---
title: "Virtual Card Program Cost Modeller"
method: POST
path: "/v1/tools/virtual_card_program_cost_modeller"
---

# Virtual Card Program Cost Modeller

`POST /v1/tools/virtual_card_program_cost_modeller`

## Request

- Base URL: `https://ainumbers.co`
- URL: `https://ainumbers.co/v1/tools/virtual_card_program_cost_modeller`
- Auth: none declared

Model virtual card programme economics end-to-end: interchange income, rebate waterfall, BIN fees, network dues, processing cost, and net margin. Compare against ACH and wire. Client-side. Works offline. Zero PII.

**Tool URL:** https://ainumbers.co/tools/133-virtual-card-program-cost-modeller.html
**AP2/Policy Mandate export:** yes

## Request body

- object
  - `monthlyVol` string
  - `avgTxn` string
  - `interchRate` string
  - `rebateShare` string
  - `binFee` string
  - `procCost` string
  - `fraudBps` string
  - `reservePct` string
  - `discRate` string

## Response `200`

Successful tool execution result

- object

---

[API](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite.md) · [All operations](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/llms.txt) · [OpenAPI document](https://skmtc.dev/ainumbers/apis/ainumbers-co-fintech-intelligence-suite/revisions/b462e4f5bb28?raw)