---
title: "Disburse loan"
method: POST
path: "/v1/loan/disburse"
tags: ["Loans"]
---

# Disburse loan

`POST /v1/loan/disburse`

## Request

- Base URL: `https://api.credilinq.ai`
- URL: `https://api.credilinq.ai/v1/loan/disburse`
- Auth: HTTP bearer

## Headers

- `accept-language` string

## Request body

- DisburseLoanDto
  - `loanId` string, required: Loan Id
  - `metadata` string: Metadata for loans. It can be used for reporting, reconciliation purpose.

## Response `200`

Success

- DisburseDrawdownResponse
  - `statusCode` number, required: The HTTP status code of the error
  - `data` DisburseLoanStatusResponse, required
    - `loanId` string, required: Id of the created loan
    - `loanReferenceNo` string, required: Reference Number of the created loan for eg. BNPL***
    - `customerReferenceNo` string, required: Customer Reference number, for which loan is created
    - `loanTerm` 30 | 45 | 60 | 90 | 120 | 150 | 180 | 210 | 240 | 270 | 300 | 330 | 360, required: Duration of the loan. Based on loan terms selected at the cusomer level, The customer for whom loan is being created should be
    - `loanType` string, required: Type of loan We support these two types, 1. ```BNPL``` - Buyer Financing 2. ```GMV``` - Seller Financing
    - `loanStatus` string, required: Status of loan We support these three statuses, 1. ```pending-for-approval``` - Loan is pending for approval 2. ```waiting-for-disbursal``` - Loan is pending for disbursal, 3. ```active``` - Loan is active, 4. ```rejected``` - Loan is rejected for some reason, 5. ```closed``` - Loan is paid & closed
    - `disbursalAmount` number, required: Loan Amount
    - `totalDueAmount` number, required: Total Loan Due Amount
    - `loanDueDate` string, required: Loan Due Date in Local Format eg. 21 Aug 2023
    - `loanDueDateUTC` string, required: Loan Due Date in UTC Format eg. 2023-08-20T18:30:00.000Z
    - `dueDatePostGracePeriod` string, required: Loan Due Date with grace period in Local Format eg. 24 Aug 2023
    - `dueDatePostGracePeriodUTC` string, required: Loan Due Date with grace period in UTC Format eg. 2023-08-23T18:30:00.000Z
    - `gracePeriodInDays` number, required: Grace Period(In Days), After which loan goes into overdue.
    - `charges` number, required: Total Monthly Charges(%) Applied on Loan Amount
    - `chargesApplied` number, required: Total Amount of Charges Applied on Loan Amount
    - `customerApprovedCredit` number, required: Customer Approved Credit Line
    - `customerAvailableCredit` number, required: Customer Remaining Credit Line after loan
    - `remark` string, required: Remark given while requesting for loan
    - `metadata` string, required: Metadata for loans. It can be used for reporting, reconciliation purpose.
    - `createdAt` string, required: Created Timestamp of the created loan in UTC Format eg. 2023-03-30T11:46:42.195Z
    - `updatedAt` string, required: Updated Timestamp of the created loan in UTC Format eg. 2023-03-30T11:46:42.195Z
    - `currency` string, required: Currency Code
  - `message` string, required: Human-readable message containing all available details about the operation
  - `success` boolean, required: A boolean indicating whether this was a success response or an error response

## Other responses

- `400`: Invalid Request
- `401`: Invalid credentials
- `403`: Forbidden resource
- `404`: Requested Data Not Found
- `500`: Internal Server Error, Some problem is there, please try after sometime

## Changes

- **2026-11-03** `9c7459ed471b`: 2 info
  - the `createdAt` response's property default value changed from `2026-10-22T10:32:50.367Z` to `2026-11-03T05:12:55.492Z` for the status `200`
  - the `updatedAt` response's property default value changed from `2026-10-22T10:32:50.367Z` to `2026-11-03T05:12:55.492Z` for the status `200`
- **2026-10-22** `2e0ba4079f74`: 2 info
  - the `createdAt` response's property default value changed from `2026-10-13T13:38:11.996Z` to `2026-10-22T10:32:50.367Z` for the status `200`
  - the `updatedAt` response's property default value changed from `2026-10-13T13:38:11.997Z` to `2026-10-22T10:32:50.367Z` for the status `200`
- **2026-10-13** `17f3cf297b38`: 2 info
  - the `createdAt` response's property default value changed from `2026-09-30T04:58:55.511Z` to `2026-10-13T13:38:11.996Z` for the status `200`
  - the `updatedAt` response's property default value changed from `2026-09-30T04:58:55.511Z` to `2026-10-13T13:38:11.997Z` for the status `200`
- **2026-09-30** `7083bc5fea4e`: 2 info
  - the `createdAt` response's property default value changed from `2026-09-29T04:49:52.620Z` to `2026-09-30T04:58:55.511Z` for the status `200`
  - the `updatedAt` response's property default value changed from `2026-09-29T04:49:52.620Z` to `2026-09-30T04:58:55.511Z` for the status `200`
- …earlier changes not shown

[Operation history](https://skmtc.dev/credilinq/apis/credilinq-apis/changes/v1/loan/disburse/post.md)

---

[API](https://skmtc.dev/credilinq/apis/credilinq-apis.md) - [All operations](https://skmtc.dev/credilinq/apis/credilinq-apis/llms.txt) - [OpenAPI document](https://skmtc.dev/credilinq/apis/credilinq-apis/revisions/9c7459ed471b?raw)