---
title: "payout.failed"
method: POST
path: "payout.failed"
tags: ["Webhook Events"]
---

# payout.failed

`POST payout.failed` (webhook)

Sent when a payout has failed.

## Payload

- object
  - `id` string, required: Unique identifier for the event. Stable across retries.
  - `type` 'payout.failed', required: Event type in resource.action format.
  - `api_version` string, required: API version the payload was rendered at. Stable across retries and redeliveries.
  - `payload` PayoutResourceDto, required
    - `id` string, uuid, required: Unique identifier of the payout.
    - `type` 'payout', required: Resource type discriminator.
    - `status` 'initiated' | 'submitted' | 'sent' | 'failed' | 'returned', required: Current status of the payout.
    - `account_id` string, uuid, required: ID of the account that was debited.
    - `amount` string, required: Amount as a string decimal (e.g. "100.50").
    - `currency` 'EUR' | 'GBP' | 'USD' | 'USDC', required: Currency code (ISO 4217 or crypto).
    - `counterparty_id` string, uuid, required: ID of the counterparty that receives the money.
    - `unstructured_remittance_information` string, nullable, required: Unstructured remittance information attached to the transfer. Not all rails support this field.
    - `purpose_code` union, required: Purpose of the payout. Use an ISO 20022 external purpose code unless the beneficiary bank country requires a national code. Only supported on fedwire and swift payouts.
      - 'BKDF' | 'BKFE' | 'BKFM' | 'BKIP' | 'BKPP' | 'CBLK' | 'CDCB' | 'CDCD' | 'CDCS' | 'CDDP' | 'CDOC' | 'CDQC' | 'ETUP' | 'FCOL' | 'MTUP' | 'ACCT' | 'CASH' | 'COLL' | 'CSDB' | 'DEPT' | 'INTC' | 'INTP' | 'LIMA' | 'NETT' | 'BFWD' | 'CCIR' | 'CCPC' | 'CCPM' | 'CCSM' | 'CRDS' | 'CRPR' | 'CRSP' | 'CRTL' | 'EQPT' | 'EQUS' | 'EXPT' | 'EXTD' | 'FIXI' | 'FWBC' | 'FWCC' | 'FWSB' | 'FWSC' | 'MARG' | 'MBSB' | 'MBSC' | 'MGCC' | 'MGSC' | 'OCCC' | 'OPBC' | 'OPCC' | 'OPSB' | 'OPSC' | 'OPTN' | 'OTCD' | 'REPO' | 'RPBC' | 'RPCC' | 'RPSB' | 'RPSC' | 'RVPO' | 'SBSC' | 'SCIE' | 'SCIR' | 'SCRP' | 'SHBC' | 'SHCC' | 'SHSL' | 'SLEB' | 'SLOA' | 'SWBC' | 'SWCC' | 'SWPT' | 'SWSB' | 'SWSC' | 'TBAS' | 'TBBC' | 'TBCC' | 'TRCP' | 'AGRT' | 'AREN' | 'BEXP' | 'BOCE' | 'COMC' | 'CPYR' | 'GDDS' | 'GDSV' | 'GSCB' | 'LICF' | 'MP2B' | 'POPE' | 'ROYA' | 'SCVE' | 'SERV' | 'SUBS' | 'SUPP' | 'TRAD' | 'CHAR' | 'COMT' | 'MP2P' | 'ECPG' | 'ECPR' | 'ECPU' | 'EPAY' | 'CLPR' | 'COMP' | 'DBTC' | 'GOVI' | 'HLRP' | 'HLST' | 'INPC' | 'INPR' | 'INSC' | 'INSU' | 'INTE' | 'LBRI' | 'LIFI' | 'LOAN' | 'LOAR' | 'PENO' | 'PPTI' | 'RELG' | 'RINP' | 'TRFD' | 'FORW' | 'FXNT' | 'ADMG' | 'ADVA' | 'BCDM' | 'BCFG' | 'BLDM' | 'BNET' | 'CBFF' | 'CBFR' | 'CCRD' | 'CDBL' | 'CFEE' | 'CGDD' | 'CORT' | 'COST' | 'CPKC' | 'DCRD' | 'DSMT' | 'DVPM' | 'EDUC' | 'FACT' | 'FAND' | 'FCPM' | 'FEES' | 'GIFT' | 'GOVT' | 'ICCP' | 'IDCP' | 'IHRP' | 'INSM' | 'IVPT' | 'MCDM' | 'MCFG' | 'MSVC' | 'NOWS' | 'OCDM' | 'OCFG' | 'OFEE' | 'OTHR' | 'PADD' | 'PTSP' | 'RCKE' | 'RCPT' | 'REBT' | 'REFU' | 'RENT' | 'REOD' | 'RIMB' | 'RPNT' | 'RRBN' | 'RRCT' | 'RRTP' | 'RVPM' | 'SLPI' | 'SPLT' | 'STDY' | 'TBAN' | 'TBIL' | 'TCSC' | 'TELI' | 'TMPG' | 'TPRI' | 'TPRP' | 'TRNC' | 'TRVC' | 'WEBI' | 'IPAY' | 'IPCA' | 'IPDO' | 'IPEA' | 'IPEC' | 'IPEW' | 'IPPS' | 'IPRT' | 'IPU2' | 'IPUW' | 'ANNI' | 'CAFI' | 'CFDI' | 'CMDT' | 'DERI' | 'DIVD' | 'FREX' | 'HEDG' | 'INVS' | 'PRME' | 'SAVG' | 'SECU' | 'SEPI' | 'TREA' | 'UNIT' | 