---
title: "Required Savings Calculator"
method: POST
path: "/api/v1/tools/required-savings-calculator"
tags: ["savings"]
---

# Required Savings Calculator

`POST /api/v1/tools/required-savings-calculator`

## Request

- Base URL: `https://calcfleet.com`
- URL: `https://calcfleet.com/api/v1/tools/required-savings-calculator`
- Auth: none declared

Find the monthly savings needed to reach a goal: three deterministic return scenarios plus an inverse Monte Carlo rate sized for your chosen success odds.

## Request body

- object
  - `targetAmount` number, required
  - `currentSavings` number, required
  - `years` integer, required
  - `expectedRealReturnPct` number, required
  - `volatilityPct` number, required
  - `successTargetPct` integer, required

## Response `200`

Successful calculation result.

- object
  - `result` object, required: Structured calculation output (fields vary per calculator).

## Other responses

- `400`: Invalid input — the issues array contains Zod validation errors.
- `403`: Forbidden — an Authorization: Bearer cf_… key was supplied but is invalid.
- `404`: Unknown tool slug.

---

[API](https://skmtc.dev/calcfleet/apis/calcfleet-financial-calculators-api.md) · [All operations](https://skmtc.dev/calcfleet/apis/calcfleet-financial-calculators-api/llms.txt) · [OpenAPI document](https://skmtc.dev/calcfleet/apis/calcfleet-financial-calculators-api/revisions/cd9abd595bbe?raw)