---
title: "Canadian Mortgage Calculator"
method: GET
path: "/api/calc/canadian-mortgage-calculator"
tags: ["Finance"]
---

# Canadian Mortgage Calculator

`GET /api/calc/canadian-mortgage-calculator`

## Request

- Base URL: `https://calcbright.com`
- URL: `https://calcbright.com/api/calc/canadian-mortgage-calculator`
- Auth: none declared

Canadian mortgage payments with semi-annual compounding, CMHC premiums, the minimum down payment and accelerated bi-weekly or weekly options.

## Query parameters

- `price` number: Home price
- `down` number: Down payment (%) Minimum 5% of the first $500,000 and 10% of the rest; 20% from $1.5M.
- `rate` number: Interest rate (fixed) (%) Compounded semi-annually, as Canadian law requires for fixed rates.
- `years` '10' | '15' | '20' | '25' | '30': Amortization
- `freq` 'monthly' | 'semi-monthly' | 'bi-weekly' | 'acc-bi-weekly' | 'weekly' | 'acc-weekly': Payment frequency
- `buyer` 'other' | 'first': First-time buyer or new build? Insured mortgages can be amortized over 30 years only for first-time buyers or newly built homes.

## Response `200`

Calculation result

- CalcOutput
  - `ok` boolean
  - `tool` string
  - `name` string
  - `url` string: Open this link to see the full calculation
  - `inputs` object
  - `summary` string: Plain-text answer
  - `details` string
  - `result` object
  - `errors` object

## Other responses

- `400`: Invalid input (see errors)

---

[API](https://skmtc.dev/calcbright/apis/calcbright-calculator-api.md) · [All operations](https://skmtc.dev/calcbright/apis/calcbright-calculator-api/llms.txt) · [OpenAPI document](https://skmtc.dev/calcbright/apis/calcbright-calculator-api/revisions/f58229e56e58?raw)