'FNET' | 'FUTR' | 'ANTS' | 'CVCF' | 'DMEQ' | 'DNTS' | 'HLTC' | 'HLTI' | 'HSPC' | 'ICRF' | 'LTCF' | 'MAFC' | 'MARF' | 'MDCS' | 'VIEW' | 'CDEP' | 'SWFP' | 'SWPP' | 'SWRS' | 'SWUF' | 'ADCS' | 'AEMP' | 'ALLW' | 'ALMY' | 'BBSC' | 'BECH' | 'BENE' | 'BONU' | 'CCHD' | 'COMM' | 'CSLP' | 'GFRP' | 'GVEA' | 'GVEB' | 'GVEC' | 'GVED' | 'GWLT' | 'HREC' | 'PAYR' | 'PEFC' | 'PENS' | 'PRCP' | 'RHBS' | 'SALA' | 'SPSP' | 'SSBE' | 'LBIN' | 'LCOL' | 'LFEE' | 'LMEQ' | 'LMFI' | 'LMRK' | 'LREB' | 'LREV' | 'LSFL' | 'ESTX' | 'FWLV' | 'GSTX' | 'HSTX' | 'INTX' | 'NITX' | 'PTXP' | 'RDTX' | 'TAXS' | 'VATX' | 'WHLD' | 'TAXR' | 'B112' | 'BR12' | 'TLRF' | 'TLRR' | 'AIRB' | 'BUSB' | 'FERB' | 'RLWY' | 'TRPT' | 'CBTV' | 'ELEC' | 'ENRG' | 'GASB' | 'NWCH' | 'NWCM' | 'OTLC' | 'PHON' | 'UBIL' | 'WTER' | 'BOND' | 'CABD' | 'CAEQ' | 'CBCR' | 'DBCR' | 'DICL' | 'EQTS' | 'FLCR' | 'EFTC' | 'EFTD' | 'MOMA' | 'RAPI' | 'GAMB' | 'LOTT' | 'AMEX' | 'SASW' | 'AUCO' | 'PCOM' | 'PDEP' | 'PLDS' | 'PLRF' | 'GAFA' | 'GAHO' | 'CPEN' | 'DEPD' | 'RETL' | 'DEBT'
      - 'CAP' | 'GDS' | 'SRV' | 'CAC' | 'FTF'
      - string
      - string
    - `tracking_reference` object, nullable, required: Rail network tracking identifier with its type: UETR for SWIFT, IMAD for Fedwire, or the 15-digit trace number for ACH. Null when unavailable.
      - `type` 'uetr' | 'imad' | 'trace_number', required: Tracking reference type: UETR, IMAD, or ACH trace number.
      - `value` string, required: Rail-provided tracking identifier.
    - `failure` object, nullable, required: Failure details when status is failed, otherwise null.
      - `code` 'account_closed' | 'account_blocked' | 'insufficient_funds' | 'invalid_account_format' | 'invalid_routing_number' | 'invalid_instruction' | 'invalid_amount' | 'invalid_time' | 'duplicate_transaction' | 'payee_verification_failed' | 'system_error' | 'provider_system_error' | 'rejected_by_correspondent_bank' | 'blocked_by_review' | 'unknown', required: Failure code.
      - `message` string, required: Human-readable description of the failure.
      - `retry` boolean, required: Whether the payout can be retried.
    - `metadata` object, required: Set of up to 50 key-value string pairs you can attach to store structured information, such as correlating this resource with an object in your own system. Keys may be up to 40 characters and values up to 500 characters.
    - `initiated_at` string, date-time, required: ISO 8601 UTC timestamp when the payout was initiated.
    - `sent_at` string, date-time, nullable, required: ISO 8601 UTC timestamp when the payout was sent.
    - `tx_hash` string, nullable, required: Transaction hash for crypto payouts, or null when not known. Only blockchain rails support this field.
    - `rail` 'sepa' | 'sepa_instant' | 'faster_payments' | 'swift' | 'internal' | 'target' | 'ach' | 'fedwire' | 'bitcoin' | 'bitcoin_testnet4' | 'ethereum' | 'ethereum_sepolia' | 'solana' | 'solana_devnet' | 'polygon' | 'polygon_amoy' | 'null', nullable, required: Payment scheme or blockchain used for the payout, or null when unknown.
  - `date` string, date-time, required: ISO 8601 UTC timestamp when the event was created.

## Acknowledgement `200`

Event received successfully.

---

[API](https://skmtc.dev/augustus/apis/ivy-api.md) - [All operations](https://skmtc.dev/augustus/apis/ivy-api/llms.txt) - [OpenAPI document](https://skmtc.dev/augustus/apis/ivy-api/revisions/e87bdcac11cc?raw)