---
title: "Apply Verified Profile Update"
method: POST
path: "/api/v1/users/:userIdentifier/identity-verification/profile-updates"
tags: ["Identity Verification"]
---

# Apply Verified Profile Update

`POST /api/v1/users/:userIdentifier/identity-verification/profile-updates`

## Request

- Base URL: `https://merchant-api.accruesavings.com`
- URL: `https://merchant-api.accruesavings.com/api/v1/users/:userIdentifier/identity-verification/profile-updates`
- Auth: none declared. Required headers: `Client-ID`, `Authorization`
- TypeScript: <https://skmtc.dev/byaccrue/apis/accrue-merchant-api/docs/api/v1/users/:userIdentifier/identity-verification/profile-updates/post.ts> (a function with typed inputs; its response is checked against the schema)

Applies a phone number and/or email update after the user passes identity verification. Requires a valid, unused `verificationToken` from a successful challenge submission. At least one of `phoneNumber` or `email` must be provided. Changing the phone number clears the user's Better Auth session link and marks the updated contact fields as unverified.

## Path parameters

- `userIdentifier` string, required: Accrue `userId` or merchant `userReference` (`externalUserId` / `stableExternalUserId`). Accrue resolves the identifier automatically against active wallets for your merchant.

## Headers

- `Client-ID` string, uuid, required: The unique identifier of the client making the request. This header is required to retrieve the client-specific configuration and ensure that the response is tailored to the client's settings and permissions.
- `Authorization` string, uuid, required: Secure secret to access privileged endpoints.

## Request body

- ApplyVerifiedProfileUpdateRequest
  - `data` object, required
    - `type` 'ProfileUpdate', required
    - `attributes` object, required
      - `verificationToken` string, required: Single-use token from a successful challenge submission.
      - `phoneNumber` string: New phone number in E.164 format (for example, `+12125551234`).
      - `email` string, email: New email address.

## Response `200`

Profile update applied successfully.

- ApplyVerifiedProfileUpdateResponse
  - `data` ProfileUpdateResult, required: Confirmation of a verified profile update.
    - `id` string, uuid, required: Unique identifier for the object.
    - `type` 'ProfileUpdateResult', required
    - `attributes` object, required
      - `phoneNumber` string, nullable, required: The user's phone number after the update, in E.164 format.
      - `email` string, nullable, required: The user's email address after the update.
      - `appliedAt` string, date-time, required: ISO-8601 timestamp when the profile update was applied.
      - `updatedAt` string, date-time, required
      - `createdAt` string, date-time, required

## Other responses

- `400`: Bad Request
- `404`: Not Found
- `500`: Internal Server Error

---

[API](https://skmtc.dev/byaccrue/apis/accrue-merchant-api.md) - [All operations](https://skmtc.dev/byaccrue/apis/accrue-merchant-api/llms.txt) - [OpenAPI document](https://skmtc.dev/byaccrue/apis/accrue-merchant-api/revisions/3e2d97ef2e6e?raw)