's property default value changed from `2026-10-13T13:38:11.993Z` to `2026-10-22T10:32:50.366Z` for the status `200`
- **2026-10-13** `17f3cf297b38`: 3 info
  - the `createdAt` response's property default value changed from `2026-09-30T04:58:55.508Z` to `2026-10-13T13:38:11.993Z` for the status `200`
  - the `paymentDate` response's property default value changed from `2026-09-30T04:58:55.507Z` to `2026-10-13T13:38:11.993Z` for the status `200`
  - the `updatedAt` response's property default value changed from `2026-09-30T04:58:55.508Z` to `2026-10-13T13:38:11.993Z` for the status `200`
- …earlier changes not shown

[Operation history](https://skmtc.dev/credilinq/apis/credilinq-apis/changes/v1/payments/loan/make-payment/post.md)

---

[API](https://skmtc.dev/credilinq/apis/credilinq-apis.md) - [All operations](https://skmtc.dev/credilinq/apis/credilinq-apis/llms.txt) - [OpenAPI document](https://skmtc.dev/credilinq/apis/credilinq-apis/revisions/9c7459ed471b?raw)